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Goldman Sachs: behind the numbers

in Sox First, on July 15, 2009

... "Although GS may well continue outperforming its close peers, we don't consider its first-half results to be sustainable. Moreover, we continue to have concerns about the confidence sensitiv...

Another half billion apps downloaded from the App Store

in The Gadgets Weblog, on July 14, 2009

Despite it being only 3 months ago when the 1billion mark was breached, another 500million applications have been downloaded. If you sit down and actually think about it... this is pretty darn amazing. 500million over 90 days is 5.5million a day...which is 200,000 per hour...which is 3858 per min, w...

Suddenly more bullish on housing?

in The Mortgage Roadmap, on July 14, 2009

...heir homes to drop in the next year. That's a big improvement from six months ago, when almost half of all survey respondents said they expected their home prices to fall. Some respondents even ...

微软正式公布 Microsoft Office 2010 技术预览版

in Wangtam, on July 14, 2009

微软已开始通过让 Office "上网"维持在办公软件领域的优势。早在 11 年前,微软就已开始让用户通过互联网收发 Outlook 电子邮件,数年前开始让客户"租用"服务器空间,无需自己购买服务器。2008 年 11 月,微软将 Excel 电子表格和协作软件 SharePoint "搬"到了网上。用户可以"租用"微软的软件,自己无需支出巨额前期费用。 微软需要加快"上网"速度。微软计划今天首次公开展示 Office 2010 部分软件。当前微软面临着来自 Google 的激烈竞争,G...

Downpayments still keeping homebuyers away

in The Mortgage Roadmap, on July 13, 2009

...mebuyers are now looking to obtain FHA financing: These loans only require a downpayment of 3-and-a-half percent. Each year, the National Association of Realtors releases its National Housing Pulse ...

《哈利波特6》在纽约首映

in YuleGuan, on July 13, 2009

... 上周末《哈利波特与 "混血王子"》(Harry Potter and the Half-Blood Prince)在纽约城举办了美国首映式,片中主演悉数出席,很多住在纽约的明星也前来捧场(如几位《丑女贝蒂》的演员)。在首映式之前,该片还举办了新闻发布会,其间,影片主创透露了很多关于最后一部《死亡圣器》(Harry Potter and the Deathly Hallow...

Larry Summers: the worst is yet to come

in Sox First, on July 12, 2009

... says the right measures are being taken and that, in time, will lift confidence and lower mortgage rates. He told the FT that he wants the US to emerge out of this 'more export-oriented' and ...

Why it matters if your neighbor's struggling to pay the mortgage

in The Mortgage Roadmap, on July 9, 2009

...were greedy, you might say. They took out odd mortgage loans with artificially low initial interest rates all so they could move into a house they couldn't really afford in a neighborhood that was...

Google releases an OS after all

in The CIO Weblog, on July 9, 2009

...front... just as Google has been saying, it really is all about the browser in this case. At least half the posts I've read on this go on about how it's a swing of some sort at Microsoft, whi...

Want to Save Even More Money on Your Car Insurance?

in The Personal Finance Weblog, on July 9, 2009

...ing. It is also important to know that you probably have not heard them all, either. As you know, rates on many things are often reduced if you belong to a particular membership, or club. Philip Reed...

Rarities Jewelry with Carol Brodie

in The Jewelry Weblog, on July 9, 2009

...nd shines from a dazzle-doused frame of rhodium-boosted, pavé-set round diamond accents. Geometric half-moon shaped lemon quartz gems in milgrained bezel settings flank the center stone, while an open...

Magellan Maestro 4700 is the Navigator You are Searching For

in The Gadgets Weblog, on July 7, 2009

...idn't need a GPS device for my car because I have a iPhone 3GS. Needless to say, I was lost for half of my trip, not because the iPhone didn't work, but because AT&T simply does not exist ...

Can YouTube survive?

in Sox First, on July 7, 2009

...uessing game continues. In April, according to this report , Credit Suisse said YouTube would take half a billion off Google's bottom line. But then we have other reports saying that analysts ...

Is barcode cheaper than RFID or vice versa?

in The RFID Weblog, on July 7, 2009

...irthday of bar code, New York Times ran an article which said: Bar codes, after all, cost just half a cent each, while the electronic tags used in RFID cost more than 5 cents each Mark Roberti ...

Taking out a mortgage loan without going mad

in The Mortgage Roadmap, on July 6, 2009

... taking out a mortgage loan without losing your mind: Don't obsess over those mortgage interest rates. Unfortunately, this is the one piece of advice very few borrowers listen to. You can't ...

Pebble Beach Swamped, Calendar Needs to be Split

in Classical Drives, on July 6, 2009

...bigger, which would be okay with humble auto writers like me if it didn't continue to push room rates beyond reach. (Yes, the rich are different than you and me.) The latest announcement comes fro...

