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Delinquencies threatening credit card companies
in Sox First, on December 3, 2009
...ng to set new records. According to Fitch's credit card performance index, the rate of credit card payments more than 60 days overdue rose to 4.41% in October from 4.22% in September. That's just bel...
2009 年最热英文单词
in Wangtam, on 2009-12-01
... In Mexico, at the center of the battle over drug trafficking
...
US to pay $500 billion to service mega debt
in Sox First, on November 23, 2009
... Just how bad is it going to get? As the New York Times warns, the US is now facing waves of debt payments. Servicing that debt will exceed $700 billion a year in 2019, up from $202 billion this yea...
Seen that? - Big Sur Bonanza #2
in The Outdoor Weblog, on November 9, 2009
...ith tens of billions of dollars of taxpayers' money, but Thain continued to lavish himself with payments and luxuries. The Daily Beast reports that in early 2008 as he [...] Read More ...
Firefox Portable 3.5.5 简体中文版
in Wangtam, on 2009-11-07
...
• Girls Clothing Teen Clothing Tips - Fashion Tips Beauty Tips
• Wedding Jojo - Free Wedding Websites | Personal Wedding Web site
• Readfresh
• LockerBlogger | Get Inside!
• SceneIt.co...
More New Final Fantasy XIII English Screenshots (13P)
in Wangtam, on 2009-11-05
...ht Over Skype May Be Near
• Spring Design Sues Barnes & Noble; Claims Breach Of NDA
• Top 5 Operating Systems in the US from W42 to W44 09
• Infinity Ward: Wii can't deliver on our goals ...
Firefox 3.6 Beta 1
in Wangtam, on 2009-11-01
... Sales 56 Million
• Zong - Frictionless Mobile Payments
• Ubuntu 9.10 ( Karmic Koala ) 正式版
• Amazon PayPhrase Tries to Make Paying Online Easier
• Minimalist Gmail
• High Res Video of A...
Seen that? - BIG SUR BONANZA #3
in The Outdoor Weblog, on October 31, 2009
...ith tens of billions of dollars of taxpayers' money, but Thain continued to lavish himself with payments and luxuries. The Daily Beast reports that in early 2008 as he [...] Read More ...
Seen that? - $100 Hamburger
in The Aviation Weblog, on October 31, 2009
...as, Settlement Capital Corporation (SCC) established the secondary market for structured settlement payments and is the recognized industry founder and leader. SCC has continued to pioneer the industr...
Seen that? - Pillow Talk
in The Mobile Technology Weblog, on October 31, 2009
... As an emerging technology deeply associated with "contactless mobile payments", Near Field Communication (NFC) remains far from consumers' reach, according to a...
How to Know You Made a Difference
in Business Computer Blog (UK), on October 13, 2009
...rn more about how they work, they explain everything from how the money transfers, to how they keep payments on schedule. You can also read some of their powerful success stories, to get you ready for...
Blackstone 计划上市或出售旗下公司
in Wangtam, on 2009-10-13
...oo
• Letting Data Die A Natural Death
• Zaypay - Big in small payments
• Ubidesk - Online team collaboration workspace, project management, document and task collaboration, SSL
• VisualDNA...
Seen that? - Another non-starter: Micropayments
in P2P File Sharing, on October 11, 2009
... Another non-starter: Micropayments at P2P File Sharing Here's another non-starter: Micropayments. Extensive obits have been written. I won'...
Mortgages: 30-year or 15-year?
in The Personal Finance Weblog, on October 11, 2009
...hy blog post is based on the personal experience of one of GRS's staff writers. It looks at monthly payments and at total interest on a $160,000 home. Among other things, they do the math on taking a ...
Turbo: The Movie Is Better Than Most Street Fighter Films
in Wangtam, on 2009-10-11
...lion Views Per Day!' ...
Heroes Season 4 : Ep. 3 - Acceptance
in Wangtam, on 2009-10-08
...子终结
• FTC to Fine Bloggers up to $11,000 for Not Disclosing Payments
• AVG Anti-Virus 9.0
• Be the Future of Film : Wreckamovie.com
• FCC Announces OpenInternet.gov
• Twitzee - Send Tweets A...
《华尔街疯人日记》连载57
in Wangtam, on 2009-09-24
...k of Catching a Cold
• Under new management...yours
• Store Discord May Result in Employee Walk-Out
• Lightroom pulls further ahead of Aperture
• A $1 Million Research Bargain for Netflix, and...
