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An X-shaped recession
in Sox First, on July 14, 2009
...
Last month, I did a blog entry explaining why the real unemployment figures are worse than what the official statistics tell us. Now The Wall Street Journal takes it one step further and gives ... ... and more workers are being forced into part time jobs, which doesn't show up on the stats, the average work week has dropped to 33 hours, the time spent between jobs is now at the highest level s...
Save On Car Insurance by Raising Your Deductible
in The Personal Finance Weblog, on July 6, 2009
...s will allow you to save about $100 per year. This single change will allow you to save money more than any other change.
You want to be careful about raising this amount too quickly, however, becau... ...which is usually about $250.
According to Bob Sullivan at the Red Tape Chronicles (MSNBC), the average individual could save as much as 40% of their annual costs by raising their deductible. By ch...
Pebble Beach Swamped, Calendar Needs to be Split
in Classical Drives, on July 6, 2009
...ers like me if it didn't continue to push room rates beyond reach. (Yes, the rich are different than you and me.) The latest announcement comes from La Dolce Vita Automobili at Black Horse, "... ...concours that feature prize-winning cars from the past. But most of those cars were beyond reach of average folks when new and are even more so today. What upsets me is the price of the show, especial...
The Mother of all Dashboards
in The CIO Weblog, on July 1, 2009
...and style over the substance of the information. They get pitched and constructed more as cool toys than legitimate management tools and subsequent abandonment and neglect, followed by disillusionment... ..... if the government can pull this off and make IT project progress and costs understandable to the average citizen, why can't any enterprise do the same? What a quick result in such a massive und...
Home sales rise again. Is this a housing recovery?
in The Mortgage Roadmap, on June 25, 2009
...using slump back in May of 2008. But even so, existing-home sales back then were 3.6 percent higher than they were in May of this year.
There's more bad news for home sellers when you look at the... ...han they were in May of this year.
There's more bad news for home sellers when you look at the average price that a home sold for in May, too. According to the report, existing homes sold for a m...
In Search of a Cool Summer: Da Lat, Vietnam
in Hidden Travel Gems, on June 24, 2009
...rely climb past 78F degrees. This means that Da Lat is often cooler at the hottest point of the day than Saigon gets at the coolest point of the night. Rain is regular and plentiful.
The city is fil...
Can Wind Power Make a Profit?
in IfEnergy, on June 23, 2009
...runs $500,000, installed. The air at Driscoll's site on Long Island Sound is so still that the average output would come to only 18% of peak output, meaning that the juice would be worth $30,000 a...
RFID based Electronic Shelf Labels expected to replace paper
in The RFID Weblog, on June 16, 2009
...ormation to the shelf labels.
Product information can be displayed on ten thousand labels in less than an hour. The system developed by Altierre is already being tested by two US grocery stores.
... ...care of from a remote location and is expected to save millions of paper labels each year.
With an average retail store making ten to twelve thousand price changes each week you can yourself calculat...
Victoza: New Diabetes Drug, Better Than Byetta?
in Daily Diabetic, on June 14, 2009
... a new diabetes drug under clinical trials - Victoza (liraglutide) - that is proving much better than Byetta (exenatide) .
From WebMD :
Byetta is the first of the class of type 2 diabetes drugs... ...direct comparison study shows patients who took liraglutide once a day had a greater reduction in [average blood sugar levels] at the end of the 26-week study than did [Byetta] twice a day," Blon...
Behind the social networks
in Sox First, on June 12, 2009
...t not all Twitter users are alike. According to the study, men have 15% more followers and are more than twice as likely to follow another man than a woman. The average woman is 25% more likely to fol... ...n have 15% more followers and are more than twice as likely to follow another man than a woman. The average woman is 25% more likely to follow a man than a woman and the average man is 40% more likely...
Will the Volt save GM?
in Sox First, on June 10, 2009
...ectric motor won't take you that far, just 40 miles, but then that's suited for today's average commute. The real problem is that the new Prius will be selling for $22,000-$28,000 while th...
