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Recession reshapes America
in Sox First, on July 14, 2009
... by an underclass of service workers living in far-off suburbs. "The consequence is this: the means migration is dividing the world into two kinds of regions with very different economic prospec... ...All this will be exacerbated by the economic crisis. It will create a society that will emerge even more divided than it was when the economy was booming. And that's unlikely to change when the re...
Downpayments still keeping homebuyers away
in The Mortgage Roadmap, on July 13, 2009
... shame to see these numbers. Housing prices have dropped significantly from just one year ago. This means that housing is more affordable than ever. Unfortunately, at the same time, more U.S. resident... ...rape together enough money for a downpayment. After all, homes aren't cheap. Who has $10,000 or more just lying around for a downpayment?
During the housing boom — which ran through a porti...
Chrome OS: The reflective phase
in The CIO Weblog, on July 10, 2009
...ter the announcement, today we get the day-after "thoughtful" posts exploring what it all means, and what will really happen with Google, Chrome OS, and the supposed arch-enemies of the tw...
Carbon market bonanza for accountants
in Sox First, on July 10, 2009
...ll be financial penalties that produce more greenhouse gas emissions than permitted. What all this means is that investors will demand more information because all this will have an impact on their r... ...p to facilitate the trade in permits. Alternatively, there will be financial penalties that produce more greenhouse gas emissions than permitted. What all this means is that investors will demand mor...
Mozy and the Petabyte
in On Storage, on July 10, 2009
... data:
"13.3 years of HDTV content — that's approximately 58,292 movies, which means an equal number of large pizzas," notes Gizmodo's Jesus Diaz . "So one petabyte... ...ning the concept of a petabyte (a million gigabytes) — and noting that the company now stores more than 15 petabytes of data:
"13.3 years of HDTV content — that's approximat...
Skype Updates Windows, iPhone, Windows Mobile Clients
in The VoIP Weblog, on July 9, 2009
... most notably the dial pad."
"Skype 4.1 [for Windows]... includes screen sharing, which means you can now see what's going on on other folks' computers in real time," accordi...
Why it matters if your neighbor's struggling to pay the mortgage
in The Mortgage Roadmap, on July 9, 2009
... with broken steps or windows.
You really don't want foreclosed homes on your block. And that means one thing: You don't want your neighbors, no matter how greedy or stupid you think they we...
iPhone with RFID technology?
in The RFID Weblog, on July 9, 2009
...hancing security of the iPhone by including fingerprints of the phone user as an input method which means every part of the phone may not be accessible for everyone.
What all I can say is that I am ...
Anticipating the CrunchPad
in HackITLinux, on July 8, 2009
... a USB slot for an external keyboard. Arrington said having the device boot directly to the browser means it won't need a lot of hardware horsepower to operate smoothly."
More here from El... ...; writes the NYT's Claire Cain Miller . "Turn it on and up comes a browser. It is nothing more than 'an Internet consumption device,' for reading, checking e-mail or watching video, ...
At Last. The Concours that Pebble Beach Really Needs
in Classical Drives, on July 8, 2009
...every damn August! The fact that we actually know our cars suck is just gravy. Lots of free parking means no shuttles out to East Jabib. Optional 'Small-Wiener Corral' so your Maybach won'...
Palin shoots the media
in Sox First, on July 7, 2009
... were just reporting rumors about a public figure. As Dolores Bernal at News Junkie Post says, it means you really have to question her judgement. "No public official in their right mind shoul...
Save On Car Insurance by Raising Your Deductible
in The Personal Finance Weblog, on July 6, 2009
...y, this can mean that you are throwing some of your hard-earned money away. Saving money, however, means that you need to be willing to analyze your current expenses and then reducing unnecessary cost... ..., this will allow you to save about $100 per year. This single change will allow you to save money more than any other change.
You want to be careful about raising this amount too quickly, however, ...
Madoff hires prison consultant
in Sox First, on July 5, 2009
...est possible jail. But as The Times reports, Hoelter will have his work cut out because 150 years means he has next to no hope of being sent to a low or medium high-security prison like other white ...
