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Do you still have faith in Obama's stimulus plans?
in The Mortgage Roadmap, on July 10, 2009
...se we had a new presidential administration.
Unfortunately, I was right. The national unemployment rate is stuck at 9.5 percent, and is likely to climb higher before it falls. At the same time, housi...
mAnalytics: Free Google Analytics on your Android Handset
in The Smart PDA, on July 7, 2009
...t allows users to view detailed website statistics such as Visits, Pageviews, Page/Visit and Bounce Rate etc.
Features:
It supports multiple profiles.
It displays statistics based on various date ...
China Restricts Virtual Currencies
in China Venture News, on July 6, 2009
...rs can be earned for jobs, goods, and services in Second Life and exchanged for U.S. Dollars at a rate (at the moment) of about 259 Linden Dollars per US Dollar. Except in China now.
One motive for...
Taking out a mortgage loan without going mad
in The Mortgage Roadmap, on July 6, 2009
... taking out a mortgage loan without losing your mind: Don't obsess over those mortgage interest rates.
Unfortunately, this is the one piece of advice very few borrowers listen to.
You can't ...
What the jobless figures tell us
in Sox First, on July 3, 2009
...
The latest US unemployment figures, as reported here , are a real worry. The jobless rate has climbed to 9.5% and shows no sign of slipping back. What that's telling us is the situation is ge...
It's getting tougher to get a mortgage-broker license
in The Mortgage Roadmap, on July 2, 2009
...s steered homeowners into risky loans, mortgage products such as interest-only loans and adjustable-rate mortgages with artificially low initial interest rates.
It's good, then, to see states suc...
Will California drag down the United States?
in Sox First, on July 2, 2009
...eadline and political incompetence of Governor Arnold Schwarzenegger. The state has an unemployment rate of 11.5%, higher than the national figure, and there have mass foreclosures. As the San Franci...
NetworkingForPros.com Puts You on the Web
in Bizinformer, on June 30, 2009
© Dmitry Baranovskiy
I've been contributing over the last few months to the content of a vibrant and growing site that points toward the future of the Internet and has profound potential for eCommerce and business. The site is NetworkingForPros.com .
When I look across the web at the mome...
Your Company Website
in Bizinformer, on June 30, 2009
I talked yesterday over at BizPlanHacks about getting customers through your company website. Do you have a company website? You should.
SimplWeb has an online course available to help you start a website. They describe it as "a free 7 part guide to creating a killer content site that ca...
Using Your Website to Attract Sales
in Biz Plan Hacks, on June 29, 2009
...yers.
Here's a simple math: Getting 10,000 visitors to your website with 1 percent conversion rate will generate 100 sales. However, getting 1,000 visitors with 10 percent conversion rate will ge...
Undervalued or Not, the Yuan is Not Likely to Gain Much
in China Venture News, on June 29, 2009
...#39;s Yuan Renminbi.
Nikhil Raheja has an excellent explanation of the theory behind exchange rate. The currency exchange rates of every country in the world are based on a concept called the Pu...
Firefox 3.5 Release Candidate 3
in Wangtam, on June 26, 2009
...9;s Smith On Authentication: '70 Billion Reasons To Make This Work'
• Hedge fund managers betting Twitter will give them an edge in rapid trading
• Habitat sorry for Iran Tweeting
• Did ...
Can You Get Money from the Government? Maybe...
in TJ's Weblog, on June 23, 2009
Michael Sanibel had a helpful blog post recently on government grants. He looks at all the basics:
What is a grant?
Who can qualify?
How do you apply?
What types of grants are available?
What are the advantages and disadvantages of getting a grant?
Why would a grant application not b...
Did Sonia Sotomayor's mortgage views help send county into recession?
in The Mortgage Roadmap, on June 23, 2009
...dle-class home buyers who are to blame. After all, aren't they the ones who took out adjustable-rate mortgages with artificially low initial interest rates just so they could squeeze into home tha...