Apple 公布 iPhone 3G S 和 iPhone OS 3.0
in Wangtam, on June 9, 2009
在刚刚结束的 WWDC 2009 开幕演讲上，Apple 全球营销高级副总裁 Phil Schiller 发布了第三代 iPhone 手机，名字就叫做iPhone 3G S。其中，字母"S"代表了 Speed 速度。顾名思义，Apple 这一次将注意力放在了提升系统性能方面。
iPhone 3G S的外观设计和上一代产品iPhone 3G完全相同，整机、屏幕尺寸没有进行任何修改，重量从133g略微增加到135g。而在内部，iPhone 3G S对硬件配置进行了全面升级。根据苹果在发布会上的说法，iPhone 3G S启动短信应用程序的速度是iPhone 3G的2.1...
Snow Leopard makes 7 look expensive
in The CIO Weblog, on June 9, 2009
...T&T network that all US users are saddled with; the new unibody Macbooks were a face-saver more than anything, after the story broke last week that the old white Macbook was outperforming them, an... ...
I would rate the Apple WWDC splash this year as "about average." In other words, not a lot of the unexpected, nothing really revolutionary, and not much in it for business users. The ...
Banks to face more stress tests
in Sox First, on June 9, 2009
...ther the tests had been put in place to stop the panic, not to fix the banks. More a political ploy than anything else. Now, the Congressional Oversight Panel has put out a report saying that the s... ...r than originally forecast. "The unemployment rate climbed to 9.4 percent in May, bringing the average unemployment rate for 2009 to 8.5 percent. If the monthly rate continues to increase during ...
Subprime and racism
in Sox First, on June 7, 2009
...use they had so much influence. A New York Times analysis reveals that black households making more than $68,000 a year were nearly five times as likely to hold high-interest subprime mortgages as whi... ...wrote in The American Prospect toward the end of last year, home equity accounts for 63% of total average net worth of black households versus only 38.5% of average white net worth and predatory loa...
Entrepreneurial Life
in TJ's Weblog, on June 7, 2009
...nd with that, another observation was that entrepreneurs tend to value their personal freedom more than the average Joe.
There were other observations - things like being bold enough to thrive in a ... ...hat, another observation was that entrepreneurs tend to value their personal freedom more than the average Joe.
There were other observations - things like being bold enough to thrive in a recession...
Bayer Diabetes Care Launched A1CNow® SELFCHECK For Home Use
in Daily Diabetic, on June 3, 2009
...e with diabetes to check their A1C level at home.
As you may know, an A1C reading provides the average blood sugar level over the past three months and indicates how well blood sugar is being mana...
Obese Pregnant Women Should Not Gain Weight
in Next Nine Months, on May 31, 2009
...nd no growth-restricted infants in the study group. Also, there were fewer babies weighing more than 10 pounds in the study group than in the control group. (A birth weight over 10 pounds poses si... ...ell-balanced, nutritionally monitored program, which included a daily food diary (study group). The average weight gain in the control group was 31 pounds, compared to 11 pounds in the study group. Tw...
Mortgage interest rates went up. Don't panic!
in The Mortgage Roadmap, on May 28, 2009
...my and housing meltdown has chased many from the business. Those that remain are handling more work than ever thanks to the low mortgage interest rates now available. So don't delay too long i... ...Yes, mortgage interest rates rose this week. According to Bankrate.com , the average 30-year fixed-rate mortgage loan carried an interest rate of 5.45 percent. That's up from 5.24 percent a week ...
Is your credit score falling?
in The Mortgage Roadmap, on May 27, 2009
...
There's one number that means more than all the rest when you're applying for a mortgage loan: your credit score.
Also known as your FICO score, this number condenses your history of pa... ...due.
The USA Today story says that from the third quarter of 2008 to the first quarter of 2009 the average TransUnion credit score dropped six points to 651. Credit scores fell even more in those sta...
You can lower your mortgage interest rate -- BEFORE you take out that loan
in The Mortgage Roadmap, on May 25, 2009
...t rate of 6 percent equals a monthly payment of $1,079.19. That's a difference of slightly more than $118 every month.