Commercial real estate to create a new mortgage crisis
in Sox First, on August 31, 2009
... so a growing number of properties aren't generating enough cash to make principal and interest payments. For the banks, that spells trouble. The commercial real estate sector looks like it could...
Free Software Foundation trashes Windows 7
in Wangtam, on 2009-08-29
... Quarter
• Nokia Money, a new mobile financial service enables financial management and payments from a mobile phone
• Mininova Ordered to Remove All 'Infringing' Torrents
• Facebook Scr...
No relief from foreclosure mess
in The Mortgage Roadmap, on August 24, 2009
... in every eight U.S. households with mortgages was either in foreclosure or behind on its mortgage payments in the second quarter of this year.
The most frightening thing about these new numbers is...
The smart meter revolution
in Sox First, on August 23, 2009
...to reduce their consumption, and help them manage it. But customers would get sick of multiple bill payments so we might see third party coming in to help them manage it. Under the old system, electr...
Striking French workers threaten to pollute Seine
in Sox First, on August 22, 2009
...n a French reality TV show won a court case to get the same entitlements as employees with overtime payments and other benefits. I also did another blog entry on how French workers had started kidna...
On the predictability of Search Trends
in Wangtam, on 2009-08-21
...Find it within seconds!
• Why iLike Sold For Peanuts
• Microsoft to adopt dual-platform strategy to compete with Android and iPhone, say handset makers
• WinRAR 3.90 Final x86
• WinRAR 3.90 Fi...
Japan limps out of recession, for now
in Sox First, on August 17, 2009
...umbers, the contrast between external demand and internal demand is as clear as night and day. With payments falling, it's really hard to expect individual spending to hold up," Daiwa Institu...
Lease accounting trouble looms
in Sox First, on August 16, 2009
...of a leasing group so the transaction does not appear on the company's balance sheet. The lease payments appear as operating expenses instead. If it's a public company, the leases would be dis...
Is renting the new American Dream?
in The Mortgage Roadmap, on August 15, 2009
...the fear and anxiety that a home can cause when its owners are struggling to make their mortgage payments. The threat of foreclosure is a terrifying one. It's certainly no American dream.
I'...
Foreclosures dogging the middle class
in The Mortgage Roadmap, on August 14, 2009
...ictim is likely to be solidly middle class, and someone who's never had trouble making mortgage payments in the past.
I knew this because I cover the real estate and mortgage industries for sever...
A Word of Caution about Balance Transfer Credit Cards
in The Personal Finance Weblog, on August 13, 2009
...ur debt by $300. Surprise! The card company won't let you. It will apply the $500, plus future payments, toward reducing the $3,000 zero-interest debt. New purchases accumulate interest at the sta...
Loan clinic the cure for mortgage ailments?
in The Mortgage Roadmap, on August 13, 2009
... mortgage companies to restructure the loans of homeowners who are struggling to make their monthly payments. Many homeowners, though, have complained that they've struggled to receive any assista...
The mobile RFID handheld terminal from iDTRONIC
in The RFID Weblog, on August 12, 2009
... / Writers and is suited for access control applications, event management, healthcare and cashless payments. The integrated 1200mAh battery ensures extended operating hours. With an SDIO slot on top,...
Family to lose home because of seven cents
in The Mortgage Roadmap, on August 11, 2009
...;s an interesting story. It's a bit hard to feel sorry for a homeowner who's missed so many payments in the past, and then actually went the extra step of refusing help from a mortgage-servici...
What to do when those mortgage payments get hard to make
in The Mortgage Roadmap, on August 6, 2009
...n't be alone. A growing number of homeowners today are struggling to pay their monthly mortgage payments. It's hardly a surprise. The nation's unemployment rate is near 10 percent. An incr...
Loan modifications not fast enough for foreclosures
in The Mortgage Roadmap, on August 5, 2009
...t of work these days.
When you don't have a job, it's awfully hard to make those mortgage payments. That's the big issue right now. And until this changes, all the government foreclosure-...
Mortgage companies falling down on loan-modification help
in The Mortgage Roadmap, on August 4, 2009
Mortgage lenders have received their share of grief for the country's housing and financial crises. Many blame the companies for passing out risky mortgage loans to borrowers who never should have qualified for mortgage financing in the first place.
Now mortgage companies are under new criticis...
Is the housing greed a thing of the past?
in The Mortgage Roadmap, on July 31, 2009
... expensive for them. When those loans adjusted, these homeowners could no longer make their monthly payments. Record levels of foreclosure soon followed.
Now that the housing market is beginning a re...
