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Results for mortgage. Search took 0.10 seconds.
Sarbanes Oxley on trial
in Sox First, on December 4, 2009
...investor protection. But despite these costs, the law did nothing to warn about the meltdown of mortgage-backed securities, much less expose Bernie Madoff or other fraudsters." On the other hand, the...
2009 年最热英文单词
in Wangtam, on 2009-12-01
... Cartel — In Mexico, at the center of the battle over drug trafficking
...
One in seven US home loans at risk of foreclosures
in Sox First, on November 20, 2009
What chances of a US recovery? Don't hold your breath. As reported here , foreclosures will keep rising through 2010 and one in seven US home loans is now past due or in foreclosure. The quarterly delinquency measure is at its highest level since 1972. br />All up, just over 14% of US home l...
Schon gesehen? - Zur Konjunktur: Die Abkühlungszeichen verdichten sich, Immobilienmarkt
in Das Börsen Weblog, on 07.11.09
...rtikel: Immobilienflaute trifft einige Bundesstaaten heftig. So kommen am Mittwoch: Mortgage Application Survey, Existing Home Sales und am Donnerstag die New Home Sales (für Juli). Darüberhinaus die...
Commercial real estate: an accounting shell game
in Sox First, on November 1, 2009
...was warning the commercial real estate market in the United States looked likely to trigger a new mortgage crisis with a soaring delinquency rate and building owners struggling to finance the massiv...
Schon gesehen? - Die wichtigsten Wirtschaftsdaten für heute
in Das Börsen Weblog, on 28.10.09
...mmobilienflaute trifft einige Bundesstaaten heftig. So kommen am Mittwoch: Mortgage Application Survey, Existing Home Sales und am Donnerstag die New Home Sales (für Juli). Darüberhinaus die Schätzun...
Deciding What You Can Afford in a House
in The Personal Finance Weblog, on October 13, 2009
...ut last time) assumes that with 20% down, you'll need 25% of monthly household income to cover your mortgage, real estate taxes, and insurance—the banks start out by being slightly more generous. Most...
Mortgages: 30-year or 15-year?
in The Personal Finance Weblog, on October 11, 2009
...copy; sfadden
Get Rich Slowly ran a piece late last month that compared 15-year and 30-year mortgages.
The fairly lengthy blog post is based on the personal experience of one of GRS's staf...
Should ratings agencies go the way of Arthur Andersen?
in Sox First, on October 3, 2009
... for the investment public. Why haven't the rating agencies that were complicit in the subprime-mortgage securities scandal suffered the fate of Arthur Andersen? Despite some moves in Congress to ...
Luxury hotels the latest victims of the recession
in Sox First, on September 25, 2009
.... As the Atlantic Monthly's Daniel Indiviglio points out, this could devastate the commercial mortgage-backed securities (CMBS) market and that will damage the US economy even further. There is...
Elderly turn to bank robbery in recession
in Sox First, on September 20, 2009
...s impact with reports about how Michael Casey Wilson, 69, was forced to rob a bank to pay his 17% mortgage. Up until now, Wilson has had a clean record. This follows on from a Washington Post repor...
Nothing learned from Lehman collapse
in Sox First, on September 14, 2009
... commodities and exotic financial products. Jacobs writes: "They're still packaging risky mortgages into securities and selling them to investors, who can earn higher returns by purchasing t...
Banker lived it up on foreclosure
in Sox First, on September 12, 2009
...
Hats off to the Los Angeles Times for bringing us the story that while the mortgage crisis has resulted in people losing their homes and banks closing down, there is one executive at Wells Farg...
The next bubbles
in Sox First, on September 12, 2009
...bout 10 bubbles in the making: China; gold; renewable energy; the Fed snapping up $1.25 trillion of mortgage backed securities; the prices of junk financial stocks like Fannie, Freddie, AIG, Citi and ...
New Final Fantasy XIII Shonen Jump Scan
in Wangtam, on 2009-09-04
...ases.net
• Sell Handmade Crafts
• Server Makers Go Retro as Sales Plummet
• Happy 10th birthday, Blogger ...
Commercial real estate to create a new mortgage crisis
in Sox First, on August 31, 2009
...ding owners are struggling to refinance loans. As the WSJ says, the problems hitting the commercial mortgage backed securities sector will damage what's left of the banks. WSJ reporters Lingling ...
Free Software Foundation trashes Windows 7
in Wangtam, on 2009-08-29
...s?
• Wikitude.me - Geo-tag the World
• Zoho Creator Partner Program
• OpenOffice.org 3.1.1 Final for Windows
• OpenOffice.org 3.1.1 Final for Linux
• OpenOffice.org 3.1.1 Final for Mac OS
•...