Housing slump boosts population in New York City, other big cities
in The Mortgage Roadmap, on July 3, 2009
...1,000 in Chicago.
The Bloomberg story says that the country's migration bubble has burst. This means that people are no longer flocking to states such as California or Florida that benefited from...
It's getting tougher to get a mortgage-broker license
in The Mortgage Roadmap, on July 2, 2009
... unsavory mortgage brokers passed out mortgage money to borrowers who didn't have the financial means to make monthly mortgage payments. These same sleazy brokers steered homeowners into risky loa... ...to ring with new business. Today, loan officers have to work for their business.
To make life even more difficult for loan officers, many states are making it more difficult for them to receive mortg...
Supply chain video: Preparing for the worst, managing supplier risk in the downturn (Part 1)
in Supplychainer, on June 30, 2009
...em because many of the sources and organizations producing commodity are going down. That of course means bad news for procurement officers so they need to think about it...
...
When Setbacks Happen
in BootStrapMe, on June 29, 2009
...ecently on overcoming setbacks. Overcoming setbacks in business takes tenacity and perseverance. It means doing what it takes to save your life's ambition and to come out of it with you and your b...
Credit Scores and Car Insurance
in The Personal Finance Weblog, on June 29, 2009
... looking at credit scores in order to determine rates, according to an article by KOMOTV .
This means that if you have not been paying close attention to making sure your bills are paid on time tha... ...ose attention to making sure your bills are paid on time that you are probably paying your insurer more than you want to each month. In many cases, you can reduce your car insurance costs and save mon...
Climate change: the lawyers' picnic
in Sox First, on June 27, 2009
... will fight it. "In no instance is this going to go unchallenged,'' Kovacs says. Which means the Environmental Protection Agency, which earlier this year ruled that high concentrations of... ...ng. The Global Climate Law blog lists the cases already happening. And we now have reports that more companies are getting sued for making bogus claims about their products being environmentally f...
Michael Jackson's debt legacy
in Sox First, on June 26, 2009
... 2005, an accountant testifying at his child molestation trial said Jackson was living beyond his means, spending $20 million to $30 million a year more than he earned. Back in 2003, Forbes put hi... ...son's estate. For the last years of his life, the pop icon was bogged down in controversy. But more to the point, he was trapped in a quagmire of debt. As The Wall Street Journal tells us, he ...
In Search of a Cool Summer: Da Lat, Vietnam
in Hidden Travel Gems, on June 24, 2009
... the summer months: lows drop into the upper 50's and highs rarely climb past 78F degrees. This means that Da Lat is often cooler at the hottest point of the day than Saigon gets at the coolest po...
Don't believe the homeownership hype
in The Mortgage Roadmap, on June 24, 2009
...use. There isn't a lot of financial gain there.
Secondly, don't forget that owning a house means spending on maintenance. Just last night, for instance, our air-conditioning went out on the h... ...many sell their home and then buy another home. Now, if housing prices have risen, sellers may make more money selling their house than what they paid for it. But they'll also be buying a house wh...
How to Save Money When You Buy Auto Insurance
in The Personal Finance Weblog, on June 23, 2009
...o insurance, you will need to do some research and shop around.
Getting the best deals, however, means that your research does not begin with getting online auto insurance quotes. Instead, it actual... ... needs to start here because trying to get discount auto insurance on a car that will cost you more in auto insurance just because it's sporty or on a Top Ten Most Stolen Car List does not make se...
Stimulus packages create corruption opportunities
in Sox First, on June 23, 2009
...tion, agents, middlemen, and politicians can all stick their fingers into the pie." What that means is that governments will need to make the processes as transparent as possible and make sure t...
Does Apple need Steve Jobs?
in Sox First, on June 20, 2009
...r low in January after news broke of him taking leave of absence. As the Atlantic Monthly says it means investors are coming to terms with the idea of their favorite CEO's mortality which raises...
