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Detroit struggles to bury its dead
in Sox First, on November 22, 2009
... and the tally has now reached a record high. This is the city that once boasted the highest median income and home ownership rate in the United States. Things are so bad in Detroit now that the city...
The war industry's victory: more tax to pay for Afghanistan
in Sox First, on November 22, 2009
...ghanistan. Carl Levin, chairman of the Senate Armed Services Committee has proposed an "additional income tax to the upper brackets, folks earning more than $200,000 or $250,000". Similarly, the Hous...
One in seven US home loans at risk of foreclosures
in Sox First, on November 20, 2009
...our breath. As reported here , foreclosures will keep rising through 2010 and one in seven US home loans is now past due or in foreclosure. The quarterly delinquency measure is at its highest level s...
Seen that? - Self-Employed have CPP Woes Bigger Problem is Income Taxes
in Small Business Unplugged, on November 19, 2009
... Self-Employed have CPP Woes Bigger Problem is Income Taxes at Small Business Unplugged An editorial in the Edmonton Sun commented on the fact that ...
Seen that? - Porsche in the kitchen
in Cool Picking, on November 19, 2009
...lassical Drives Back in an era when I actually earned a reasonable income I purchased a Porsche Design wristwatch. It was, except for the numerals and hands, all black...
Students Take to Online Gambling to End Their Debts
in The Gambling Weblog, on November 19, 2009
...in the UK, has mentioned that, in some, instances, it has escalated to students blowing their whole loans online in an attempt to prepare for the debts. A lack of risk assessment, money management an...
New fair value rule to face test
in Sox First, on November 16, 2009
...s revised set of rules dealing with the classification and measurement of financial assets, such as loans, as well as debt and equity securities using fair value. Sox First will remember how the banks...
Is China about to collapse?
in Sox First, on November 12, 2009
... problem is China's debt. As Fortune magazine reports, Beijing has shoveled $1.27 trillion in new loans into the economy. That's up 136% from the same period last year and the money has poured into ...
Seen that? - Business School for Startups?
in Small Business Unplugged, on November 10, 2009
...The little known program was created in 1961 to help small businesses get term business improvement loans to finance the purchase or improvement of fixed assets for new or expanded operations. Withou...
Seen that? - Hope for Africa?
in Audeamus - How dare we..., on November 10, 2009
...ed to wonder how defined those words 'microfinance' and 'microcredit' and 'microloans' are. How different are these words? Are they all just saying the same thing, just in a di...
Seen that? - An Annuity Primer
in The Personal Finance Weblog, on November 10, 2009
... The SEC has a a quick primer on annuities. As the boomer generation focuses more attention on income streams this product will be even more prevalent. [...] Read More Quick Primer ...
TechFlash discusses roadblocks to innovation in America
in The CIO Weblog, on November 2, 2009
... the averages in education. Just because a country experiences a surge in poorly educated, low-income workers looking for agriculture jobs doesn't mean they are going to suddenly start dropping off r...
Commercial real estate: an accounting shell game
in Sox First, on November 1, 2009
...rtgage crisis with a soaring delinquency rate and building owners struggling to finance the massive loans they took out when the market was booming. What's even more alarming now is the directive ...
Seen that? - July 1 GST/HST Drops to 6% from 7%
in Small Business Unplugged, on October 31, 2009
... a little more careful in filling out their forms. One very important tool to use when you do your income taxes is to use tax software. It does not cost much, but it may enable you [...] Read More ...
Seen that? - An introduction to thin provisioning
in On Storage, on November 1, 2009
...ll, investor introductions are made through occasional [...] Read More Banks Tighting Loans at Biz Plan Hacks According to the Start Up Spar...
Seen that? - Pillow Talk
in The Mobile Technology Weblog, on October 31, 2009
... year. All sorts of reasons have been offered but the most obvious one is that with the rise of two-income couples, more people have access to information.So what's going on. It's not so much ...
Seen that? - CELEBRITY DOGS
in The Celebrities Weblog, on October 31, 2009
... and if you're in New York City on November 29th, and if you have a decent bit of discretionary income to burn, you can spend some time being entertained by comedian David Steinberg, and his dog, ...
Obama Focusing on Small Business?
in Bizinformer, on October 27, 2009
...t discusses his move earlier this week to have the federal government increase the maximize size of loans available through the Small Business Administration, and the effort the feds are undertaking t...