Lenders consider several factors when determining your mortgage interest rat... ...
The average mortgage interest rate on a 30-year fixed-rate mortgage loan last week was still below 5 percent. Historically, that's an amazing rate.
That doesn't mean, though, that there...
How low will interest rates go? Who knows?
in The Mortgage Roadmap, on May 22, 2009
...one of the best financial consumer Web sites out there. According to the analysts at Bankrate, the average interest rate on a 30-year fixed-rate mortgage as of this morning stood at 4.98 percent. Th...
Will credit card bill stall mortgage foreclosures?
in The Mortgage Roadmap, on May 20, 2009
...ou're already deep in debt.
The numbers on the foreclosure side are even grimmer, if possible, than those credit card debt figures. RealtyTrac, an online provider of foreclosure data, said that i... ...
According to a report from CBS News, the average U.S. family carried $7,300 in credit card debt in 2007. That's a big financial burden.
Is there a relation between this spiraling credit card...
President at the Pump
in carzz.org, on May 20, 2009
...get excited about the future.
As an automobile journalist who's been writing about cars longer than 99% of my contemporaries and as an ex-racer who likes to go fast, I should be allied with the r... ... Imagine. In just seven years all new cars sold in America will be required to average 35 mpg. The auto industry (or what's left of it) will not go down without a lot of screaming and hair-teari...
OTC Prevacid®, Heartburn Medicine Now FDA-Approved
in Straightfromthedoc, on May 15, 2009
... More than 50 million Americans suffer from frequent heartburn, and nearly half-more than 21 million patients-utilize prescription-only Prevacid® to treat acid-related disorders.
The US FDA rec... ...sen Company, estimates that the availability of OTC heartburn medications saves each consumer an average total of $174 annually in prescription and office visits. CHPA and Nielsen attribute $757 milli...
Corporate social responsibility and recession
in Sox First, on May 15, 2009
...ords, the crash has not made any difference. Indeed, one could argue the CSR is now more important than ever. I recently chatted about this with Princeton University ethicist Peter Singer who said to... ... 12 months later, on February 10, 2009. Then, for each of those two groups of 25, it calculated the average change in stock price. And the result? Companies that were socially responsible did not perf...
Looking to buy? Your mortgage loan might be smaller than ever
in The Mortgage Roadmap, on May 13, 2009
... is more affordable today — even in the most desirable locations in the United States — than it's been in years. And this means that many buyers will be taking out smaller mortgage loa... ... pretty good time.
Mortgage interest rates also remain low, with Bankrate.com reporting that the average interest rate on a 30-year fixed-rate mortgage this morning stood at 5.03 percent.
Of cours...
The Players Championship: DVD or Download?
in Eagle Par Birdie, on May 8, 2009
...our. Their website currently boasts all kinds of streaming video.
Maybe I'm different from the average golf consumer but buying a DVD of one event is like buying a novel; I'll read it once an...
Squarespace as a Situational App programming model
in The CIO Weblog, on May 4, 2009
...and use.
EDIT: As is often the case, I appear to be going down a path already well-explored by Jonathan Sapir, who wrote on this same topic (with a more informed perspective) back in February. ... ...next generation web/blog host which has unprecedented web-based design capabilities oriented at the average user. Using templates and functionality modules created by professional designers as a launc...
Animal Spirits by George Akerlof and Robert Shiller
in Sox First, on May 4, 2009
...t;. Contrary to rational economic theory, Keynes said, they are not the "outcome of a weighted average of quantitative benefits multiplied by quantitative probabilities." Shiller and Akerlo...
Pandemic preparation in the IT department
in The CIO Weblog, on April 28, 2009
...t one former client had such a plan in place for any sort of disaster recovery scenario; cheaper than a hot-site, easily viable with modern telecommunications technologies and hosting services, I am... ...n you consider the impacts on your own department. IT may in fact be the best prepared unit in the average company to deal with this sort of disaster; IT staff are typically comfortable and well-verse...
Carotenoids Against Metabolic Syndrome
in Daily Diabetic, on April 27, 2009
...vascular disease.