Verizon Wireless Intros USB1000 Global Modem
in The Wireless Weblog, on June 20, 2009
...SM/EDGE on 850/900/1800/1900 MHz," writes Gearlog's Sascha Segan . "In English, that means it can access high-speed networks here and abroad; it comes with a special SIM built in for wh... ...ovide mobile broadband access across the globe," notes InformationWeek's Marin Perez .
More here from FierceWireless ... more here from Electronista ... more here from Gizmodo ... an...
ASUS 与 Disney 联手打造儿童用 NetBook
in Wangtam, on June 18, 2009
当前经济衰退中，许多玩具公司避免推出高价产品， Disney 却逆势而行，打算在假期销售旺季来临前推出售价 350 美元的儿童 netBook 。
这款 netBook "Disney Netpal"将于7月底起在美国和加拿大的 Toys "R" US 店铺和 Amazon 销售。
美泰和孩之宝(Hasbro)等玩具公司以及 Toys "R" US 等零售商则认为，因失业率上升、楼市低迷及信贷紧缩影响到父母的消费能力，因此价格便宜的玩具会更受欢迎。
Disney 表示，这是该公司首次在北美推出笔记本电脑，五年前该公司曾试图...
U.S. Open vs The Weather
in Eagle Par Birdie, on June 18, 2009
...ly next week.
The course has already been saturated with rain and the fairways are very soft. That means lots of long irons into greens - the bad news. The good news is the greens are soft, too, so w...
Gmail drives Enterprise Apps adoption
in The CIO Weblog, on June 17, 2009
...xactly what good e-mail provides and how those benefits might be more efficiently achieved by other means?... ...ought, it shouldn't; people like things that are familiar, and Outlook is familiar, even if the more powerful aspects of the program are left to languish without the Exchange server backend they r...
Accelerating Relationships with Social Networking
in TJ's Weblog, on June 15, 2009
... appropriate for engaging clients, depending on' personalities, the business at hand, etc. This means keeping up with what Rollyson refers to as "multiple presences" on the web. At the s... ...Business has always been at least partly about networking. More and more, it has come to be about social networking. I wrote recently about the need to focus your efforts in social networking. I c...
Other Money Saving Tips for Your Air Conditioning
in The Personal Finance Weblog, on June 15, 2009
...one of your biggest monthly expenses comes from either heating or cooling of your house. This also means that it is an area where a lot of money can be saved, too, if you follow some money tips.
If y... ...t will cool the room faster, you will find that an air conditioner that is too large will use much more electricity in cooling that room than is necessary. Also, you want to find an air conditioner th...
Behind the social networks
in Sox First, on June 12, 2009
...Twitter and other social networks throw up all sorts of fascinating data. At the stage, what it all means is anyone's guess but a picture is starting to emerge. No doubt marketing experts will be ... ...d Business blog showing that not all Twitter users are alike. According to the study, men have 15% more followers and are more than twice as likely to follow another man than a woman. The average wom...
Recession and marriage
in Sox First, on June 12, 2009
... accountants Grant Thornton have found that fewer couples are divorcing. Plummeting property prices means it's just not worth it, even if it means prolonging a bad marriage. According to the repor...
Save Money by Not Paying for Water
in The Personal Finance Weblog, on June 11, 2009
...ckage and ship, and of course, costs you more to get it, too. When you really think about it, this means that you could save money by buying the same foods - but without all the water added to them.
... ... © stevendepolo
Many products contain a lot of water. The water bulks up the product, costs more to package and ship, and of course, costs you more to get it, too. When you really think about it...
Is it time to refinance your mortgage?
in The Mortgage Roadmap, on June 10, 2009
...t spot for certain homeowners: The weak economy has resulted in lower mortgage interest rates. That means it's a good time to refinance a mortgage loan.
Of course, even with low interest rates, r... ...home loans if their savings will in two years cover their closing costs, which can run at $2,000 or more for most refinances.
Anderson is quoted as saying that for mortgage loan amounts over $3,000, ...
Why the Vintage Racing League Should Matter to You
in Classical Drives, on June 10, 2009
... which, by the way, is chock full of information about racing history. The interactive feature also means that enthusiasts can share comments and suggestions about places to see and visit.
