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Los Angeles leads nation in mortgage fraud
in The Mortgage Roadmap, on July 8, 2009
...instance, builders will falsely inflate a purchase price to make it look like buyers have made down payments when they really haven't. In these cases, if the homes fall into foreclosure, lenders a...
It's getting tougher to get a mortgage-broker license
in The Mortgage Roadmap, on July 2, 2009
...ed out mortgage money to borrowers who didn't have the financial means to make monthly mortgage payments. These same sleazy brokers steered homeowners into risky loans, mortgage products such as i...
Are you ready for a mortgage loan?
in The Mortgage Roadmap, on July 1, 2009
...to own a home. Taking out a mortgage loan is a big financial responsibility. You have to make these payments on time. At the same time, you have to meet your other financial obligations.
Look at your...
Is plain vanilla the right goal?
in The Mortgage Roadmap, on June 30, 2009
...n. Many holders of interest-only loans are unable to refinance. They're stuck with those higher payments, whether they can comfortably afford them or not.
The way responsible borrowers were suppo...
Would you walk away from your mortgage loan?
in The Mortgage Roadmap, on June 29, 2009
...ingly, a new study shows that 17 percent of households would willingly stop paying their mortgage payments if their homes fell in value by 50 percent or more. They'd do this, according to a stud...
Dragging out the foreclosure mess
in The Mortgage Roadmap, on June 26, 2009
It's difficult to imagine the stress that homeowners feel when their home falls into foreclosure. Losing your home is a sign that you failed. You couldn't cut it. And now you and your family have been booted out of your home. It's humiliating. It's painful.
And these days, fore...
3rd Party Blog
in Wangtam, on June 23, 2009
...• To Build Display, Yahoo Joins Self-Serve Ad Fray
• Apple Sells Over One Million iPhone 3GS Models
• How not to use Twitter: HabitatUK as a case study
• UxStyle Allows Custom Windows Themes Wi...
Did Sonia Sotomayor's mortgage views help send county into recession?
in The Mortgage Roadmap, on June 23, 2009
...than what they could actually afford? When those adjustable-rate loans adjusted, and their mortgage payments suddenly jumped, these middle-class buyers could no longer afford their bigger, more luxuri...
Beware of loan-modification scams
in The Mortgage Roadmap, on June 21, 2009
...: loan-modification scams.
The scammers target homeowners who have fallen behind in their mortgage payments or those who are facing foreclosure. They promise to modify these homeowners' mortgage ...
A new wave of mortgage foreclosures on the way?
in The Mortgage Roadmap, on June 18, 2009
... we'll be seeing fewer homes fall into foreclosure, and fewer homeowners missing their mortgage payments.
I'd like to think all that. Unfortunately, I can't.
What I really think is that ...
Do you trust the government to protect you from mortgage lenders?
in The Mortgage Roadmap, on June 18, 2009
...n of the federal government. They gave loans to people who couldn't afford the monthly mortgage payments. You can't do that and escape the consequences.
...
IBM's Big Blue Cloud
in Wangtam, on June 17, 2009
...ng Software
• Layar
• BOKU Home - Pay by Mobile - Easy, Safe Mobile Payments for merchants and publishers
• Vooices.us - Control Games, Applications, Anything With Your Voice
• 专家联名致信Google 要求...
Does owning a home have to be the American Dream?
in The Mortgage Roadmap, on June 17, 2009
...ng. There are plenty of people who can't handle the financial burden of making monthly mortgage payments.
But instead of promoting renting as a viable alternative, we have an entire industry, the...
Higher mortgage interest rates putting a scare in homebuilders
in The Mortgage Roadmap, on June 15, 2009
... are low, it's easier for potential buyers to purchase newly built home; their monthly mortgage payments will be lower.
When interest rates are high, though, these same monthly payments will be h...
Want a better credit score? Manage your money
in The Mortgage Roadmap, on June 12, 2009
...ebuyers will have stronger credit scores if they already have a history of managing their money and payments responsibly. Mortgage lenders today don't like to lend money to borrowers who have show...