Seen that? - Small Business Taxes
in The Personal Finance Weblog, on October 23, 2009
... a little more careful in filling out their forms. One very important tool to use when you do your income taxes is to use tax software. It does not cost much, but it may enable you [...] Read More ...
Fewer Americans believe in climate change
in Sox First, on October 23, 2009
...ot comes down to one word: coal. No fewer than 25 states produce coal, which not only generates income, jobs and tax revenue, but also provides a disproportionately large share of their energy,'' Sach...
Seen that? - Case studies in Micro Finance #1
in Audeamus - How dare we..., on October 21, 2009
...ed to wonder how defined those words 'microfinance' and 'microcredit' and 'microloans' are. How different are these words? Are they all just saying the same thing, just in a di...
The big gap: Wall Street bonuses and normal pay
in Sox First, on October 21, 2009
...ng revelations on this gap from the Huffington Post warrant some attention. Check out the chart! Income inequality is getting worse, according to this report. The share of total US income making up...
How the ratings agencies sold out investors
in Sox First, on October 19, 2009
...ed executives who headed its "structured finance" division, which assisted Wall Street in packaging loans into securities for sale to investors. It also stacked its compliance department with the peop...
Ways to Make a Budget Work
in Business Computer Blog (UK), on October 14, 2009
... some of these tips:
1. Set Some Goals: Really plan out what you want to achieve. A better Net income? Getting out of the Red? Having bonus money left each month to reward your employees? Write d...
Deciding What You Can Afford in a House
in The Personal Finance Weblog, on October 13, 2009
...x (that we talked about last time) assumes that with 20% down, you'll need 25% of monthly household income to cover your mortgage, real estate taxes, and insurance—the banks start out by being slightl...
How to Know You Made a Difference
in Business Computer Blog (UK), on October 13, 2009
© jetalone
In times of "slow" economy, every cent matters. Even the money we put towards charity (if we manage to spare any), needs to be quantified somehow. We want to know that the money we gave gets put to good use and matters.
One of the online charity projects that has revolutio...
Internet: The Solution for Poverty?
in Business Computer Blog (UK), on October 12, 2009
...ssed the digital divide, but it is usually in reference to the education of our children, not the income of our adults. Miss Lane Fox plans to create a task force of volunteers and companies willing t...
Tweetie 2 Lives! Get It While It's Hot
in Wangtam, on 2009-10-12
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The US Chamber of Commerce Faces a Meltdown
in Bizinformer, on October 11, 2009
...ific Railroad. The railroad thinks climate legislation would hurt its finances, since much of its income comes from hauling coal. Donohue's contract with the railroad prohibits him from “any conduct ...
Rich getting richer
in Sox First, on October 11, 2009
...z and Thomas Piketty estimate that the richest 1% in America increased their share of the country's income to 23.5%. That's the highest level since 1928. First, it suggests that the distribution of w...
Four ways to create jobs in the recession
in Sox First, on October 6, 2009
...he tax on jobs. Reich says there needs to be a one-year payroll tax holiday on the first $20,000 of income. He also proposes giving small businesses tax credits for creating jobs. And finally, the S...
Seen that? - LAS VEGAS CASINO DEALER'S TIPS IN JEOPARDY
in Play Las Vegas, on October 2, 2009
...ployees it's the best they can do, for others, it doesn't matter, because the bulk of their income is derived from the gambler's generosity, via tips. Tips are somewhat misunderstood by ma...
Writedowns reduced but bad loans to increase
in Sox First, on September 30, 2009
....4 trillion. So that's $600 billion less of writedowns. The bad news is that the number of bad loans will increase because of unemployment and patchy recovery. In its Global Financial Stability...
Red Hat Stock Soars
in HackITLinux, on September 25, 2009
© Helico
Red Hat Inc. 's stock jumped higher this week after the company reported its second quarter results.
"Revenue climbed 12 percent to $183.6 million, topping the $179.4 million expected by analysts... The company had a 15 percent jump in subscription revenue, fees for the u...
Carbon tax and dividend
in Sox First, on September 20, 2009
...carbon tax with a 100% dividend is non-regressive. On the contrary, you can bet that low and middle income people will find ways to limit their carbon tax and come out ahead. Profligate energy users w...
Recession to last until 2012 - Stiglitz
in Sox First, on September 20, 2009
... commercial real estate, high unemployment, mean that some people are not going to be able to repay loans that are outstanding. The banking system is by no means out of the woods. There is reason to b...