I had my f...
Coke Redefines Business Intelligence with RFID based Freestyle Drink Dispenser
in The RFID Weblog, on June 9, 2009
... regional preference and answer other marketing issues.
It is expected to emerge as an inexpensive means of conducting test marketing and score over Coke's current product model which involves bo... ...ch failed to take of in the market. Even the market seems to have changed since then and has become more competitive of late therefore one mistake and millions of dollars could end down the drain.
I...
iPhone 3GS, Cheap iPhone, and Leopards - OH MY!
in The Gadgets Weblog, on June 9, 2009
...bove that cost - trust me; I tried. Unfortunately, the upgrade love is no more.
As for the S - it means speed. The 3GS will support faster 3G speeds, it has a 3MP camera with auto-focus and video su... ...e to pay a hefty premium above that cost - trust me; I tried. Unfortunately, the upgrade love is no more.
As for the S - it means speed. The 3GS will support faster 3G speeds, it has a 3MP camera wi...
Renewable energy and the recession
in Sox First, on June 5, 2009
...That said, setting up wind turbines, wave energy outlets and solar grids is capital intensive which means the sector can only fully recover once the global economy is back on track. Still, the figures...
Is manufacturing dead?
in Sox First, on June 3, 2009
...tly routine is disappearing from the U.S. But this doesn't mean we are left with fewer jobs. It means only that we have fewer routine jobs, including traditional manufacturing. When the U.S. econo... ...countants. With digitization and high-speed data networks a lot of back office work can now be done more cheaply abroad. "Any job that's even slightly routine is disappearing from the U.S. B...
Kevia Jeffrey-West Jewelry
in The Jewelry Weblog, on June 2, 2009
...color, contrast, texture, and detail - skills she now uses to design her line of jewelry . Kevia means beautiful child .
Gold Vermeil & Crystal Ring
Gold vermeil with rectangular crys...
Even Hollywood hates mortgage loan officers these days
in The Mortgage Roadmap, on June 1, 2009
...officers turn out to be partially villainous. Hollywood loves to take on easy targets. Usually that means Nazis. Maybe now it'll mean mortgage loan officers, too.
... ...recisely because of her occupation.
Yes, as if mortgage loan officers, with business shrinking and more of them struggling to stay in business, don't have enough problems. Now they're fair ga...
What the GM bankruptcy means
in Sox First, on June 1, 2009
...er do so with its debts more than double its assets, the question needs to be asked about what this means for the auto industry, both in the US and globally. This is the world's biggest industrial... ...
With General Motors filing for bankruptcy , the biggest manufacturer do so with its debts more than double its assets, the question needs to be asked about what this means for the auto industry,...
Jewelry Sale at ARingThing.com
in The Jewelry Weblog, on May 31, 2009
...ourmaline Promise Ring
This wonderful pink color comes from the gem deposits of Ceylon. Tourmaline means many colored stone. Setting technique: 4 prong.
Cut: Checkerboard facets
Size: 5mm x 5mm
$280... ...lity rings set with well-cut gemstones and diamonds. Their goal is to make beautiful exciting rings more affordable.
Femi 18K White & Yellow Gold Diamond Ring
This is a striking contempora...
Summer Golf Deals
in Eagle Par Birdie, on May 31, 2009
...Niagara Peninsula.
The economic demise continues to make itself felt in the golf business and that means prices are dropping faster than eagle putts.
In the Niagara region on the Ontario side of the... ...gher against all major currencies. So the Canadian loonie should begin retreating fairly soon.
For more info on those great golf deals, here's the website link.
...
RFID Aids War Efforts in Afghanistan and Iraq
in The RFID Weblog, on May 31, 2009
...l James L. Hodge stated:
We're fighting two wars. Without RFID, the commanders would have no means for tracking and monitoring the equipment that is required to fight and win those wars.
Seems...
PSP Go leaked....
in The Gadgets Weblog, on May 30, 2009
...pping the UMD slot and integrating 16gb of memory, as well as adding bluetooth communications. This means all games will be download only from now on...what about old games, Sony?...