Beware of loan-modification scams
in The Mortgage Roadmap, on June 21, 2009
... highlighting the growing number of loan-related scam artists trying to squeeze money out of desperate homeowners.
According to the story, Arizona's attorney general has seen a 30 to 35 percen...
Social Entrepreneurhip at Stanford
in Audeamus - How dare we..., on June 21, 2009
...As you might know, California has probably the highest unemployment rate in the U.S. now as the result of the economic downturn. The companies in Silicon Valley as an example are scaling back and layi...
US Immigration Overhaul "Essential"
in Global Mobility Report, on June 20, 2009
© jurvetson
The Obama Administration made it clear this week that overhauling the immigration system in the U.S. is a priority for his administration. Obama told the Esperanza National Hispanic Prayer Breakfast and Conference that U.S. borders must be strengthened to thwart illegal immigrati...
Google Voice Prepares for Launch
in The VoIP Weblog, on June 20, 2009
...en a user's devices, multi-party conferencing, conversion of voice calls to text messages, cut-rate international calling, and call transcription."
"The primary sell with Google Voice ...
Enjoying First Grade
in The Parenting Weblog, on June 19, 2009
My son is truly enjoying first grade. It has been 2 weeks and he is already having a blast.
Though we both have to adjust to waking up early (classes are from 710 to 1130 in the mornings and 1 to 4 in the afternoons), we have slowly gotten there. I don't just rely on one alarm clock, I hav...
CIA recruits bankers
in Sox First, on June 19, 2009
...
If you've been retrenched as a banker or hedge fund manager, don't worry. There's plenty of work out there, if you want to become a spook. The CIA is now running a recruitment ad for...
A new wave of mortgage foreclosures on the way?
in The Mortgage Roadmap, on June 18, 2009
... Herald focuses on the plight of homeowners who during the housing boom took out option adjustable rate mortgages . In these type of loans, borrowers can decide to pay less than what their monthly ba...
Firefox 3.5 beta users will receive update to early release candidate
in Wangtam, on June 18, 2009
...Teacher Complaints - Rate Teacher, File A School Complaint!
• Hotel Reservations
• INeedThingsDone.com - Odd Jobs done, Electricians, Plumbers, Painters, Pest Controllers, Cleaners, Handyman, Bake...
Look After YOur Man This Fathers' Day
in Straightfromthedoc, on June 18, 2009
...iser for Men's Health Network, a nonprofit organization that advocates for preventive health strategies and education for men. "In almost every category of disease, men die at a higher rate t...
Does Obama's patchwork overhaul go far enough?
in Sox First, on June 18, 2009
...ve, and ultimately destructive side bets that financial institutions make. And finally, advisers of hedge funds whose assets exceed a certain size will be required to register with the Securities and ...
Does owning a home have to be the American Dream?
in The Mortgage Roadmap, on June 17, 2009
...vernment, too, is complicit in this. During the Clinton and Bush administrations, the homeownership rate in the country soared past 70 percent. That's way too high, and it sucked in families and p...
A GM name change?
in Sox First, on June 17, 2009
Last month, Harvard Business School set off the debate about a name change for GM . It suggested going for an American theme, although somehow I don't think Stars and Stripes Automobile Manufacturing Co. is going to cut it in a global market. But a name change might be necessary. "If ...
Could Childhod Obesity Be Declining?
in Straightfromthedoc, on June 16, 2009
...U.S. population is overweight. And, the percentage of overweight children has grown at an alarming rate, with 1 out of 3 kids considered overweight or obese.
Clearly, the economy could be playing a ...
Hedge Funds Up & Social Media Footprint Expansion
in The Hedge Funds Weblog, on June 16, 2009
... " Hedge funds finished up 4.06% in May , capturing the largest monthly gains since February 2000." Oliver Schupp, President of Credit Suisse Index, said, "Emerging Markets funds wer...
Just Koogle it.
in Sox First, on June 16, 2009
Now I've heard everything. We have reports of a new kosher search engine called "koogle" developed in Israel that allows religious Jews to search the Net without compromising their religious standards. Koogle screens out such forbidden material as sexually explicit images or pict...
