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Is the arrow still pointing down for the housing industry?

in The Mortgage Roadmap, on July 15, 2009

It seems as if we've all been waiting since 2007 for the housing market to hit its bottom. I know I'm tired of watching my home's value continually go down. I'm also tired of all those "For Sale" signs still dotting the lawns in my neighborhood. I've seen a few pr...

Downpayments still keeping homebuyers away

in The Mortgage Roadmap, on July 13, 2009

If you're a first-time homebuyer, there's probably one factor that's preventing you from buying a home: the downpayment. It's always been a struggle for buyers to scrape together enough money for a downpayment. After all, homes aren't cheap. Who has $10,000 or more just lyi...

Do you still have faith in Obama's stimulus plans?

in The Mortgage Roadmap, on July 10, 2009

I happily voted for Barack Obama last year. I was thrilled to see George Bush and his cronies swept away. But I had no illusions: I knew that fixing the country's problems, especially its struggling economy, would require a long, hard slog. I knew, too, that things weren't magically g...

Carbon market bonanza for accountants

in Sox First, on July 10, 2009

...ich include high polluting oil and gas producers, electricity generators, chemical makers and heavy manufacturers. As CFO.com explains, carbon disclosures and trade will open an entirely new market...

The Mercedes Folding Bike

in Wangtam, on July 9, 2009

... • Nikon roadmap leaked • Musicians on Twitter: 100+ Artists That Tweet • Jolicloud Raises $4.2 Million, Niklas Zennström And Gilles Samoun Join Board • StyleList Fashion Blog • WhoSampled - ...

Why it matters if your neighbor's struggling to pay the mortgage

in The Mortgage Roadmap, on July 9, 2009

You might not want the federal government to bail out your neighbors who took out bad mortgage loans and now can't pay their monthly bills on time. Most of them were greedy, you might say. They took out odd mortgage loans with artificially low initial interest rates all so they could move...

China's supply chain challenge: Mitigating supply risk

in Supplychainer, on July 5, 2009

...ore flexible and adapt their operations to local conditions." As a result, local suppliers and manufacturers absorb the right systems and processes either as joint venture partners, by watching a...

Housing slump boosts population in New York City, other big cities

in The Mortgage Roadmap, on July 3, 2009

The housing slump has certainly had some unforeseen consequences. For instance, it may have actually helped boost the number of people living in New York City, Los Angeles and Chicago. A story by Bloomberg News theorizes that falling home values in the suburbs of California and Florida may h...

What the jobless figures tell us

in Sox First, on July 3, 2009

...ring figures tell the same story. As the FT notes, inventories are falling but so are orders. "Manufacturers of oil, mineral, wood, paper and plastic products, for example, are mostly reporting g...

Is plain vanilla the right goal?

in The Mortgage Roadmap, on June 30, 2009

As part of his efforts to protect consumers, and keep the country from suffering another wave of foreclosures, Pres. Barack Obama has called for the creation of a new consumer protection agency. The agency would have dominion over mortgage lenders. And as part of their new rules, mortgage lende...

Dragging out the foreclosure mess

in The Mortgage Roadmap, on June 26, 2009

It's difficult to imagine the stress that homeowners feel when their home falls into foreclosure. Losing your home is a sign that you failed. You couldn't cut it. And now you and your family have been booted out of your home. It's humiliating. It's painful. And these days, fore...

Home sales rise again. Is this a housing recovery?

in The Mortgage Roadmap, on June 25, 2009

The sales of existing homes rose once again this May, according to the National Association of Realtors. The May increased marked the first time that national existing-home sales rose for two months in a row since September of 2005. This is good news for home sellers, many of whom have seen...

Did Sonia Sotomayor's mortgage views help send county into recession?

in The Mortgage Roadmap, on June 23, 2009

You'll often hear conservative commentators on FOX News and other stations putting the blame for the country's mortgage meltdown on the poor and on the federal agencies that tried to get them into homes. Their reasoning goes like this: Fannie Mae and Freddie Mac, along with other advoc...