New HIV Microbicide Can Be Produced in Transgenic Plants
in The Biotech Weblog, on May 29, 2009
... © Sully Pixel Scientists have developed a new anti-HIV drug as well as a possible means of producing the drug in large quantities using transgenic plants.
In the research paper, Ma and colleagu... ...ibody and cyanovirin-N) into a single "fusion" molecule and showed that this molecule is more active against HIV than either of its individual components. They designed synthetic DNA for pro...
More bad news: Mortgage delinquencies on the rise
in The Mortgage Roadmap, on May 29, 2009
...your family suddenly losing your home. I can't even imagine the fear and shame that foreclosure means to homeowners.
The only piece of advice I can give to people facing foreclosure is this: If y...
Buy Food in Bulk and Save Money
in The Personal Finance Weblog, on May 28, 2009
...t stores give a volume discount.
You should be aware, however, that not all stores do this. This means that you will need to look at the cost per pound (or whatever measurement is used) for the smal... ...r measurement is used) for the smaller sizes and for the larger sizes. Some stores actually charge more - knowing that people will think they are getting a better deal.
Saving money will require that...
Is sacking people unethical?
in Sox First, on May 28, 2009
...ainful trauma for those being let go, and not as a mere setback or reversal of fortune." That means managers have to do it in a way that protects the dignity of the person getting sacked. He say...
Is your credit score falling?
in The Mortgage Roadmap, on May 27, 2009
...
There's one number that means more than all the rest when you're applying for a mortgage loan: your credit score.
Also known as your FICO score, this number condenses your history of pa... ...
There's one number that means more than all the rest when you're applying for a mortgage loan: your credit score.
Also known as your FICO score, this number condenses your history of pa...
Loan modifications not always helping homeowners
in The Mortgage Roadmap, on May 26, 2009
...s? I don't think so. Even if the higher number holds true - that 75 percent figure - that still means that 25 percent of failing mortgages did not go into delinquency again.
That may seem like a ... ...rom 65 percent to 75 percent of modified subprime mortgage loans will fall delinquent by 60 days or more within a year of the loan modification.
Yes, this is depressing. But does it mean that the gov...
Early retirement soars, but who is going to pay?
in Sox First, on May 26, 2009
... out, the system only has so many reserves. Its trust funds are scheduled to run dry by 2037, which means people will be on severely reduced payments. And with the worst financial crisis since the Gre...
Higher rents and sale prices for green buildings
in Sox First, on May 25, 2009
...ngs in the commercial property sector and it has enormous implications in this economic climate. It means that businesses seeking to maximize profits will have to start looking at increasing the energ... ...at their rents and selling prices, the study also found that premiums in effective rents came in at more than 6% higher. Even more interestingly, the selling price for green buildings was about 16%, ...
National Venture Capital Association: Suggestions and Blind Spots
in TJ's Weblog, on May 25, 2009
...tal firm some return on their investment in the new company. So the meager number of IPOs last year means that most VC funds aren't getting a return on their investment at the moment; their money ... ...suggestion, though, would seem to aggravate the liquidity issue.
Bulger's second criticism is more pointed. For an IPO market to recover, the financial institutions will have to build investor t...
Android OS 1.5 Cupcake patch now available for Download
in The Smart PDA, on May 24, 2009
...for all US based T-Mobile G1 users as the Android OS 1.5 update is now available for download. This means that G1 users can now enjoy a tweaked UI, video recording, voice search, an on-screen keyboard... ...board, an extended library of widgets, stereo Bluetooth, better battery life, faster speed and many more new features on their Android devices.
The Cupcake update can be downloaded from Google's ...
Peak oil and lifestyles
in Sox First, on May 22, 2009
...eet Journal reports, global production of petroleum peaked in the first quarter of last year which means oil prices will soon be back up in the triple digits. And when that happens, it's likely t... ...labour. It will become, he argues, 'the largest barrier to global trade'. This will lead to more dense communities, less driving, and a reliance on what we produce locally. World trade will re...