Find your Golf Stuff at the Right Price

in Eagle Par Birdie, on July 5, 2009

...k. Then you head for the links. Golf is about sun and fresh air, about relaxing with friends. But half golf is the stuff - the golf bags and golf balls , the shoes and golf shirt and sunglass...

2009 Jewelry Sale at Ice.com

in The Jewelry Weblog, on July 5, 2009

...lry styles . As one of the largest and most respected online Jewelers, Ice.com has served more than half a million satisfied customers since 1999. 1/2 Carat Diamond Sterling Silver & 10K Go...

Treatment For Gaucher Disease From Protalix

in Straightfromthedoc, on July 4, 2009

... other genetic disorders. Their plant-cell based technology enables a better gene uptake and longer half-life for their cells, creating a more potent treatment which may potentially cut in half the nu...

Neverland's future: up for grabs

in Sox First, on July 4, 2009

...ve to be flogged. Here's why. The only thing that kept Michael Jackson from bankruptcy was his half ownership of the copyrights to The Beatles catalogue. He owned them in a joint venture with rec...

It's getting tougher to get a mortgage-broker license

in The Mortgage Roadmap, on July 2, 2009

...ts such as interest-only loans and adjustable-rate mortgages with artificially low initial interest rates. It's good, then, to see states such as Massachusetts being more vigilant. Of course, it ...

Jackson downloads soar

in Sox First, on July 1, 2009

...this will help clear up the estate or fix the financial problems. Jackson reportedly died more than half a billion dollars in debt and Associated Press reports he only had assets of just over $230 m...

Is plain vanilla the right goal?

in The Mortgage Roadmap, on June 30, 2009

... that consumers know that they can take out basic mortgage loans — without adjusting interest rates, interest-only options or any of the other fancy stuff that got so many borrowers in trouble d...

Credit Scores and Car Insurance

in The Personal Finance Weblog, on June 29, 2009

... © me and the sysop One way to get better car insurance rates and save money is to keep your credit score in good shape. For some time now, insurers have been looking at credit scores in order t...

Would you walk away from your mortgage loan?

in The Mortgage Roadmap, on June 29, 2009

...If your home lost half of its value — not too unbelievable of an occurrence in today's housing market — would you be willing to simply walk away from your mortgage? Would you have any ...

Undervalued or Not, the Yuan is Not Likely to Gain Much

in China Venture News, on June 29, 2009

...il Raheja has an excellent explanation of the theory behind exchange rate. The currency exchange rates of every country in the world are based on a concept called the Purchasing Power Parity (PPP)....

Another Way to Save on Car Insurance

in The Personal Finance Weblog, on June 27, 2009

... need to financially cover your obligations in the event of an accident, or of a loss. The insurer rates each customer for potential losses and then charges accordingly. You, of course, want to keep y...

In Search of a Cool Summer: Da Lat, Vietnam

in Hidden Travel Gems, on June 24, 2009

Da Lat is the honeymoon capital of Vietnam. It is a romantic French Provincial town snuggled into the cool hills of Southeast Asia. Detailed day-by-day weather records are not available for Da Lat, but the temperature in the city is consistent throughout the summer months: lows drop into the upp...

How to Save Money When You Buy Auto Insurance

in The Personal Finance Weblog, on June 23, 2009

... two things: • Which cars should you avoid • Which cars will give you the best auto insurance rates You see, it needs to start here because trying to get discount auto insurance on a car that will c...

Did Sonia Sotomayor's mortgage views help send county into recession?

in The Mortgage Roadmap, on June 23, 2009

...n't they the ones who took out adjustable-rate mortgages with artificially low initial interest rates just so they could squeeze into home that were a little nicer or bigger than what they could a...

Bankers' pay soars despite crisis

in Sox First, on June 22, 2009

... UBS and Citigroup are actually cranking up pay for investment bankers to stop them leaving. Market rates for bankers have been running close to the boom-time highs of two years ago and banks are also...

Beware of loan-modification scams

in The Mortgage Roadmap, on June 21, 2009

...se scammers take an advance fee, and then do nothing to actually lower the homeowners' interest rates. The East Valley Tribune story points to the case of Bobby John Herrera, who victimized 47 ho...

Three White Wines: Gary Vaynerchuk

in Celebrate Wine, on June 20, 2009

...form other reviewers. The Simone was only $6, the Icon was $14, and the Tolosa was $12 for a 375ml half bottle. Gary's conclusions? I'll let you watch the show yourself. But I've been ...

A new wave of mortgage foreclosures on the way?

in The Mortgage Roadmap, on June 18, 2009

...— is that many of these option adjustable rate mortgages are set to adjust to higher interest rates between 2009 and 2012. Many homeowners won't be able to make the higher monthly mortgage p...