Philippines Announces 10-Year Nanotech Roadmap

in Nanotechbuzz, on June 21, 2009

...writes INQUIRER.net's Alexander Villafania . "The PCASTRD's nanotechnology strategic roadmap will cover at least six industrial sectors, including the semiconductor, information technolo...

Do you trust the government to protect you from mortgage lenders?

in The Mortgage Roadmap, on June 18, 2009

Do you have faith that the government can protect you and other borrowers from bad mortgage loans pushed by shady mortgage lenders? If you answered "yes" to this question, you'll be happy to know that the Obama administration is pushing for the creation of a new consumer agency d...

Climate change impacts

in Sox First, on June 18, 2009

... legislation. As the Center for Public Integrity reports, 140 businesses and organizations led by manufacturers, power companies, and the oil and gas industry have been lobbying on climate change an...

Does owning a home have to be the American Dream?

in The Mortgage Roadmap, on June 17, 2009

We like to find people to blame for our problems, don't we? And today, a lot of us are busy looking for people to blame for the mortgage meltdown the country is currently suffering through. You know all about the meltdown: Housing foreclosures are soaring. Owners are walking away from thei...

Higher mortgage interest rates putting a scare in homebuilders

in The Mortgage Roadmap, on June 15, 2009

Home builders are a nervous lot these days. Who can blame them? Ever since the housing slump began, they've been going out of business or declaring bankruptcy in record numbers. It's no surprise, then, that home builders are spooked rather easily these days. Today it's higher mor...

Samsung B7610 Louvre coming soon?

in The Smart PDA, on June 14, 2009

...ndows Mobile Smartphone known as the Samsung B7610 Louvre have been released on the web. Smartphone manufacturers still keep coming up with new Windows Mobile Smartphones despite the fact that Windows...

Want a better credit score? Manage your money

in The Mortgage Roadmap, on June 12, 2009

If you want to become a homeowner, you're going to need a good credit score, unless you have piles of cash lying around. For most, though, the credit score is the key to determining whether they will qualify for a mortgage loan. Lenders want to see a high credit score — a numerical f...

Will rising mortgage interest rates stop housing recovery?

in The Mortgage Roadmap, on June 11, 2009

Mortgage interest rates are still pretty low. But they are rising. That has some economists worried. They're wondering whether increasing mortgage interest rates will slow or even halt the modest recovery that the housing market is now experiencing. Of course, anything that slows down hous...

Hard times for logistics and transportation companies...

in Supplychainer, on June 11, 2009

...sts to transport products to retail stores. - Manufacturing sector, especially parts and component manufacturers see a dramatic decrease in their sales and this affects their large logistics chain. ...

FDA's Annette McCarthy: We Can Manage Nanotech Food Safety

in Nanotechbuzz, on June 11, 2009

...id her organization has sufficient authority to manage nanotech safety. "In order to assist manufacturers to ensure product safety, the FDA is in the process of developing a guidance document f...

Are reverse mortgages the next trouble spot?

in The Mortgage Roadmap, on June 8, 2009

I've learned not to necessarily trust everything that mortgage professionals say. But that's because I've been covering the mortgage and real estate industries for more than a decade now. I can see why others, though, might listen intently to what mortgage loan officers tell them. ...

Recession Forces More Golf Deals

in Eagle Par Birdie, on June 8, 2009

.... But what about the recreational golf industry? Frankly, I haven't seen too many club or ball manufacturers offering astonishing deals. I mean, if you are going to play golf, then you're goi...

Wells Fargo accused of pushing bad loans on African-Americans

in The Mortgage Roadmap, on June 8, 2009

Whenever I tell people that borrowers shouldn't always be blamed for the bad mortgage loans that they take out, I get sneers. These borrowers should have done their homework before taking out a mortgage loan that they eventually wouldn't be able to pay, people will say to me. What they...

Rising healthcare costs put strain on homeowners

in The Mortgage Roadmap, on June 4, 2009

Unemployment across the nation is at record highs. Foreclosures are, too. Of course, the two are related. But unemployment isn't the only factor in the rise of mortgage delinquencies and housing foreclosures we're now seeing. Credit card debts are high, too, making it harder for famili...