Taxes: A Big Picture
in Bizinformer, on September 13, 2009
...g post recently that presented the big picture of the US tax situation.
The article puts corporate income tax in its context in the larger revenue picture for the Federal government. According to the...
A big week for the US economy
in Sox First, on September 13, 2009
...hat means they will return to the practices that led them to underwrite trillions of dollars in bad loans that created the crisis in the first place. Next week's figures might give us some indica...
Best Uses for Unexpected Income
in The Personal Finance Weblog, on September 6, 2009
Small windfalls can ocassionally help you on the road to successfully managing your personal finances. But it depends on what you do with the money.
What would you do with extra money this month? You make fifty (or maybe a hundred) extra dollars at a yard sale. Time for a movie and a nice restaur...
US taxpayer bailout for subprime firms
in Sox First, on August 31, 2009
...he Center points out, we don't even know if it will work with figures showing at least half the loans were either severely delinquent or had gone into foreclosure. If that's right, the progra...
Commercial real estate to create a new mortgage crisis
in Sox First, on August 31, 2009
....14%, more than six times the level a year earlier, and building owners are struggling to refinance loans. As the WSJ says, the problems hitting the commercial mortgage backed securities sector will d...
Up to 1000 more bank failures
in Sox First, on August 28, 2009
... has almost tripled in the last 12 months. There are now more than 400 and the list is growing. Bad loans are increasing with fewer able to repay and that's pushing up the amount of reserves banks...
Loan deals Italian style
in Sox First, on August 24, 2009
...pped Italian food producers plan to put up expensive wines and dry-cured hams as collateral on bank loans. Italian banks already store massive wheels of parmesan cheese as collateral so why not do the...
Diabetes Risk In Childhood Cancer Survivors
in Daily Diabetic, on August 20, 2009
...g the condition.
"After adjustment for body mass index, age, sex, race/ethnicity, household income and insurance, the survivors were 1.8 times more likely than the siblings to report diabetes m...
More Ways to Save Money While in School
in The Personal Finance Weblog, on August 15, 2009
...a distance learning situation. It will take a little more self-discipline.
Consider Your School Loans Wisely
I mentioned yesterday that you should get all the scholarships you can. If you still d...
Loan clinic the cure for mortgage ailments?
in The Mortgage Roadmap, on August 13, 2009
...res. Barack Obama has put an increasing amount of pressure on mortgage companies to restructure the loans of homeowners who are struggling to make their monthly payments. Many homeowners, though, have...
Family to lose home because of seven cents
in The Mortgage Roadmap, on August 11, 2009
...e company's loan officers certainly helped give a boost to the mortgage crisis with all the bad loans the company passed out during the housing boom.
The story gets even more interesting when yo...
Q 版樱木花道 扑满
in Wangtam, on 2009-08-08
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Will the Recession Ever End? Dave Goldman Doesn't Think So...
in Bizinformer, on August 7, 2009
... while... The US consumer can't get out of a hole. The bloggers have been all over the personal income data for June, which shows that household finances continue to deteriorate... That's just...
Sperm banking boom
in Sox First, on August 7, 2009
...
With the credit crunch, it's harder now for the banks to do business and make loans. But one type of banking business is booming. Sperm banks are doing a roaring business, according to this ...
US mortgages underwater
in Sox First, on August 7, 2009
...rts that the US Government is considering plans to take hundreds of billions of dollars in troubled loans out of Fannie Mae and Freddie Mac, stick them into a so-called "bad bank" and create...
More good news for the housing industry
in The Mortgage Roadmap, on August 7, 2009
... housing market. Simply put, if people are buying and selling homes — and taking out mortgage loans while doing it — the country's economy seems to hum along. When people are afraid to...
What to do when those mortgage payments get hard to make
in The Mortgage Roadmap, on August 6, 2009
...to take unpaid days off. Those mortgage payments are a lot more difficult to make when your monthly income is slashed. It's why the United States is seeing a record number of housing foreclosures ...
Loan modifications not fast enough for foreclosures
in The Mortgage Roadmap, on August 5, 2009
...seen some successes: Mortgage companies have offered to modify more than 406,000 existing mortgage loans, hopefully to keep homeowners from losing their residences to foreclosure. The program seems to...