Up to 1000 more bank failures
in Sox First, on August 28, 2009
...ruggling to stay afloat. "While the early losses were related to residential loans and complex mortgage-related assets ... where the crisis really began ... we're now seeing problems with mor...
No relief from foreclosure mess
in The Mortgage Roadmap, on August 24, 2009
... worse.
According to a story in the Wall Street Journal, one in every eight U.S. households with mortgages was either in foreclosure or behind on its mortgage payments in the second quarter of thi...
Cocaine dollars
in Sox First, on August 18, 2009
... maybe. Let's just see if that's reflected in the unemployment, bankruptcy, foreclosure and mortgage delinquency figures. And before you rush off to sniff a bill, the Big Bear Observation Po...
Is renting the new American Dream?
in The Mortgage Roadmap, on August 15, 2009
...ry about the fear and anxiety that a home can cause when its owners are struggling to make their mortgage payments. The threat of foreclosure is a terrifying one. It's certainly no American drea...
Foreclosures dogging the middle class
in The Mortgage Roadmap, on August 14, 2009
...boom? We liked to say it was because of all those greedy homeowners who took out high-risk subprime mortgages to get into homes they couldn't really afford.
Well, today's foreclosure victim i...
Loan clinic the cure for mortgage ailments?
in The Mortgage Roadmap, on August 13, 2009
...Pres. Barack Obama has put an increasing amount of pressure on mortgage companies to restructure the loans of homeowners who are struggling to make their monthly payments. Many homeowners, though, hav...
Mortgage rates on the rise, again
in The Mortgage Roadmap, on August 12, 2009
...There was one positive of the housing slump: Mortgage interest rates kept going down.
Now that the housing market is in the early stages of a fragile recovery, mortgage interest rates are no longer f...
Family to lose home because of seven cents
in The Mortgage Roadmap, on August 11, 2009
...Pres. Barack Obama wants mortgage companies to do everything in their power to prevent families from losing their homes to foreclosure. You can bet he's not thrilled with a story that ran earlier ...
Odds are good you'll be "underwater" by 2011
in The Mortgage Roadmap, on August 10, 2009
...ll be "underwater" by 2011.
No homeowner wants this. It's when you owe more on your mortgage loan than what your home is worth. According to a news story in the Victorville Daily Press,...
US mortgages underwater
in Sox First, on August 7, 2009
...on for some time, even if it's unofficial. Bloomberg reports that 48% of US homeowners with a mortgage are likely to owe more than their properties are worth before the housing recession end. In...
Fate stay night /命运之夜 最强的从者 SABER 制服版手办
in Wangtam, on 2009-08-07
...
• TomTom iPhone pricing leaked
• The Summarizer
• Windows 7: The Best Features and Tips
• Windows 7 Review: You Can Quit Complaining Now
• Mashable's Twitter Guide Book Now Available fo...
More good news for the housing industry
in The Mortgage Roadmap, on August 7, 2009
...ed to the housing market. Simply put, if people are buying and selling homes — and taking out mortgage loans while doing it — the country's economy seems to hum along. When people are ...
What to do when those mortgage payments get hard to make
in The Mortgage Roadmap, on August 6, 2009
...injury. You might even be struggling through a messy divorce.
All of these can cause you to miss a mortgage payment. Or more.
You wouldn't be alone. A growing number of homeowners today are str...
Loan modifications not fast enough for foreclosures
in The Mortgage Roadmap, on August 5, 2009
...TruthAbout...
Pres. Barack Obama's foreclosure-prevention program has seen some successes: Mortgage companies have offered to modify more than 406,000 existing mortgage loans, hopefully to kee...
Mortgage companies falling down on loan-modification help
in The Mortgage Roadmap, on August 4, 2009
Mortgage lenders have received their share of grief for the country's housing and financial crises. Many blame the companies for passing out risky mortgage loans to borrowers who never should have qualified for mortgage financing in the first place.
Now mortgage companies are under new criticis...
Want a good retirement? Pay off that mortgage loan first
in The Mortgage Roadmap, on August 3, 2009
...ls? Will you have enough to meet any unexpected money challenges that pop up?
Then there's the mortgage question. According to a story by the Boston College Center for Retirement Research, a grow...
Is the housing greed a thing of the past?
in The Mortgage Roadmap, on July 31, 2009
...There are a lot of reasons for the big housing crash that the country is still fighting through. Mortgage lenders loaned out money to customers who weren't financially able to handle a large month...
Is the housing bust over?
in The Mortgage Roadmap, on July 30, 2009
...my income is tied into the housing industry because I write for several publications that cover the mortgage and real estate businesses. I'm thrilled to see things finally start to improve.