Is manufacturing dead?

in Sox First, on June 3, 2009

...Sony and Apple are also innovative. What makes the new kind of manufacturing different is that the manufacturers have identified niche markets. Whereas in the old days, manufacturers were making prod...

Mortgage delinquencies not slowing

in The Mortgage Roadmap, on June 2, 2009

I'm waiting for some good news out of the housing-finance industry. Really. I'd like to wake up one morning, open the paper and read this headline: "Foreclosures fall to record lows!" Unfortunately, I don't think I'll be reading that particular headline any time soon,...

More bad news: Mortgage delinquencies on the rise

in The Mortgage Roadmap, on May 29, 2009

It only seems as if the housing slump, and the national recession that followed it, have been going on forever. The housing slowdown, though, didn't start until the middle of 2006 or so. The problem is, when you read the newspapers or listen to the radio, it's hard to remember that the...

Amgad Jewelry

in The Jewelry Weblog, on May 28, 2009

...ollectable vivid green diamond - you'll find it with Amgad. And since we're wholesalers and manufacturers, Amgad diamonds offered at unbeatable prices every day. ...

Is A Printer Bundle The Way To Go For A Digital Photographer?

in Digital Shot, on May 28, 2009

...udio equipment, computers, or cameras and their associated peripherals. Because of that, equipment manufacturers offer "bundles", such as a complete audio-video entertainment system. Well ...

Is your credit score falling?

in The Mortgage Roadmap, on May 27, 2009

There's one number that means more than all the rest when you're applying for a mortgage loan: your credit score. Also known as your FICO score, this number condenses your history of paying bills and handling credit into a single figure. Mortgage lenders look at the score to determine...

Vera Wang Jewelry

in The Jewelry Weblog, on May 27, 2009

...aborates with leading global partners, directly employs more than 200 people and manufacturers the majority of its bridal collection in company-owned workrooms in the United States. ...

You can lower your mortgage interest rate -- BEFORE you take out that loan

in The Mortgage Roadmap, on May 25, 2009

The average mortgage interest rate on a 30-year fixed-rate mortgage loan last week was still below 5 percent. Historically, that's an amazing rate. That doesn't mean, though, that there aren't a whole lot of borrowers — or soon to be borrowers — who don't want to l...

Sun CEO Announces Plans for Java App Store

in Java Entrepreneur, on May 22, 2009

...#39;s Jason Ankeny . "Further details of Project Vector's business model, technology and roadmap will be made available at the JavaOne Conference in San Francisco on 2 June," writes ...

The refi money is still flowing

in The Mortgage Roadmap, on May 21, 2009

There's one benefit to the still slumping housing market: The government has consistently made moves that have resulted in lower mortgage interest rates. This means that buyers who qualify for mortgage loans at an interest rate at or slightly below 5 percent — not unusual these days ...

Will credit card bill stall mortgage foreclosures?

in The Mortgage Roadmap, on May 20, 2009

According to a report from CBS News, the average U.S. family carried $7,300 in credit card debt in 2007. That's a big financial burden. Is there a relation between this spiraling credit card debt and housing foreclosures? Probably. It's hard to make your mortgage payments when you'...

President at the Pump

in carzz.org, on May 20, 2009

...g fuel economy and emissions rules at both the federal and state levels, the Alliance of Automobile Manufacturers is finally coming out in favor of the new regulatory framework. Personally I'm gr...

How bad is the housing market? That depends

in The Mortgage Roadmap, on May 19, 2009

So you're looking to buy a home. You're interested in a mortgage loan. But you're wondering: You've heard some good news recently regarding the U.S. housing market. Has a recovery begun? And will this mean you'll pay higher prices for a home? In a word, "No." Yes...

SEC official abuses position

in Sox First, on May 18, 2009

Earlier this month, I did a blog entry looking at how appallingly the Securities and Exchange Commission has been managed. Basically, it's a case of of the lunatics running the asylum. Adding to that, we now have the Washington Post tells how an SEC official, deputy secretary Florence H...