Wells Fargo accused of pushing bad loans on African-Americans
in The Mortgage Roadmap, on June 8, 2009
...rates. They then adjusted, and when that happened, many borrowers couldn't afford to make their payments. Of course, when loan officers originally sold these mortgages, they told their borrowers t...
Mortgage giant Mozilo charged with fraud
in The Mortgage Roadmap, on June 5, 2009
...e housing crisis began. Bad mortgage loans, made to homeowners who couldn't make their mortgage payments once their artificially low initial interest rates adjusted to higher levels, brought the c...
Reality TV, French style
in Sox First, on June 5, 2009
.... Tempting a person of the opposite sex requires concentration and attention." The TV station says this will ruin reality TV in France. But what's more interested is whether that sort of rul... ... (Temptation Island), have won a court case to get the same entitlements as employees with overtime payments and other benefits. As the BBC reports, that the court felt that the effort the contestan...
Rising healthcare costs put strain on homeowners
in The Mortgage Roadmap, on June 4, 2009
....
Add rising health-care costs to this mix, and it gets even harder to make those monthly mortgage payments.
Right now, the hope lies with Barack Obama and the federal government. Obama has made ref...
Mortgage delinquencies not slowing
in The Mortgage Roadmap, on June 2, 2009
...t how many people are losing their jobs. How many of these newly unemployed can make their mortgage payments when their monthly income is so severely slashed?
And that's the saddest part about co...
Be honest with your finances before taking on a mortgage
in The Mortgage Roadmap, on June 2, 2009
...ow initial interest rates. Yes, these loans may make it easier for borrowers to make their mortgage payments for a set period of time.
But as soon as that introductory interest rate adjusts, usually ...
More bad news: Mortgage delinquencies on the rise
in The Mortgage Roadmap, on May 29, 2009
...dvice I can give to people facing foreclosure is this: If you start falling behind on your mortgage payments, don't hesitate to contact your mortgage lender. I know it's a tough call to make, ...
Loan modifications not always helping homeowners
in The Mortgage Roadmap, on May 26, 2009
...work out new payment plans so that no one is kicked out of their homes.
The Journal story, though, says that these modifications aren't quite working .
The paper cites a Fitch Ratings report th... ...ing closely with struggling homeowners - those who are having trouble making their monthly mortgage payments or who have already missed several - to work out new payment plans so that no one is kicked...
Early retirement soars, but who is going to pay?
in Sox First, on May 26, 2009
..., they need to do it because they are under such immense financial pressure. As Jonathan Chevreau says in the National Post says, there is a pretty compelling economic argument for people to go dow... ...n add up to a hefty sum and it's estimated that the "breakeven point" where the extra payments gained by postponement surpasses the foregone early cheques doesn't 't occur until ...
You can lower your mortgage interest rate -- BEFORE you take out that loan
in The Mortgage Roadmap, on May 25, 2009
... will be.
The length of your mortgage loan is also important. If you can afford the higher monthly payments, your interest rate will be significantly lower if you take out a 15-year fixed-rate loan i...
Attend A “Photo Meet Up” And Connect With Other Digital Photographers
in Digital Shot, on May 23, 2009
Here's something for those of you who are looking for some socialization to accompany your pursuit of digital photography.
"Meet Ups" are exactly what the words say, a chance to "meet up" with other people who share a passion for your favorite activities and pastimes.
N...
The refi money is still flowing
in The Mortgage Roadmap, on May 21, 2009
...nt — not unusual these days for a 30-year fixed-rate mortgage — will make lower monthly payments.
These low interest rates have sent a horde of existing homeowners back to their mortgage ...
Will credit card bill stall mortgage foreclosures?
in The Mortgage Roadmap, on May 20, 2009
... spiraling credit card debt and housing foreclosures? Probably. It's hard to make your mortgage payments when you're already deep in debt.
The numbers on the foreclosure side are even grimmer...
Will federal mortgage loan assistance hurt your credit rating?
in The Mortgage Roadmap, on May 18, 2009
...For homeowners struggling to make their mortgage payments, the federal government's new Making Home Affordable program — which lets homeowners refinance their existing mortgage loans or mo...