In a new study by Dutch scientists , middle-aged and elderly men with highest average intake of all carotenoids had a 58 per cent lower incidence of metabolic syndrome, while the ...
Nouriel Roubini: we're not even at the bottom yet
in Sox First, on April 27, 2009
...ubini says. "Next year, I believe that the growth rate is going to be 0.5 percent for the U.S. average. Even if we are technically out of a recession, we are going to feel like we are in a recess...
Study Finds Pirates Buy More Music
in P2P File Sharing, on April 24, 2009
...heng . "At that time, the organization acknowledged that P2P users do indeed buy more music than the industry wants to admit, and that P2P isn't the primary reason why other people aren'...
NutriSystem D: New Weight Loss Hope for People with Diabetes
in Daily Diabetic, on April 23, 2009
...als with type 2 diabetes lose 16 times more weight and lower their blood sugar levels 5 times more than a standard hospital-based diet and education regimen.
In a recent study, researchers at the Ce... ...ccording to the researchers, the study participants who followed the NutriSystem D program lost on average 18 pounds during the initial 12 week assessment period and lowered their A1C test, by 0.9. By...
Another sucker's rally
in Sox First, on April 22, 2009
...umber of reasons why it's going to be long and slow. First, earnings are going to come in lower than expected because of the weak economy with deflationary forces for the next two years. Secondly,... ...
Should we read anything into the gyrations of the Dow Jones industrial average? Should we take heart when the market starts trading higher? If the experts are right, it's just a sucker's r...
Assessing the Future of Venture Capitalism
in TJ's Weblog, on April 20, 2009
... we're not seeing any [investor exits]." Scott takes a somewhat different view on his blog than Siguler does at Red Herring. He talks about venture capital investment this way: ...as a long-t... ... investment this way: ...as a long-term asset class, venture capital is nothing special, really. On average it performs much like any other asset class; however, it has much more risk flowing through ...
Is all this free sustainable?
in The CIO Weblog, on April 16, 2009
...supported Web 2.0 sites are sustainable under their chosen models is more important to corporate IT than you might initially imagine.
It's also not news that many of these sites exist not so much... ...t's not a new question, I know. And on the face of it, it may not seem terribly relevant to the average CIO, working for businesses which are generally wiling to pay for the services they consume....
Celestica receives a supply chain award
in Supplychainer, on April 15, 2009
...laboration processes compared to Industry Average and Laggards respectively," said Nari Viswanathan, principal analyst, Aberdeen. "SaaS solutions offer a viable approach for enabling rapid b... ... as likely to be using a SaaS application for supplier collaboration processes compared to Industry Average and Laggards respectively," said Nari Viswanathan, principal analyst, Aberdeen. "S...
Obama Relaxes Cuba Travel Restrictions
in Global Mobility Report, on April 13, 2009
...ss toward the island nation ruled by communists for 50 years. The questions now: How long until the average tourists gets to see what Havana's night life is like now...?
© neiljs
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Daniel K Jewelry
in The Jewelry Weblog, on April 10, 2009
...es.
Daniel K. Fancy Yellow Diamond Uternity Band
Yellow diamonds in white gold settings.
On average, it takes six months for a Daniel K design to go from concept to completion. Every stone use...
Seattle TechExecs CIO Panel Forum
in The CIO Weblog, on April 8, 2009
...he panel, on the other hand, didn't seem to me to be particularly representative of today's average CIO; all three members were in regulated or semi-regulated industries, two of which are rela...
Chad Allison Jewelry
in The Jewelry Weblog, on April 7, 2009
...ix round brilliant-cut natural diamonds weighing together 0.14 carat.
$3685
Chad Allison offers an average of 100 new pieces each year . By introducing these designs at trade shows and in magazine a...
A Chill in Paris...
in Wandalust, on April 6, 2009
...ssement, the Relais Plaza restaurant introduced a fixed-price dinner menu for $66, about half the average à la carte bill of $130, after suffering a 10% drop in clientele between December and March. &...