Putting the presidential squeeze on the mortgage firms
in The Mortgage Roadmap, on July 29, 2009
...this year . Under a trial loan modification, homeowners usually make three months of lower mortgage payments. If they do this, they can then generally qualify for a full loan modification. The steps c...
Loan-modification program not meeting its goals
in The Mortgage Roadmap, on July 28, 2009
...ing will cover ways in which mortgage companies can help homeowners who are already late in their payments or at risk of becoming late.
Homeowners can certainly use the help. With unemployment near...
More real estate culprits still making money off industry
in The Mortgage Roadmap, on July 21, 2009
...ten landed them in financial chaos, is now working to help people struggling to make their mortgage payments. And there's no guarantee that he's not scamminmg these people, either. Loan-modifi...
Some mortgage villains faring quite well
in The Mortgage Roadmap, on July 20, 2009
...rtgages. When these mortgages adjusted, too many homeowners could not afford the new higher monthly payments. They also couldn't refinance into a more conservative mortgage loan because their home...
Paulson, Goldman Sachs and the four tiers of US Government
in Sox First, on July 18, 2009
...o ever-growing unemployment lines, and instead are basking in the illumination of near record bonus payments, their callousness can at least be understood." It all goes to show the sickness in t...
Los Angeles leads nation in mortgage fraud
in The Mortgage Roadmap, on July 8, 2009
...instance, builders will falsely inflate a purchase price to make it look like buyers have made down payments when they really haven't. In these cases, if the homes fall into foreclosure, lenders a...
It's getting tougher to get a mortgage-broker license
in The Mortgage Roadmap, on July 2, 2009
...ed out mortgage money to borrowers who didn't have the financial means to make monthly mortgage payments. These same sleazy brokers steered homeowners into risky loans, mortgage products such as i...
Are you ready for a mortgage loan?
in The Mortgage Roadmap, on July 1, 2009
...to own a home. Taking out a mortgage loan is a big financial responsibility. You have to make these payments on time. At the same time, you have to meet your other financial obligations.
Look at your...
Is plain vanilla the right goal?
in The Mortgage Roadmap, on June 30, 2009
...n. Many holders of interest-only loans are unable to refinance. They're stuck with those higher payments, whether they can comfortably afford them or not.
The way responsible borrowers were suppo...
Would you walk away from your mortgage loan?
in The Mortgage Roadmap, on June 29, 2009
...ingly, a new study shows that 17 percent of households would willingly stop paying their mortgage payments if their homes fell in value by 50 percent or more. They'd do this, according to a stud...
Dragging out the foreclosure mess
in The Mortgage Roadmap, on June 26, 2009
It's difficult to imagine the stress that homeowners feel when their home falls into foreclosure. Losing your home is a sign that you failed. You couldn't cut it. And now you and your family have been booted out of your home. It's humiliating. It's painful.
And these days, fore...
3rd Party Blog
in Wangtam, on 2009-06-24
...• To Build Display, Yahoo Joins Self-Serve Ad Fray
• Apple Sells Over One Million iPhone 3GS Models
• How not to use Twitter: HabitatUK as a case study
• UxStyle Allows Custom Windows Themes Wi...
Did Sonia Sotomayor's mortgage views help send county into recession?
in The Mortgage Roadmap, on June 23, 2009
...than what they could actually afford? When those adjustable-rate loans adjusted, and their mortgage payments suddenly jumped, these middle-class buyers could no longer afford their bigger, more luxuri...
Beware of loan-modification scams
in The Mortgage Roadmap, on June 22, 2009
...: loan-modification scams.
The scammers target homeowners who have fallen behind in their mortgage payments or those who are facing foreclosure. They promise to modify these homeowners' mortgage ...
A new wave of mortgage foreclosures on the way?
in The Mortgage Roadmap, on June 19, 2009
... we'll be seeing fewer homes fall into foreclosure, and fewer homeowners missing their mortgage payments.
I'd like to think all that. Unfortunately, I can't.
What I really think is that ...
Do you trust the government to protect you from mortgage lenders?
in The Mortgage Roadmap, on June 18, 2009
...n of the federal government. They gave loans to people who couldn't afford the monthly mortgage payments. You can't do that and escape the consequences.
...
IBM's Big Blue Cloud
in Wangtam, on 2009-06-18
...ng Software
• Layar
• BOKU Home - Pay by Mobile - Easy, Safe Mobile Payments for merchants and publishers
• Vooices.us - Control Games, Applications, Anything With Your Voice
• 专家联名致信Google 要求...