Perso...
Goldman Sachs in the gun
in Sox First, on July 30, 2009
...us on whether internal communications, such as email, show bankers had private doubts about whether mortgage-related securities they were putting together were as financially sound as their public pro...
Putting the presidential squeeze on the mortgage firms
in The Mortgage Roadmap, on July 29, 2009
... wants. And what he wants now — besides the passage of health-insurance reform — is for mortgage service companies to do everything they can to keep homeowners from losing their houses to ...
Loan-modification program not meeting its goals
in The Mortgage Roadmap, on July 28, 2009
...p with a program to reduce the number of home foreclosures across the country by modifying existing mortgage loans. Problem is, the program hasn't had the impact that administration officials had ...
Mortgage firms get to tell Obama their side of the story
in The Mortgage Roadmap, on July 27, 2009
...Do you trust mortgage firms to carry out Pres. Barack Obama's programs designed to keep people from losing thier homes to foreclosure? How about the government itself? Do you trust it to do anythi...
Making mortgages easier to understand
in The Mortgage Roadmap, on July 24, 2009
Mortgage lenders have taken a lot of the blame for the collapse of the housing market. They approved borrowers who couldn't pay back their mortgage loans. They pushed other homebuyers to take out risky mortgage loans that these borrowers didn't fully understand. This led to higher foreclosur...
More data that show an upswing in housing market
in The Mortgage Roadmap, on July 23, 2009
You can practically hear the real estate agents screaming for joy. Yes, there is yet more evidence today that the housing market is in the midst of a recovery. Yes, it's early in the process. And, yes, again, it's still a fragile recovery. But it is a recovery, and that means that real ...
Is buying nearly as affordable as renting? Don't believe the hype
in The Mortgage Roadmap, on July 22, 2009
...owning a house made more financial sense than did renting. Inevitably, they'd say that with low mortgage interest rates, the monthly payment for a house wasn't much higher than a typical month...
More real estate culprits still making money off industry
in The Mortgage Roadmap, on July 21, 2009
...Yesterday, I wrote about a shady mortgage loan officer who is now working for a loan-modification company. This individual, who helped talk his clients into risky loan products that often landed them ...
Some mortgage villains faring quite well
in The Mortgage Roadmap, on July 20, 2009
... life.
Unfortunately, we don't always get justice. And this seems to be especially true in the mortgage-lending business.
It's clear that a big reason for the country's current economic ...
Home construction starts rise. Another sign of a recovery?
in The Mortgage Roadmap, on July 17, 2009
Is the long housing slump nearing an end? I suppose that depends on whom you ask. But there are a growing number of signs that, while things definitely still are not rosy in the housing industry, we may have reached the bottom of the market. Hitting bottom is good; Once a market has done that, ...
Is the arrow still pointing down for the housing industry?
in The Mortgage Roadmap, on July 15, 2009
...w if I can take 18 more months of fretting about rising foreclosures, homes that won't sell and mortgage delinquencies. It's all too darn depressing.
The Reuters story, which cited a report b...
Downpayments still keeping homebuyers away
in The Mortgage Roadmap, on July 13, 2009
...39;t require any downpayment at all. This made life easier for borrowers, but helped push a slew of mortgage lenders into bankruptcy once the housing crash hit.
Today, lenders are more careful. Many ...
Larry Summers: the worst is yet to come
in Sox First, on July 13, 2009
...ers still says the right measures are being taken and that, in time, will lift confidence and lower mortgage rates. He told the FT that he wants the US to emerge out of this 'more export-oriented&...
Do you still have faith in Obama's stimulus plans?
in The Mortgage Roadmap, on July 10, 2009
I happily voted for Barack Obama last year. I was thrilled to see George Bush and his cronies swept away.
But I had no illusions: I knew that fixing the country's problems, especially its struggling economy, would require a long, hard slog. I knew, too, that things weren't magically g...
Why it matters if your neighbor's struggling to pay the mortgage
in The Mortgage Roadmap, on July 9, 2009
...
You might not want the federal government to bail out your neighbors who took out bad mortgage loans and now can't pay their monthly bills on time.
Most of them were greedy, you might say. ...
Los Angeles leads nation in mortgage fraud
in The Mortgage Roadmap, on July 8, 2009
...If you own a home in Los Angeles, watch out for the scammers. Your city leads the nation in mortgage fraud , according to the FBI's annual mortgage fraud review.
The FBI's Los Angeles field ...