A Web 2.0 Obituary?
in TJ's Weblog, on April 2, 2009
...hed its conclusion with the bitter lack of a business model that has prevailed. True there is more than advertising - there are subscriptions services and 'digital roses' but there is no big u... ...s us change our spending habits.
Just think some years back and nobody had cell phones - now the average bill for each cell phone customer is around $30 - that is a lot of revenue when you sum that ...
Global recession: no co-ordination, no end.
in Sox First, on March 20, 2009
...ded for a global recession with activity now projected to contract by ½ to 1% in 2009 on an annual average basis. The report says there might be a modest recovery next year, but that's only on the...
Young Women Drinking Heavily, Not Impressing The Men
in Well Woman Blog, on March 13, 2009
...st decades, women have been steadily drinking heavily thereby bending the truth that men drink more than women.
The results showed 71 percent of women overestimated the men's actual preference o... ...timated the men's actual preference of drinks at any given event. The women overestimated by an average of one-and-a-half drinks.
When the researchers looked at the different subgroups, 26 perce...
Managing IT costs
in The CIO Weblog, on March 11, 2009
...organization, and that's great. I think looking at his global approach is of much greater value than taking advice out piecemeal from the one article. My reaction when I heard him talk about his a... ...ing business demand is the key to managing IT costs. I think that makes some presumptions about the average IT organization that are not universally applicable; namely, that they are already operating...
The complex reality of end-user application development
in The CIO Weblog, on March 6, 2009
...ient. If you learn nothing else as a CIO, it is to avoid building scenarios around the ideal rather than the average. Of course everyone using these tools imagines they are being innovative and it'... ...you learn nothing else as a CIO, it is to avoid building scenarios around the ideal rather than the average. Of course everyone using these tools imagines they are being innovative and it's in the...
$5K Scholarships for Students with Asthma
in Allergies, on March 5, 2009
...ors with asthma who will graduate in the 2009 school year and hold a minimum cumulative grade point average of 3.5 on a 4.0 scale are eligible. Applications are now being accepted and the deadline to ...
$50,000 In Scholarships Will Be Awarded To 10 Deserving Students With Asthma
in Straightfromthedoc, on March 5, 2009
...ors with asthma who will graduate in the 2009 school year and hold a minimum cumulative grade point average of 3.5 on a 4.0 scale are eligible. Applications for Schering-Plough's "Will to Win...
The long slump
in Sox First, on March 3, 2009
...rmance of the Dow Jones Industrial Average is anything to go by, it will be around for a lot longer than that. As The Wall Street Journal tells us, stocks fell to their lowest level in 12 years wit... ...a shambles for at least all of 2009. But if yesterday's performance of the Dow Jones Industrial Average is anything to go by, it will be around for a lot longer than that. As The Wall Street Jou...
Ricoh CX1 is not your average point and shoot...
in Digital Shot, on February 25, 2009
Okay, I think it's generally accepted now, even by us DSLR freaks, that lugging about a big hefty camera for just the normal social events just isn't practical. Of course, we still want a good camera to take some shots with, which is why as of late, many manufactures are bringing out ve...
Blueberries Against Childhood Cancer
in Straightfromthedoc, on February 24, 2009
Photo courtesy of iStockphoto , Image# 6541597
According to a new study in mice from Ohio State University , extract from blueberries may reduce the size of tumours primarily found in infants and children, and improve survival.
Writing in the current issue of the journal Antioxidants & R...
The recession's Spam index
in Sox First, on February 20, 2009
...rs tighten their belts and hunker down. That took its earnings to 60 cents a share when analysts on average were expecting profit of 51 cents a share, reports the New York Times . That in itself is ...
Drug Combo May Lower Diabetics' Kidney Risk
in Daily Diabetic, on February 19, 2009
...iabetes.
Such were the findings of researchers who analyzed data from a study that included more than 11,000 patients.
After an average follow-up of four years, patients taking the blood pressure... ... of researchers who analyzed data from a study that included more than 11,000 patients.
After an average follow-up of four years, patients taking the blood pressure-lowering drugs were 21 percent l...