Accelerating Relationships with Social Networking
in TJ's Weblog, on June 15, 2009
...ece not long ago by Christopher Rollyson on how business relationships can, in his words, be accelerated by using multiple social networks. I am increasingly seeing cases in which people have acceler...
Vopium-Free VOIP Application for Smartphones
in The Smart PDA, on June 15, 2009
Vopium is a carrier-grade mobile telephony service designed to offer affordable and reliable international calls from any mobile handset. By using the Vopium application on their mobile to make calls from their home country, consumers and businesses alike can save up to 90% on international mobi...
FIA 公布 2010 年 F1 参赛名单
in Wangtam, on June 14, 2009
... Security for Ultra-Portables
• 《中国大学毕业生就业报告（2009）》发布
• 红鼎刘晓人涉嫌非法集资调查 政策不完善成漏洞
• Bathroom Scale, Floor Scale, Physician Scale, Digital, Medical, Fitness, Detecto Scales
• Yudu Library
• Obay...
Garmin Forerunner 405CX - der Alleskönner
in Outdoor-Blogger, on June 13, 2009
...n Forerunner 405CX auf den Markt . Durch die Messung der Herzfrequenzvariabilität ("Heart Rate Variability" - HRV) kann der neue Forerunner die
verbrauchte Kalorienzahl des Sportlers noch...
Will rising mortgage interest rates stop housing recovery?
in The Mortgage Roadmap, on June 11, 2009
...
Mortgage interest rates are still pretty low. But they are rising. That has some economists worried. They're wondering whether increasing mortgage interest rates will slow or even halt the mo...
Aldi: Mietwagen werden empfohlen
in Das Mietwagen-Blog, on June 10, 2009
...herungsschutz besteht und wie lange der Discounter diese Preis aufrechterhält. Deshalb rate ich zu einem Mietwagenbroker , denn so können Sie sicher sein, dass stets die günstigsten Preise herausspri...
Is it time to refinance your mortgage?
in The Mortgage Roadmap, on June 10, 2009
...e is a bright spot for certain homeowners: The weak economy has resulted in lower mortgage interest rates. That means it's a good time to refinance a mortgage loan.
Of course, even with low inter...
Art Funds
in The Hedge Funds Weblog, on June 10, 2009
According to Friedrich Kiradi, head of Merit Alternative Investments GmbH and director of the world-wide first Art Photography Fund. "Investments in material assets such as real estate, commodities, as well as art, continues to be an area that investors seem to be focusing on, with the gro...
Apple 公布 iPhone 3G S 和 iPhone OS 3.0
in Wangtam, on June 9, 2009
在刚刚结束的 WWDC 2009 开幕演讲上，Apple 全球营销高级副总裁 Phil Schiller 发布了第三代 iPhone 手机，名字就叫做iPhone 3G S。其中，字母"S"代表了 Speed 速度。顾名思义，Apple 这一次将注意力放在了提升系统性能方面。
iPhone 3G S的外观设计和上一代产品iPhone 3G完全相同，整机、屏幕尺寸没有进行任何修改，重量从133g略微增加到135g。而在内部，iPhone 3G S对硬件配置进行了全面升级。根据苹果在发布会上的说法，iPhone 3G S启动短信应用程序的速度是iPhone 3G的2.1...
Health supply chains in Africa to be discussed in CSCMP 2009 conference
in Supplychainer, on June 9, 2009
... also be discussed.
Attendees who register before June 30 will receive $280.00 US off the on-site rate. For more Info., you can visit CSCMP website.
...
Snow Leopard makes 7 look expensive
in The CIO Weblog, on June 9, 2009
...
I would rate the Apple WWDC splash this year as "about average." In other words, not a lot of the unexpected, nothing really revolutionary, and not much in it for business users. The ...
Hedge Fund Competing To Buy British Bank
in The Hedge Funds Weblog, on June 9, 2009
... (BGI), including the iShares business.