Beware loan-modification scams
in The Mortgage Roadmap, on July 7, 2009
...ils the plight of a Hesperia, Calif., homeowner who thought she was working with officials from her mortgage lender to modify her mortgage loan. The homeowner paid more than$5,000 that she thought was...
Taking out a mortgage loan without going mad
in The Mortgage Roadmap, on July 6, 2009
...There's one secret to taking out a mortgage loan without losing your mind: Don't obsess over those mortgage interest rates.
Unfortunately, this is the one piece of advice very few borrowers l...
Housing slump boosts population in New York City, other big cities
in The Mortgage Roadmap, on July 3, 2009
The housing slump has certainly had some unforeseen consequences. For instance, it may have actually helped boost the number of people living in New York City, Los Angeles and Chicago.
A story by Bloomberg News theorizes that falling home values in the suburbs of California and Florida may h...
It's getting tougher to get a mortgage-broker license
in The Mortgage Roadmap, on July 2, 2009
...It's harder to become a mortgage broker these days. Of course, it seems like an ever dwindling people want to be mortgage brokers today. Maybe, then, it's an example of everything working out ...
Are you ready for a mortgage loan?
in The Mortgage Roadmap, on July 1, 2009
...ut to be a homeowner right now. You may not be financially ready to take on the burden of a monthly mortgage payment.
Look at your history of paying your existing bills. Are you ever late sending in ...
Is plain vanilla the right goal?
in The Mortgage Roadmap, on June 30, 2009
...as called for the creation of a new consumer protection agency. The agency would have dominion over mortgage lenders. And as part of their new rules, mortgage lenders would have to offer customers wha...
Would you walk away from your mortgage loan?
in The Mortgage Roadmap, on June 29, 2009
...occurrence in today's housing market — would you be willing to simply walk away from your mortgage? Would you have any qualms about not making that monthly payment and simply leaving your ho...
Dragging out the foreclosure mess
in The Mortgage Roadmap, on June 26, 2009
...cording to a story in the Washington Post, a growing number of homeowners have stopped paying their mortgage bills. But they're still living in their homes. That's because there are so many fo...
Home sales rise again. Is this a housing recovery?
in The Mortgage Roadmap, on June 25, 2009
...go-go pace of the recent housing boom. That market was one built on false promises of wealth and on mortgage money that was too easy to get.
Those days are behind us. And, really, that's good new...
Don't believe the homeownership hype
in The Mortgage Roadmap, on June 24, 2009
...#39;s a simple reason for this: Homes aren't as good of an investment as real estate agents and mortgage loan officers make them out to be.
Yes, homes historically have risen in value. There'...
Did Sonia Sotomayor's mortgage views help send county into recession?
in The Mortgage Roadmap, on June 23, 2009
...ar conservative commentators on FOX News and other stations putting the blame for the country's mortgage meltdown on the poor and on the federal agencies that tried to get them into homes.
Their ...
Beware of loan-modification scams
in The Mortgage Roadmap, on June 22, 2009
...wing, too: loan-modification scams.
The scammers target homeowners who have fallen behind in their mortgage payments or those who are facing foreclosure. They promise to modify these homeowners' ...
A new wave of mortgage foreclosures on the way?
in The Mortgage Roadmap, on June 19, 2009
...hink that we'll be seeing fewer homes fall into foreclosure, and fewer homeowners missing their mortgage payments.
I'd like to think all that. Unfortunately, I can't.
What I really think...
Do you trust the government to protect you from mortgage lenders?
in The Mortgage Roadmap, on June 18, 2009
...
Do you have faith that the government can protect you and other borrowers from bad mortgage loans pushed by shady mortgage lenders? If you answered "yes" to this question, you'll be...
Does owning a home have to be the American Dream?
in The Mortgage Roadmap, on June 17, 2009
...for our problems, don't we? And today, a lot of us are busy looking for people to blame for the mortgage meltdown the country is currently suffering through.
You know all about the meltdown: Hous...
Higher mortgage interest rates putting a scare in homebuilders
in The Mortgage Roadmap, on June 16, 2009
...no surprise, then, that home builders are spooked rather easily these days.
Today it's higher mortgage interest rates that are giving builders the willies. A story in the Wall Street Journal po...
How'd the mortgage meltdown happen? NPR knows
in The Mortgage Roadmap, on June 15, 2009
...One of the problems with the mortgage mess that is still slowing the nation's economic recovery is that so few of us regular homeowners understand how everything went so bad so fast. I mean, I cov...
Want a better credit score? Manage your money
in The Mortgage Roadmap, on June 12, 2009
...round. For most, though, the credit score is the key to determining whether they will qualify for a mortgage loan.
Lenders want to see a high credit score — a numerical figure that encapsulates...