Project Natal to strike in 2010

in The Gadgets Weblog, on June 18, 2009

...When MS showed off the tech behind project Natal, people were wowed, but didn't half wonder exactly how much it will actually cost, or whether it'll ever make it to the shelves at all! But MS ...

Azotobacter vinelandii Genome Sequence

in The Biotech Weblog, on June 18, 2009

...cesses, using A. vinelandii as model organism. A. vinelandii has one of the highest respiratory rates of any known bacterium and has the capacity to maintain low levels of cytoplasmic oxygen throug...

Introducing the Huawei U8230 and C8000 Smartphones

in The Smart PDA, on June 17, 2009

...een Display 3.2 Megapixel Camera Google Chrome browser Powerful 1500 mAH battery Choice of full and half virtual QWERTY Keyboards C8000 - The C8000 on the other hand is a Windows Mobile Smartph...

The slow recovery

in Sox First, on June 16, 2009

...needs to compared to what's happening in the real world. Capital One says credit card default rates have risen to 9.4% and American Express says defaults have risen to 10.4%. Meanwhile, Reuter...

Higher mortgage interest rates putting a scare in homebuilders

in The Mortgage Roadmap, on June 15, 2009

... that home builders are spooked rather easily these days. Today it's higher mortgage interest rates that are giving builders the willies. A story in the Wall Street Journal pointed to rising in...

Vopium-Free VOIP Application for Smartphones

in The Smart PDA, on June 15, 2009

Vopium is a carrier-grade mobile telephony service designed to offer affordable and reliable international calls from any mobile handset. By using the Vopium application on their mobile to make calls from their home country, consumers and businesses alike can save up to 90% on international mobi...

Chit chat

in WebKinzBlog, on June 14, 2009

... is cute but where is the rest of it? - Dunk the Zingoz isn't working for me again. I just see half a baseball and heave it unseen at something. - Can we get another big ticket item for Wheel o...

Is Algae the Real Future of Biofeul?

in IfEnergy, on June 12, 2009

...nt sets targets for biofuel use. Those targets are pretty high and only a certain amount (less than half, eventually) can come from ethanol. Where will the rest come from? Algae has emerged as a promi...

Want a better credit score? Manage your money

in The Mortgage Roadmap, on June 12, 2009

... Home buyers with the highest credit scores qualify for the mortgage loans with the lowest interest rates. Buyers whose credit scores - also known as their FICO scores - are too low will either have t...

Recession and marriage

in Sox First, on June 12, 2009

...9;s just not worth it, even if it means prolonging a bad marriage. According to the report, divorce rates in England and Wales are at their lowest for 26 years thanks to the recession. It's a sim...

13-inch MacBook Pro 2009 拆解

in Wangtam, on June 11, 2009

...mes • Does the Venture Industry Need to Shrink by Half? • Palm Promotes Ex-Apple Rubinstein To CEO (PALM, AAPL) • iPhone 3G S Has a 600 MHz Processor, 256MB of RAM, PowerVR SGX • Last.fm Found...

Will rising mortgage interest rates stop housing recovery?

in The Mortgage Roadmap, on June 11, 2009

... Mortgage interest rates are still pretty low. But they are rising. That has some economists worried. They're wondering whether increasing mortgage interest rates will slow or even halt the mo...

What economy? CEO private jets take off

in Sox First, on June 11, 2009

... Despite unemployment in the US reaching 9.4% and foreclosure rates topping 300,000, as reported by Bloomberg , it's heartening to see some things don't change. Pay perks for chief executi...

Is it time to refinance your mortgage?

in The Mortgage Roadmap, on June 10, 2009

...e is a bright spot for certain homeowners: The weak economy has resulted in lower mortgage interest rates. That means it's a good time to refinance a mortgage loan. Of course, even with low inter...

Rental Rates for that House at the Beach this Summer are Down

in The Flyaway Weblog, on June 10, 2009

If you're thinking of renting a place this summer as part of your vacation, the NY Times says you should be very happy with the price you get in the current market - and it might pay you to shop around. And up and down the East Coast, those who rent out vacation properties are wondering about ...

RFID to save dwindling tiger population

in The RFID Weblog, on June 8, 2009

...population should also adopt the technology for its tiger population which has already dwindled to half since 2001-02. Now the time has come when we need to leave archaic methods like pug mark countin...

Are reverse mortgages the next trouble spot?

in The Mortgage Roadmap, on June 8, 2009

...If your mortgage loan officer tells you to consider an adjustable rate mortgage, one whose interest rates could jump sky-high after, say, five years, you'd probably be apt to listen, right? After ...

Apple Slashes Prices on the iPhone

in The Mobile Technology Weblog, on June 8, 2009

... Apple Inc. slashed the entry price for an iPhone in half as well as lowered some of their laptop prices today; the company's first dramatic price cuts since the recession began a year and a ...