More bad news: Housing foreclosure activity remains at record levels

in The Mortgage Roadmap, on May 14, 2009

You can always count on RealtyTrac for bad news, at least these days. The online provider of foreclosure data didn't disappoint this month, when it released its April foreclosure report . The report showed that housing foreclosure activity remained at record levels during the month. Acc...

Daewoo: GM's Secret Weapon?

in carzz.org, on May 13, 2009

... With Chrysler bankrupt, GM nearly so, and several other manufacturers in trouble, rumours are flying about mergers and buyouts. Pundits who long ago claimed that the auto industry would some day be...

Looking to buy? Your mortgage loan might be smaller than ever

in The Mortgage Roadmap, on May 13, 2009

If you've been on the fence about purchasing your first home, the news that U.S. housing prices fell by the largest margin ever during the first quarter of this year might make your decision easier. Simply put, housing is more affordable today — even in the most desirable locations ...

Navigating the new mortgage roadmap

in The Mortgage Roadmap, on May 12, 2009

I applied for my most recent mortgage loan back in 2006. You might remember that this was right before the housing boom ended and the housing crash began. Bad timing on my part. Today, my home is worth far less than what I paid for it. But there was one benefit of buying a home in 2006: Getting a m...

Sony Ericsson CS8 coming to T-Mobile

in The Smart PDA, on May 11, 2009

According to the leaked road map for T-Mobile, an 8 Megapixel Camera Phone by Sony Ericsson known as the CS8 is headed for T-Mobile in September this year. The CS8 has also recently been approved by the FCC and here are the details known so far: 1700/2100MHz UMTS/HSDPA 8.1 megapixels with Flash ...

T-Mobile G2 coming soon?

in The Smart PDA, on May 10, 2009

There are rumors floating around that T-Mobile's new Android handset known as the G2 will be coming to T-Mobile soon. It will be quite similar to Vodafone's HTC Magic but the main differences would be a different button layout, a number of color options and a 5 Megapixels camera instead...

Coming: The Best British Car Show This Side of Britain

in Classical Drives, on May 6, 2009

...saries of the Mini and Sunbeam Alpine, classic British marques. "There are not many automotive manufacturers that can claim 100 years of production, so we are especially honoured to welcome all M...

Jewelry Sale at AlleFineJewelry.com

in The Jewelry Weblog, on May 3, 2009

...the Internet. Leveraging their years of relationships with some of the largest and finest jewelry manufacturers in the world, the Company management was able to form strong alliances with these manu...

Future structural changes in supply chains

in Supplychainer, on April 27, 2009

...gest structural changes in his point of view can be categorized into three main chunks: - Global Manufacturers now operate over 700 development centers in China and India: This might be considered ...

Kiki McDonough Jewelry

in The Jewelry Weblog, on April 27, 2009

... at the ballet, and her designs still have a certain theatrical dazzle. Her collections are made by manufacturers in the UK and around the world, to her own exacting standards. ...

Leon Popov Butterfly Rings

in The Jewelry Weblog, on April 20, 2009

... worked with private customers, but as his reputation spread, started to design models for jewelry manufacturers , shops, and merchants. Business grew steadily, and in 1991 he formed a company, calle...

How to go ahead with RFID even during recession

in The RFID Weblog, on April 18, 2009

...o find out which non value added services could be simplified or rooted out. Create an enterprise roadmap and prioritize projects depending upon costs, risk and value associated with it. Once the str...

Daniel K Jewelry

in The Jewelry Weblog, on April 10, 2009

... Fine Diamond Jewelry Daniel Koren and the company that bears his name are the leading manufacturers of square and rectangular step-cut diamonds in the market. Using stones of only the highest...

Save Money on Taxes Next Year if You Buy a New Car Now

in The Personal Finance Weblog, on April 6, 2009

... how you can get a break on next year's taxes by buying a car. In order to help the large auto-manufacturers of our country, you will now be able to deduct a portion of the taxes on your new veh...