BlackRock's BGI buyout will break its own record in a hedge fund transaction, when in 2006 BlackRock took over Merrill Lynch's asset management busine...
Banks to face more stress tests
in Sox First, on June 9, 2009
...sts had been too rosy as unemployment rises higher than originally forecast. "The unemployment rate climbed to 9.4 percent in May, bringing the average unemployment rate for 2009 to 8.5 percent. ...
Are reverse mortgages the next trouble spot?
in The Mortgage Roadmap, on June 8, 2009
...get into the home of your dreams. If your mortgage loan officer tells you to consider an adjustable rate mortgage, one whose interest rates could jump sky-high after, say, five years, you'd probab...
Parents: Hampton Inn webkinz special
in WebKinzBlog, on June 8, 2009
...s alive online at Webkinz.com. Look for the Webkinz Promotion package when you select your room and rate online. Click here to see where to select your room rate.
http://hamptoninn.hilton.com
...
Wells Fargo accused of pushing bad loans on African-Americans
in The Mortgage Roadmap, on June 8, 2009
...wers. Many loan officers pushed interest-only loans. These came with extremely low initial interest rates. They then adjusted, and when that happened, many borrowers couldn't afford to make their ...
Entrepreneurial Life
in TJ's Weblog, on June 7, 2009
© tedmurphy
I came across a interesting piece last week from Small Business Trends : Entrepreneurial Lessons From The Experts. It was a list of simple observations about the life of entrepreneurs in general. Author Lisa Bourne was lucky enough to get Copyblogger's Brian Clark, John Jantsc...
Getting the Most for Your Dollar
in The Flyaway Weblog, on June 7, 2009
...he Frommers comparison is far from exhaustive, it's instructive. Thinking about the exchange rate as part of your vacation decision making is a smart thing to do....
Social Networking With Purpose
in BootStrapMe, on June 7, 2009
Entrepreneur.Com had a piece recently that made a simple point: You should be selective with your social networks.
The simple truth is that social networking can be a time consuming endeavor. It's easy to get bogged down trying to read all your Twitter posts. Social networks can become redun...
Rising healthcare costs put strain on homeowners
in The Mortgage Roadmap, on June 4, 2009
...'t focus on it, but the health-care problem does relate to the country's rising foreclosure rate. Homeowners are already burdened with the very real fear of losing their jobs. And those who ar...
Health care and the US economy
in Sox First, on June 4, 2009
... on the planet has a completely dysfunctional health system. And another illustration of how second rate health care is hurting the US economy. It makes a mockery of its excellent doctors and medical ...
The Chevy Spark, a Face Not Even a Mother Could Love
in carzz.org, on June 3, 2009
...to $3.00-$4.00 per gallon, and believe me it will, the American public will turn to small cars at a rate that no one dared predict. GM ( the "new" GM ) wants to be ready for this revolution....
Mortgage delinquencies not slowing
in The Mortgage Roadmap, on June 2, 2009
...rt about covering the mortgage industry these days. I know that until the nation's unemployment rate finally begins to fall again, we'll continue to see the number of housing foreclosures rise...
Be honest with your finances before taking on a mortgage
in The Mortgage Roadmap, on June 2, 2009
... weak economy has led to seemingly endless rounds of layoffs and firings. The national unemployment rate is at record levels.
And when borrowers lose their jobs, making that mortgage payment becomes...
A First Taste of PowerPlay Golf
in Eagle Par Birdie, on May 29, 2009
...ional golf body in each country to help firmly plant the seeds at the recreational level.
So the strategy - or is it a hope? - then is this: the pros embrace the idea, play for money in made-for-TV t...
More housing woes
in Sox First, on May 29, 2009
...s the fact that it's not the subprime loans that are the main cause of the problem. Prime fixed-rate loans now represent the largest share of new foreclosures. In other words, the crisis has now g...