Recession Forces More Golf Deals

in Eagle Par Birdie, on June 8, 2009

...rmous discounts on green fees at several dozen courses in the Greater Toronto Area. Green fees for half price or better are available through this membership deal. And it includes some of the finest ...

Wells Fargo accused of pushing bad loans on African-Americans

in The Mortgage Roadmap, on June 8, 2009

...wers. Many loan officers pushed interest-only loans. These came with extremely low initial interest rates. They then adjusted, and when that happened, many borrowers couldn't afford to make their ...

.....Augath-Tour II

in Das Freizeitsport, on June 7, 2009

...nicht im Regen stehen. Heute findet im Übrigen auch in der schönen Schweiz in Rapperswil das Half-Ironman-Rennen statt und unsere Ellie ist dabei! Zunächst muss unsere Ellie 1,9km im Zürich-See schw...

In Search of a Cool Summer: Kunming, China

in Hidden Travel Gems, on June 6, 2009

...ees on 24 of those days. Temperatures at night fell below 65 degrees on all but eight nights. About half of those days saw rain. Kunming is no stranger to tourism. Almost a million foreign visitors ...

Save Money by Buying Bulk with a Friend

in The Personal Finance Weblog, on June 5, 2009

...at if you do not need the larger quantities, you can split them with a friend - each of you paying half - or some other arrangement. This gives you the savings of buying in bulk, and allows you to g...

Mortgage giant Mozilo charged with fraud

in The Mortgage Roadmap, on June 5, 2009

...meowners who couldn't make their mortgage payments once their artificially low initial interest rates adjusted to higher levels, brought the company down. It has since been bought out by Bank of A...

Mortgage delinquencies not slowing

in The Mortgage Roadmap, on June 2, 2009

...ge financing for a living. I'll be honest: It's been a pretty glum beat the last year-and-a-half or so. Take yesterday: The Associated Press ran with the news that the number of mortgage del...

Be honest with your finances before taking on a mortgage

in The Mortgage Roadmap, on June 2, 2009

...d never, ever conspire with mortgage lenders to create loans with artificially low initial interest rates. Yes, these loans may make it easier for borrowers to make their mortgage payments for a set p...

Obese Pregnant Women Should Not Gain Weight

in Next Nine Months, on May 31, 2009

...rchers followed 232 obese pregnant women, all of whom had a body mass index (BMI) of 30 or greater. Half of the women followed conventional prenatal nutritional guidelines, which is essentially "...

More bad news: Mortgage delinquencies on the rise

in The Mortgage Roadmap, on May 29, 2009

...t again this morning. They ran a story today pointing out that the nation's rising unemployment rates helps push a record number of homeowners into either mortgage delinquency or foreclosure . A...

Mortgage interest rates went up. Don't panic!

in The Mortgage Roadmap, on May 28, 2009

...Yes, mortgage interest rates rose this week. According to Bankrate.com , the average 30-year fixed-rate mortgage loan carried an interest rate of 5.45 percent. That's up from 5.24 percent a week ...

Conrad Black's landmark case

in Sox First, on May 28, 2009

... be heard late this year and we can expect a ruling by June 2010. He was sent to jail for six and a half years. CBC News reports that Black remains upbeat. True to his arrogant form, he emailed the...

Batteries Get Stimulus Grants

in IfEnergy, on May 27, 2009

...om the article: Candidates for the money are required to prove they already have the funds to cover half of their project costs. Winners will be announced in July and receive their allotments in Septe...

Loan modifications not always helping homeowners

in The Mortgage Roadmap, on May 26, 2009

...gs report that points out that subprime loans that have been modified are turning bad again at high rates, even with a change in loan terms. According to the Fitch Report, from 65 percent to 75 perc...

伊朗封锁Facebook和Twitter

in Wangtam, on May 25, 2009

...&T release second half of 2009 • HTC Lancaster is a QWERTY slider with Android for AT&T • Apple changes its mind, accepts Eucalyptus app • Hither Eucalyptus! • PatchMateXP Creates a Wi...

You can lower your mortgage interest rate -- BEFORE you take out that loan

in The Mortgage Roadmap, on May 25, 2009

...ers — or soon to be borrowers — who don't want to lower their own mortgage interest rates. Unfortunately, the time to lower your mortgage interest rate is before you take out a mort...

Higher rents and sale prices for green buildings

in Sox First, on May 25, 2009

...economic climate. According to the study, buildings with a "green rating" command rental rates that are at a 3% premium per square foot than otherwise identical buildings. If there is a gre...

Sony to reduce the number of suppliers to half

in Supplychainer, on May 23, 2009

In a short piece from Kenji Hall written in BusinessWeek , he talks about the recent plans of Sony, giant Japanese electronics company, to cut supply chain costs. According to Kenji, the tech giant has about 2,500 suppliers, but will reduce that number to 1,200 by March 2011. This effort in t...