The refi money is still flowing
in The Mortgage Roadmap, on May 21, 2009
...e government has consistently made moves that have resulted in lower mortgage interest rates.
This means that buyers who qualify for mortgage loans at an interest rate at or slightly below 5 percent ...
US and China: the drug dealer-addict relationship
in Sox First, on May 20, 2009
...ut, the big worry for the Chinese is that a soaring US deficit will lead to higher inflation, which means the value of their bonds falls which means they will lose money. Which also means they will st... ...hy - that have already done the best. Living standards for the rest of China would continue to grow more slowly than the pace of economic growth suggests they should. For the rest of the world, China&...
How to introduce a carbon tax
in Sox First, on May 20, 2009
...demand. If people reduce their spending on energy, if they drive less or use less electricity, that means the price of permits will go down. That gives companies the chance to buy permits to pollute a... ...r to proceed with carbon trading or introduce a carbon tax. A carbon tax is better because it's more efficient, transparent and simple. Cap-and-trade schemes, on the other hand, can allow governme...
How bad is the housing market? That depends
in The Mortgage Roadmap, on May 19, 2009
...f new residential construction since the government began keeping track of new homes in 1959.
This means it's still more than possible — it's likely, in fact — for homebuyers to f... ...struction since the government began keeping track of new homes in 1959.
This means it's still more than possible — it's likely, in fact — for homebuyers to find great bargains on...
Cashing in on the disgust with banks
in Sox First, on May 19, 2009
...anks so it's an opportunity for Tesco and other retailers. "The lack of trust in the banks means there is a huge opportunity if you are a growth company," she said.>br /> Welcome t... ...
Last week, I did a blog entry looking at how banks were going to face more intense competition in the wash-up from this financial crisis. To put it bluntly, banks will be losing market share to ...
How To Install Windows 7 On Almost Any Netbook
in Wangtam, on May 18, 2009
... Get Ready For Real Time Digg, Whatever That Means
• If The Watchdogs Are Saved: Ethical Repercussions Of A Newspaper Bailout
• Joyent将在上海举办Open House 推广云计算
• Lamiglo
• CollectValue - the soc... ...g Down Ad Impressions? How About Bankrupt Advertisers?
• Facebook raises $150 million more to cash out employees
• WordPress 2.8 Beta 1
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Samsung I7500 approved by FCC headed to T-Mobile USA?
in The Smart PDA, on May 17, 2009
...e US as it has been confirmed by FCC. The US bound I7500 will support CDMA 1700MHz frequency, which means that it will be compatible with T-Mobile's 3G network and therefore be launched by T-Mobil...
Looking to buy? Your mortgage loan might be smaller than ever
in The Mortgage Roadmap, on May 13, 2009
... in the most desirable locations in the United States — than it's been in years. And this means that many buyers will be taking out smaller mortgage loans in order to purchase these homes.
... ...ever during the first quarter of this year might make your decision easier.
Simply put, housing is more affordable today — even in the most desirable locations in the United States — than...
Downturn easing without recovery
in Sox First, on May 12, 2009
... risky outlook. Even were banks healthy, the deleveraging process and the associated loss of wealth means that, more likely than not, the economy will be weak. And a weak economy means, more likely th... ...bottom might be near but we are a long way off from having a robust recovery and that we can expect more losses. "The American government ... is betting on muddling through: the Fed's measure...
Even More Saving Money on Food Tips
in The Personal Finance Weblog, on May 11, 2009
...groceries.
Plan Your Grocery Shopping
Grocery stores are in competition with each other, which means that one will always be less expensive than another - at least with certain foods. Discount gro... ...ies can result in a considerable amount of money saved, if you learn to shop wisely. Here are some more ways to save money on groceries.
Plan Your Grocery Shopping
Grocery stores are in competitio...
Animal Spirits by George Akerlof and Robert Shiller
in Sox First, on May 4, 2009
...but. The word "confidence", for example, comes from the Latin word "fido" which means "I trust". And while we are in a credit crisis, it is worth remembering that the wor...