HTC Stops Picking on iPhone and Goes After Blackberry With the Snap

in The Gadgets Weblog, on April 2, 2009

... Many phone manufacturers have started to beg, borrow, and steal from the iPhone when it comes to hardware and UI design. But with the new Snap, HTC seems to be taking a shot over Research in Motio...

Breathless Bethany Buttercup: Book for Children with Asthma

in Allergies, on March 31, 2009

...talk to your children about their condition, medications and symptom management? Schering-Plough, manufacturers of Asmanex Twisthalers, partnered with the Allergy & Asthma Network Mothers of As...

Asetek appoints new supply chain lead

in Supplychainer, on March 29, 2009

...lue proposition for liquid cooling making it reliable, maintenance free and affordable. Leading PC manufacturers can now offer the low-noise and high performance benefits once not practical for large ...

Verizon Confirms Netbook Rumors

in The Mobile Technology Weblog, on March 27, 2009

...f the recent downturn in the economy is even to blame anymore, but there is definitely a pattern of manufacturers swapping roles of late. First we hear about laptop makers Dell and Acer planning t...

New directions on the IFRS roadmap

in Sox First, on March 25, 2009

Earlier this month, I ran an interview with International Accounting Standards Board member Warren McGregor on a number of issues including the question of whether the United States would adopt the global accounting rules of International Financial Reporting Standards (IFRS). In that interview...

>mYeventBiD.com

in Wangtam, on March 17, 2009

...use. • TweetDeck Joins The Facebook Connect Army • Exclusive: Sprint 2009 Roadmap • iTunes 8.1 allows you to autofill any iPod model • Cute as Hell Pet Community - Quite Possibly the Cutest Pl...

Where Do All the Woodies Go? To One Man's Woody Heaven

in Classical Drives, on March 16, 2009

...tably with the Chrysler Town & Country. When the price of handcrafting finally got out of hand, manufacturers faked it with Dy-Noc, a wood look-alike. The last "woodie" was a special edi...

Gartner Smartphone Market Share for 2008

in The Smart PDA, on March 14, 2009

...market share Windows Mobile is No. 3 with 11.8% followed by Apple, Linux, Palm and other Smartphone manufacturers. Apple (245.7%) managed to obtain the highest growth rate in 2008 compared to the yea...

Pentax X70 Megazoom Digital Camera Review

in Digital Shot, on March 10, 2009

...is new Pentax wonder cam may be just for you. Pentax is another of those long term Japanese camera manufacturers that has been quietly producing world-class cameras and has successfully made the jump...

Skype Shares SILK for Free

in The VoIP Weblog, on March 6, 2009

... vast majority of users are on desktop computers. Offering the codec for free will encourage device manufacturers to integrate Skype into things like smartphones, cell phones, and mobile Internet devi...

Nokia's CEO Confirms PC Rumors

in The Mobile Technology Weblog, on March 2, 2009

...c crunch is pushing many companies outside of their primary market. After posting about longtime PC manufacturers (Dell & Acer) looking to get into the smartphone game, the opposite transition cou...

Marvell Intros $99 SheevaPlug Reference Design

in HackITLinux, on February 28, 2009

...ilches . "Marvell won't be selling devices based on SheevaPlug directly but is encouraging manufacturers to build off the platform with a $99 development kit." More here from EcoGeek ...

Microsoft Has a Big Year Ahead Of Them

in The Gadgets Weblog, on February 26, 2009

...y in open beta. If this is true, then the holiday season may be good for PC suppliers and software manufacturers. Second, for Windows Mobile 7 and Office 14, Microsoft tough guy Steve Balmer has prep...

New Mercedes E-Class Coupé Recalls Old Detroit Styling Gimmick

in carzz.org, on February 25, 2009

...ar gave an open feeling but the rest was fakery. Hardtop convertibles were copied by other American manufacturers and millions were sold to customers who couldn't care less about riding in the ope...

Samsung Combination Cell Phone/Projector Due Out Soon

in Digital Shot, on February 24, 2009

...line between toy and tool is becoming more blurred every day as the world's digital electronics manufacturers continue to churn out dazzling new gadgets. Twenty years ago a cell phone was housed ...