How to combat recession with operations
in Supplychainer, on February 14, 2009
..., some of them were really marketing based):
Secret #1. Really Monitor Non-Payroll Spending: An average business does a poor job of tracking how much money it is spending on non-payroll expenditur...
Higher Blood Sugar Lowers Brain Function In Diabetics
in Daily Diabetic, on February 11, 2009
... Photo courtesy of iStockphoto , Image# 7366461
As average blood sugar levels in diabetics rice, a drop in brain functioning has been found. Such were the findings of researchers from Wake Forest...
Palm Springs Braces For an Electric Shock
in Classical Drives, on February 10, 2009
...ou of the Maserati Quattroporte, the soon-to-launched Aston Martin 4-door, or the upcoming and less-than-lovely Porsche 4-door sedan. The similarity, however, ends right there. This elegant beauty is ... ... Karma drivers who charge their car overnight and commute less than 50 miles a day could achieve an average fuel economy of 100 mpg (2.4L/100km) per year. As for those who drive further... well, what ...
Your Next Digital Camera May Be A Phone
in Digital Shot, on February 8, 2009
...
Digital cameras in the 12 megapixel range are no longer out of reach for the average amateur. It's really just a matter of good a 12 megapixel camera you want and can afford.
Soon however, a ...
Stimulus Hype: Will the Stimulus Work? (Part I)
in Bizinformer, on February 7, 2009
...r better to suspend all personal income tax for six months. That will cost about $700 billion, less than Obama's stimulus plan, and create an unprecedented flurry of economic activity.
Can anyon... ...an anyone in government spend that much money, $8,000 from every US household, more wisely than the average American would spend it? I simply do not believe that, and I also reject the morally dubious...
WaveSense Jazz™ Glucose Meter Now Available In The U.S.
in Daily Diabetic, on February 6, 2009
...ged by the user or his/her health care professional.
Compliance tracker feature: Displays the average number of tests/day.
Extensive memory: 1,865 memories for an average of 5 times/day for one ye...
The Guts To Be An Entrepreneur... (Do You Have What It Takes?)
in TJ's Weblog, on February 5, 2009
...ders, and even to their own staff on occasion, Hewlett and Packard could have seemed like just your average friendly college buddies... But despite their seemingly compassionate natures and generous h...
Wall Street bonus time, despite recession
in Sox First, on January 29, 2009
...the sixth biggest haul on record and ranks with what they got in 2004 when the Dow Jones Industrial Average was surging to a record high. Just something to give the next bailout package some context....
More Tips On Saving Money On Your Food Bills
in The Personal Finance Weblog, on January 28, 2009
... Photo courtesy of iStockphoto , Image# 3000673
One thing that a lot of us love to do more than about anything is to eat. We love to eat and we love to eat a lot. It's definitely easier, too,... ...to , Image# 5530754
Start with your eating habits. The U.S. Department of Labor says that the average American family of four spends about $710 per month on food costs! Certainly this figure cou...
New Panasonic DMC-FX40 Has Special Macro Features
in Digital Shot, on January 28, 2009
...
For fans of macro photography who want great macro performance, as well as above average standard photos, from a digital camera that's small, the Panasonic DMC-FX40 may be the answer.
It ...
Second Life Acquires Two Virtual World Shopping Sites
in Web 2.0, on January 21, 2009
.... In January 2008, Second Lifers spent about 28.3 million hours in the game. Assuming that's an average month, Second Lifers spend about a dollar an hour while they're there.
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Recession to last a year - CFOs
in Sox First, on January 14, 2009
...arter of 2009. Capital spending is expected to fall by 10%, tech spending is expected to slip 4% on average, marketing and advertising spending is expected to drop by 7% and earnings over the next 12 ...
Maths and the meltdown
in Sox First, on January 14, 2009
...h in their investments. However, researchers have observed that people buy and sell much more often than that during a bubble-with the rate of transactions becoming increasingly manic the bigger the b... ...mistic times, difficult-to-value stocks were wildly popular and therefore made much more money than average. In pessimistic times, they were wildly unpopular and therefore made much less money than av...