Twenty years to recover from layoffs
in Sox First, on August 5, 2009
How long does it take to recover from a layoff? About 20 years, according to a new research paper . The researchers analyzed workers who were laid off in the 1980s and discovered that a decade later, they were still struggling to recover financially. The paper says: "Those workers in st...
Mortgage companies falling down on loan-modification help
in The Mortgage Roadmap, on August 4, 2009
...country's housing and financial crises. Many blame the companies for passing out risky mortgage loans to borrowers who never should have qualified for mortgage financing in the first place.
Now m...
Is the housing greed a thing of the past?
in The Mortgage Roadmap, on July 31, 2009
...yment. Real estate appraisers overvalued too many homes. The government looked the other way as bad loans were made.
Then there are the homebuyers themselves. Many of them were greedy. They sought ou...
Is the housing bust over?
in The Mortgage Roadmap, on July 30, 2009
...value appreciation.
Reading a column like this is a soothing way to start your morning. Much of my income is tied into the housing industry because I write for several publications that cover the mor...
微软与 Yahoo 达成为期 10 年的搜索合作协议
in Wangtam, on 2009-07-31
微软和 Yahoo 今天共同对外宣布,双方已达成为期 10 年的搜索和广告合作协议,称该交易将为全球消费者和广告主带来更多选择,并有利于进一步加强全球互联网产业的技术创新步伐。
微软、 Yahoo 称,总而言之,通过该交易,微软将成为 Yahoo 搜索的技术提供商,而 Yahoo 将独家负责两家公司全球范围内的搜索广告销售事务。
两家公司称,对网民和广告主而言,该交易在整合双方产品资源和搜索平台后,将推动互联网产业的持续技术创新。网民们会发现,他们查找信息的速度将更快,所获得信息准确性也更高。通过微软具有市场竞争力的搜索平台,将为广告主、内容提供商带来更多价值,并提高网民们的互联网活...
Putting the presidential squeeze on the mortgage firms
in The Mortgage Roadmap, on July 29, 2009
... his team wanted to put some pressure on mortgage-servicing firms to do more to rework the mortgage loans that homeowners are struggling to pay. More loan modifications equals fewer foreclosures, in t...
Loan-modification program not meeting its goals
in The Mortgage Roadmap, on July 28, 2009
...program to reduce the number of home foreclosures across the country by modifying existing mortgage loans. Problem is, the program hasn't had the impact that administration officials had hoped for...
Mortgage firms get to tell Obama their side of the story
in The Mortgage Roadmap, on July 27, 2009
...ming under intense criticism for not doing enough to help homeowners rework their existing mortgage loans into ones they can actually afford to pay.
Scan most newspapers' archives, and you'll...
Making mortgages easier to understand
in The Mortgage Roadmap, on July 24, 2009
...he collapse of the housing market. They approved borrowers who couldn't pay back their mortgage loans. They pushed other homebuyers to take out risky mortgage loans that these borrowers didn't...
Buffett cleans up on Goldman Sachs
in Sox First, on July 25, 2009
...sion? As David Weidner writes in MarketWatch , the banking business stinks because of all the bad loans and investment banking isn't doing much better. Goldman's results come from bigger ris...
US banks face more losses from commercial property collapse
in Sox First, on July 23, 2009
...e of losses at US banks. The banks have already lost billions in residential mortgages and business loans but the collapse of the commercial property market would devastate them and prolong the recess...
Final Fantasy VII: Advent Children 克劳德 1:1 First tsurug
in Wangtam, on 2009-07-23
...l | Student loans for education tuition via peer to peer lending platform
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Some mortgage villains faring quite well
in The Mortgage Roadmap, on July 20, 2009
...res taking place across the nation. And why are so many people unable to pay their monthly mortgage loans? It's because so many mortgage loan officers — paid, by the way, to watch out for th...
Banks misused TARP funds
in Sox First, on July 20, 2009
...he Troubled Asset Relief Program (TARP) bailout money for the banks is being used by banks to write loans, should check out this Washington Post report . Taxpayers money is being misused. The Post t...
Recession and repression
in Sox First, on July 16, 2009
...fast and too soon, that's going to have a negative effect in terms of trade and real disposable income in oil-importing countries. Also, concerns about unsustainable budget deficits are high and a...
Larry Summers: the worst is yet to come
in Sox First, on July 13, 2009
...neering-oriented'; and, finally, 'more middle-class-oriented' and 'less oriented to income growth that is disproportionate towards a very small share of the population'. But of co...