2009 may not turn out to be as bad for RFID as you might think
in The RFID Weblog, on May 16, 2009
...areas where we could expect RFID to contribute are asset management, baggage handling, contactless payments, contactless ticketing, electronic identification documents, item level tracking in fashion ...
Times' reporter's story a reminder: It's easy to fall into foreclosure nightmare
in The Mortgage Roadmap, on May 15, 2009
...t. And if I lost my main job? I'd hate to think about how hard it'd be to make the mortgage payments in our very modest home.
I was intrigued, then, by a story my wife forwarded me yesterday....
More bad news: Housing foreclosure activity remains at record levels
in The Mortgage Roadmap, on May 14, 2009
...t of losing their residences.
But if you do find yourself falling behind on your monthly mortgage payments, you must call your mortgage lender immediately. Remember, your lender sees no financial be...
Looking to buy? Your mortgage loan might be smaller than ever
in The Mortgage Roadmap, on May 13, 2009
...using price fell 14 percent in the first quarter to $169,000. The National Association of Realtors says that housing prices dropped in 134 of 152 metropolitan areas. The biggest declines came in Cape... ...they can to avoid passing out mortgage money to borrowers who may not be able to make their monthly payments.
But, if you're a first-time buyer with good credit and solid income, this is a great ...
New Search Tool Aims at Answering Tough Queries, but Not at Taking on Google
in Wangtam, on May 12, 2009
...RSS真的死了么? ...
Navigating the new mortgage roadmap
in The Mortgage Roadmap, on May 12, 2009
...rs, stung by the growing number of homeowners who are no longer able to make their monthly mortgage payments, are returning to the stricter guidelines that they were supposed to be following all along...
D u s t y T u n e s
in Wangtam, on May 11, 2009
...to Put Your Best Foot Forward
• Micro-payments considered for WSJ website
• Google整合YouTube帐户 布局社会化网络
• Open Letter To Facebook CEO Mark Zuckerberg
• EU to find Intel anti-competitive: sources...
WinRAR 3.90 beta 1
in Wangtam, on May 2, 2009
...• BuddyPress 1.0 Has Arrived
• Ad.com sells for $1.4 million
• Wijng
• PocketSmith - Discover and define your financial future.
• DubFiler: Your music to the right people, faster. Easy file u...
Skype's Founders Want Their Company Back
in The VoIP Weblog, on April 10, 2009
...nt CEO John Donahoe has said that Skype has no synergies with the rest of eBay, which also owns Web payments service PayPal ," writes Reuters' Alexandria Sage . "Donahoe has said the c...
Collecting Bad Debts Through MySpace? Not...
in The Social Networking Weblog, on April 2, 2009
... a debt collector. She's now suing the collection agency.
Paula Newland fell behind on her car payments - and everyone kind of knows that now because Assets Recovered and Advanced Equity evident...
Geithner's push for power and the law of unexpected outcomes
in Sox First, on March 26, 2009
...s under these contracts and now deserve to be paid as promised. None of us should be cheated of our payments any more than a plumber should be cheated after he has fixed the pipes but a careless elect...
Your car keys will now foot your bill
in The RFID Weblog, on March 21, 2009
A man comes to a departmental store in his swanky BMW and shops around the store for his daily needs. When he approaches the counter to pay for his purchases the executive on the other side asks him as to how he would like to pay for them and he coolly hands over his car key which is read to pa...
Powder-Free Latex Gloves Reduce Latex Allergy Related Illness
in Allergies, on March 12, 2009
... powder-free gloves was more costly, it partially offset by a decrease in workers' compensation payments and operating room expenses.
Obviously, the use of powder-free gloves does not completely ...
Do You Have An Action Plan for Getting Out of Debt Yet?
in The Personal Finance Weblog, on March 12, 2009
...ss than your bills, have you talked to anyone yet - about either a new job, or about reducing your
payments?
Photo courtesy of iStockphoto , Image# 3897683
When it gets right down to it, ther...