Mortgage interest rates went up. Don't panic!
in The Mortgage Roadmap, on May 28, 2009
...Yes, mortgage interest rates rose this week. According to Bankrate.com , the average 30-year fixed-rate mortgage loan carried an interest rate of 5.45 percent. That's up from 5.24 percent a week ...
Is your credit score falling?
in The Mortgage Roadmap, on May 27, 2009
... loaning money to. The number also determines if you'll pay a higher or lower mortgage interest rate.
Keeping your credit score is relatively simple: Pay your bills on time.
Unfortunately, accor...
The Genius Visa
in Global Mobility Report, on May 25, 2009
...h. The program, for what are officially called O-1 visas, began in 1990 as lawmakers sought to separate these applicants from the pool of those seeking H-1B visas, the visa program for skilled immigra...
You can lower your mortgage interest rate -- BEFORE you take out that loan
in The Mortgage Roadmap, on May 25, 2009
...
The average mortgage interest rate on a 30-year fixed-rate mortgage loan last week was still below 5 percent. Historically, that's an amazing rate.
That doesn't mean, though, that there...
How low will interest rates go? Who knows?
in The Mortgage Roadmap, on May 22, 2009
...sh; whether it's a new loan or a refinance — sometimes feels like a big gamble.
Interest rates on the 30-year fixed-rate mortgage loan may stand at 5.1 percent today. But what if they drop ...
MBAs and Entrepreneurs
in BootStrapMe, on May 21, 2009
...nation with the comings and goings of MBAs as obsolete as our lionization of investment bankers and hedge-fund managers? Is it time to look elsewhere for the "best and the brightest" of what...
The refi money is still flowing
in The Mortgage Roadmap, on May 21, 2009
...ng market: The government has consistently made moves that have resulted in lower mortgage interest rates.
This means that buyers who qualify for mortgage loans at an interest rate at or slightly bel...
The recession: blaming the business schools
in Sox First, on May 21, 2009
...ecently, the majority of Harvard's MBAs went into jobs in investment banking, private equity or hedge funds. These were the careers of choice. You can make long lists of high-profile MBAs who brou...
Will credit card bill stall mortgage foreclosures?
in The Mortgage Roadmap, on May 20, 2009
...ry 374 U.S. housing units receiving a foreclosure notice in the month. That's the highest this rate has stood since RealtyTrac began keeping track in 1995.
The government, spurred on by Pres. Ba...
Franchises: WYNTK
in Biz Plan Hacks, on May 19, 2009
We talked recently about how well franchises do during a recession. To balance that I thought I'd point out this piece by Jeff Elgin on buying a franchise. Elgin looks at some things you should know about a franchise contract.
One of the things he points out is that strong franchises usual...
2009 may not turn out to be as bad for RFID as you might think
in The RFID Weblog, on May 16, 2009
...ted to clock growth at 11% between 2009 and 2010 and on the other hand if we exclude it the growth rate is expected to hover around 16%. This definitely does not seem bad considering other sectors bei...
More bad news: Housing foreclosure activity remains at record levels
in The Mortgage Roadmap, on May 14, 2009
...its received a foreclosure filing of some sort in April. That's the highest monthly foreclosure rate that RealtyTrac has reported since it began issuing its report in early 2005.
This is distress...
Looking to buy? Your mortgage loan might be smaller than ever
in The Mortgage Roadmap, on May 13, 2009
...u're thinking of buying in Florida or California, now is a pretty good time.
Mortgage interest rates also remain low, with Bankrate.com reporting that the average interest rate on a 30-year fix...
Hedge Fund Administrator of The Year
in The Hedge Funds Weblog, on May 13, 2009
... Along with an award for Hedge Fund Administrator of the year for their alternative investment services (AIS), the Bank of New York Mellon received 6 other awards at the International Custody &...
Kapalua Saved. PGA Sighs With Relief
in Eagle Par Birdie, on May 8, 2009
...Great Recession began or since 2008 when the American economy began to slide off the cliff.
At any rate, this new sponsor is a very interesting entity . SBS, the initials of the Seoul Broadcasting S...