Does owning a home have to be the American Dream?
in The Mortgage Roadmap, on June 17, 2009
...ng. There are plenty of people who can't handle the financial burden of making monthly mortgage payments.
But instead of promoting renting as a viable alternative, we have an entire industry, the...
Higher mortgage interest rates putting a scare in homebuilders
in The Mortgage Roadmap, on June 16, 2009
... are low, it's easier for potential buyers to purchase newly built home; their monthly mortgage payments will be lower.
When interest rates are high, though, these same monthly payments will be h...
Want a better credit score? Manage your money
in The Mortgage Roadmap, on June 12, 2009
...ebuyers will have stronger credit scores if they already have a history of managing their money and payments responsibly. Mortgage lenders today don't like to lend money to borrowers who have show...
Wells Fargo accused of pushing bad loans on African-Americans
in The Mortgage Roadmap, on June 8, 2009
...rates. They then adjusted, and when that happened, many borrowers couldn't afford to make their payments. Of course, when loan officers originally sold these mortgages, they told their borrowers t...
Mortgage giant Mozilo charged with fraud
in The Mortgage Roadmap, on June 5, 2009
...e housing crisis began. Bad mortgage loans, made to homeowners who couldn't make their mortgage payments once their artificially low initial interest rates adjusted to higher levels, brought the c...
Reality TV, French style
in Sox First, on June 5, 2009
... (Temptation Island), have won a court case to get the same entitlements as employees with overtime payments and other benefits. As the BBC reports, that the court felt that the effort the contestan...
Rising healthcare costs put strain on homeowners
in The Mortgage Roadmap, on June 4, 2009
....
Add rising health-care costs to this mix, and it gets even harder to make those monthly mortgage payments.
Right now, the hope lies with Barack Obama and the federal government. Obama has made ref...
Mortgage delinquencies not slowing
in The Mortgage Roadmap, on June 3, 2009
...t how many people are losing their jobs. How many of these newly unemployed can make their mortgage payments when their monthly income is so severely slashed?
And that's the saddest part about co...
Be honest with your finances before taking on a mortgage
in The Mortgage Roadmap, on June 2, 2009
...ow initial interest rates. Yes, these loans may make it easier for borrowers to make their mortgage payments for a set period of time.
But as soon as that introductory interest rate adjusts, usually ...
More bad news: Mortgage delinquencies on the rise
in The Mortgage Roadmap, on May 29, 2009
...dvice I can give to people facing foreclosure is this: If you start falling behind on your mortgage payments, don't hesitate to contact your mortgage lender. I know it's a tough call to make, ...
Loan modifications not always helping homeowners
in The Mortgage Roadmap, on May 26, 2009
...ing closely with struggling homeowners - those who are having trouble making their monthly mortgage payments or who have already missed several - to work out new payment plans so that no one is kicked...
Early retirement soars, but who is going to pay?
in Sox First, on May 26, 2009
...n add up to a hefty sum and it's estimated that the "breakeven point" where the extra payments gained by postponement surpasses the foregone early cheques doesn't 't occur until ...
You can lower your mortgage interest rate -- BEFORE you take out that loan
in The Mortgage Roadmap, on May 26, 2009
... will be.
The length of your mortgage loan is also important. If you can afford the higher monthly payments, your interest rate will be significantly lower if you take out a 15-year fixed-rate loan i...
Attend A “Photo Meet Up” And Connect With Other Digital Photographers
in Digital Shot, on May 23, 2009
Here's something for those of you who are looking for some socialization to accompany your pursuit of digital photography.
"Meet Ups" are exactly what the words say, a chance to "meet up" with other people who share a passion for your favorite activities and pastimes.
N...
The refi money is still flowing
in The Mortgage Roadmap, on May 21, 2009
...nt — not unusual these days for a 30-year fixed-rate mortgage — will make lower monthly payments.
These low interest rates have sent a horde of existing homeowners back to their mortgage ...
Will credit card bill stall mortgage foreclosures?
in The Mortgage Roadmap, on May 20, 2009
... spiraling credit card debt and housing foreclosures? Probably. It's hard to make your mortgage payments when you're already deep in debt.
The numbers on the foreclosure side are even grimmer...
Will federal mortgage loan assistance hurt your credit rating?
in The Mortgage Roadmap, on May 18, 2009
...For homeowners struggling to make their mortgage payments, the federal government's new Making Home Affordable program — which lets homeowners refinance their existing mortgage loans or mo...