Can A Balance Transfer Credit Card Help Reduce Debt?
in The Personal Finance Weblog, on February 25, 2009
...ed one) can get you an instant new interest rate of 29% or higher. Saving money here demands prompt payments....
The Bernanke-Obama dance
in Sox First, on February 25, 2009
...wn, store it away and let's take a look at it next year. Federal Reserve chairman Ben Bernanke says the US recession could end in 2009 and recover in 2010. That, of course, is assuming that the ... ...using plan that will help responsible families facing the threat of foreclosure lower their monthly payments and re-finance their mortgages. It's a plan that won't help speculators or that nei...
Qtrax Finally Ready to Launch
in P2P File Sharing, on February 16, 2009
...nd of music you like the most and target the site's advertising better, though the company also says that the artists and labels that are played the most will get the largest payments out of the p... ...ugh the company also says that the artists and labels that are played the most will get the largest payments out of the pool of ad revenue."
More here from Macworld ... more here from redOrb...
Bailout transparency problems continue
in Sox First, on January 31, 2009
...nk clean-up, measures to reduce home foreclosures and moves to to kick-start credit markets. The FT says the measures might include the purchase of toxic assets by a "bad bank", insurance-st... ...ining on bank balance sheets, and subsidies for programs that reduce unsustainable monthly mortgage payments. Still, the US Government should pay heed to the latest Government Accountability office ...
Saving Money Isn't What It Used to Be
in The Personal Finance Weblog, on January 23, 2009
...
Besides that, you could do without all of the interest. Even if you currently have zero interest payments - they do not last forever. Take advantage of the money you have now, and reduce your debt....
Thain's bonanza
in Sox First, on January 23, 2009
...ith tens of billions of dollars of taxpayers' money, but Thain continued to lavish himself with payments and luxuries. The Daily Beast reports that in early 2008 as he was getting ready to cut t...
British Pound Sinks To Seven Year Low
in Exclusive from our news room , on January 20, 2009
...tain's small businesses and real estate industry have started receiving their economic stimulus payments but it will take a while before these funds have a positive impact on the country's eco...
Be Alert, Work At Home Scams Are On The Rise!
in Home Based Business, on January 20, 2009
...ks" or "payment processors". The ad offers an attractive weekly salary for accepting payments for an overseas company. You're asked to deposit the payments into your bank account, t...
Automaker bailout: at what cost?
in Sox First, on December 19, 2008
...n. The automakers will have to cut their debt by two thirds in an equity exchange, make half of the payments to a union retirement fund in equity, eliminate a program that pays union workers when they...
Skype 4.0.0.176 Beta 3 for Windows
in Wangtam, on December 14, 2008
Skype 4.0 今天升级到了 Beta 3 版本,版本号 4.0.0.176,再度改版了界面,增加了 Call Quality Feedback 支持,增加了 Skype Prime 支付的支持等。
11.12.2008 Skype Skype 4.0.0.176 Beta 3 for Windows
Will Obama's job plan work?
in Sox First, on December 7, 2008
...r mortgage payments. So consumer spending is also falling off a cliff." More to the point, he says any stimulus package needs to be broad. "It should be focused on job creation in the Unite... ...ndebtedness is still high, by historic standards. And many are worried as well about their mortgage payments. So consumer spending is also falling off a cliff." More to the point, he says any st...
Introducing Microsoft's Kojax
in Java Entrepreneur, on November 27, 2008
...dio tools and JavaScript," he writes.
ZDNet's Mary-Jo Foley , who first broke the news, says those interactive mobile applications are likely to include "a virtual wallet for online p... ... says those interactive mobile applications are likely to include "a virtual wallet for online payments, a group messaging service and photo-sharing app - things that build on top of Windows Live...
Pirate kings live it up
in Sox First, on November 22, 2008
The recent seizure of the Saudi super-tanker Sirius Star by Somali pirates signifies how skilled these buccaneers are getting. As the BBC reports, they are becoming much more sophisticated. "There is evidence they have staged "dummy" attacks to lure in warships while another ga...
Great Time To Learn Golf. Not.
in Eagle Par Birdie, on November 22, 2008
...s almost doomed to be stopped dead in its tracks before it starts.
No matter that it has incentive payments to entice golf courses to participate in the program by covering some of their start-up cos...
The Siemens saga rolls on
in Sox First, on November 19, 2008
...nagers confessing their crimes and likely to receive suspended sentences. The pair took the illegal payments and established a secret accounting system, using sham contracts for payments into slush fu...
121 RSS Feeds That All Designers Should Subscribe To
in Wangtam, on November 5, 2008
... Media Blames Economy, Slows Down Payments To Publishers
• InternshipIn
• FCC approves Verizon Wireless' purchase of Alltel
• Google, Yahoo and the DOJ at the Concession Stand
• 谢霆锋不恨陈冠希 愿...
Google Book Search Pays the Bill
in The Search Engine Weblog, on October 28, 2008
...ion for "a nonprofit Book Rights Registry that will store copyright information and coordinate payments." Google will also pay $60 per completed work for the millions of copyrighted books al...
Enter the SnG Matrix at Full Tilt
in Internet Poker, on October 16, 2008
...ear on your screen pitting against the same six or nine players for five different prize pools. The payments for each individual tourney are the same as two places pay out for six player SnGs and thre...
Banks Tighting Loans
in Biz Plan Hacks, on October 15, 2008
...l into the trap of easy credit and then get themselves in trouble by not being able to the make the payments.
Dave Ramsey is an excellent source to learn how to live within your means both persona...
Brain Teaser: Do Credit Card Minimum Payments Actually Cause People to Pay Less Each Month?
in The Personal Finance Weblog, on October 9, 2008
...iversity of Warwick reveals that many credit card customers become fixated on the level of minimum payments given on credit card bills. The mere presence of a minimum payment is enough to reduce the a...
Adzant: Advertisement In Social Applications
in Wangtam, on October 7, 2008
...enmark's DBA for $380 million
• 90+ Proxy Websites To Access Blocked Websites
• Picasa 3 Beta's New Features ...
If You Had to Choose, Would You Pay Your Mortgage First or Your Credit Card Bill?
in The Personal Finance Weblog, on October 6, 2008
...uggest people are more likely to skip paying their mortgages than keeping up with their credit card payments or car payments. That is, if they don't have enough money to make all the payments, the...
Less Stimulating Than Hoped?
in The Personal Finance Weblog, on October 2, 2008
...oto , Image# 4489297
Kara McGuire had a brief blog post the other day about the economic stimulus payments the guvmint handed out earlier this year, and though her post is mainly about how to get y...
AnnualCreditReport.com is the Only Place to Get Your Free, No-Strings-Attached Credit Report
in The Personal Finance Weblog, on September 25, 2008
...c., including information such as who the creditor is, how much you owe, any history of late or non-payments, etc. This is what you get for free. If you find a problem, you can dispute it with the cre...
Green Calculator: Helps fight carbon emissions
in The RFID Weblog, on September 18, 2008
...es.
RFID is put into practice where it is used for controlling parking and even used for wireless payments ensuring smooth movement of traffic which leads to reduced carbon emissions and idle time. ...
More Startups That Want You to Handle Your Finances Online: Rudder & Green Sherpa
in The Personal Finance Weblog, on September 8, 2008
...ce accounts up and running, it keeps track of your bills and gives you daily e-mail updates on what payments are coming up and how much money you can expect to have available at any point in the near ...
Skymarket: Windows Mobile 7 的"AppStore"
in Wangtam, on September 1, 2008
iPhone 的兴起,AppStore 的成功,让后继者趋之若鹜。 先是 Google ,现在微软也蠢蠢欲动了。Long Zheng 发现了微软开始准备推出一款集中的应用 Marketplace,代号为 SkyMarket,相当于把 Windows Mobile 平台上的应用软件集中性的列出,让用户自由挑选,同时方便开发者发布这些软件,收取费用。当然,这些信息是出现在 Windows Mobile 7 相关招聘信息中的,实际发布日期尚未确定:




