| 
Results for loans. Search took 0.20 seconds.
Bankruptcies soar with no recovery in sight
in Sox First, on November 27, 2009
...favor. But then, the banks aren't lending because they feel the chances of them losing money on bad loans have never been greater, with business bankruptcies and unemployment on the rise. These figur...
One in seven US home loans at risk of foreclosures
in Sox First, on November 20, 2009
...our breath. As reported here , foreclosures will keep rising through 2010 and one in seven US home loans is now past due or in foreclosure. The quarterly delinquency measure is at its highest level s...
Students Take to Online Gambling to End Their Debts
in The Gambling Weblog, on November 19, 2009
...in the UK, has mentioned that, in some, instances, it has escalated to students blowing their whole loans online in an attempt to prepare for the debts. A lack of risk assessment, money management an...
New fair value rule to face test
in Sox First, on November 16, 2009
...s revised set of rules dealing with the classification and measurement of financial assets, such as loans, as well as debt and equity securities using fair value. Sox First will remember how the banks...
Is China about to collapse?
in Sox First, on November 12, 2009
... problem is China's debt. As Fortune magazine reports, Beijing has shoveled $1.27 trillion in new loans into the economy. That's up 136% from the same period last year and the money has poured into ...
Seen that? - Business School for Startups?
in Small Business Unplugged, on November 10, 2009
...The little known program was created in 1961 to help small businesses get term business improvement loans to finance the purchase or improvement of fixed assets for new or expanded operations. Withou...
Seen that? - Hope for Africa?
in Audeamus - How dare we..., on November 10, 2009
...ed to wonder how defined those words 'microfinance' and 'microcredit' and 'microloans' are. How different are these words? Are they all just saying the same thing, just in a di...
Most Americans to depend on government for handouts
in Sox First, on November 10, 2009
...ration needs to bring in another stimulus and that will be more important than new jobs tax credit, loans to small businesses, help to troubled homeowners and extending unemployment insurance. And ye...
Commercial real estate: an accounting shell game
in Sox First, on November 1, 2009
...rtgage crisis with a soaring delinquency rate and building owners struggling to finance the massive loans they took out when the market was booming. What's even more alarming now is the directive ...
Seen that? - An introduction to thin provisioning
in On Storage, on November 1, 2009
...ll, investor introductions are made through occasional [...] Read More Banks Tighting Loans at Biz Plan Hacks According to the Start Up Spar...
Obama Focusing on Small Business?
in Bizinformer, on October 27, 2009
...t discusses his move earlier this week to have the federal government increase the maximize size of loans available through the Small Business Administration, and the effort the feds are undertaking t...
Seen that? - Saskatchewan Business Tax Revamp Improves Outlook
in Small Business Unplugged, on October 21, 2009
...The little known program was created in 1961 to help small businesses get term business improvement loans to finance the purchase or improvement of fixed assets for new or expanded operations. Withou...
Seen that? - Case studies in Micro Finance #1
in Audeamus - How dare we..., on October 21, 2009
...ed to wonder how defined those words 'microfinance' and 'microcredit' and 'microloans' are. How different are these words? Are they all just saying the same thing, just in a di...
How the ratings agencies sold out investors
in Sox First, on October 19, 2009
...ed executives who headed its "structured finance" division, which assisted Wall Street in packaging loans into securities for sale to investors. It also stacked its compliance department with the peop...
How to Know You Made a Difference
in Business Computer Blog (UK), on October 13, 2009
© jetalone
In times of "slow" economy, every cent matters. Even the money we put towards charity (if we manage to spare any), needs to be quantified somehow. We want to know that the money we gave gets put to good use and matters.
One of the online charity projects that has revolutio...
Writedowns reduced but bad loans to increase
in Sox First, on September 30, 2009
....4 trillion. So that's $600 billion less of writedowns. The bad news is that the number of bad loans will increase because of unemployment and patchy recovery. In its Global Financial Stability...
Recession to last until 2012 - Stiglitz
in Sox First, on September 20, 2009
... commercial real estate, high unemployment, mean that some people are not going to be able to repay loans that are outstanding. The banking system is by no means out of the woods. There is reason to b...
A big week for the US economy
in Sox First, on September 13, 2009
...hat means they will return to the practices that led them to underwrite trillions of dollars in bad loans that created the crisis in the first place. Next week's figures might give us some indica...
US taxpayer bailout for subprime firms
in Sox First, on August 31, 2009
...he Center points out, we don't even know if it will work with figures showing at least half the loans were either severely delinquent or had gone into foreclosure. If that's right, the progra...
Commercial real estate to create a new mortgage crisis
in Sox First, on August 31, 2009
....14%, more than six times the level a year earlier, and building owners are struggling to refinance loans. As the WSJ says, the problems hitting the commercial mortgage backed securities sector will d...
Up to 1000 more bank failures
in Sox First, on August 28, 2009
... has almost tripled in the last 12 months. There are now more than 400 and the list is growing. Bad loans are increasing with fewer able to repay and that's pushing up the amount of reserves banks...
No relief from foreclosure mess
in The Mortgage Roadmap, on August 24, 2009
...y of these foreclosures on on households with good credit that took out safe, conservative mortgage loans.
The national economy, of course, is the culprit here. Too many people have lost their jobs d...
Loan deals Italian style
in Sox First, on August 24, 2009
...pped Italian food producers plan to put up expensive wines and dry-cured hams as collateral on bank loans. Italian banks already store massive wheels of parmesan cheese as collateral so why not do the...
More Ways to Save Money While in School
in The Personal Finance Weblog, on August 15, 2009
...a distance learning situation. It will take a little more self-discipline.
Consider Your School Loans Wisely
I mentioned yesterday that you should get all the scholarships you can. If you still d...
Loan clinic the cure for mortgage ailments?
in The Mortgage Roadmap, on August 13, 2009
...res. Barack Obama has put an increasing amount of pressure on mortgage companies to restructure the loans of homeowners who are struggling to make their monthly payments. Many homeowners, though, have...
Family to lose home because of seven cents
in The Mortgage Roadmap, on August 11, 2009
...e company's loan officers certainly helped give a boost to the mortgage crisis with all the bad loans the company passed out during the housing boom.
The story gets even more interesting when yo...
Q 版樱木花道 扑满
in Wangtam, on 2009-08-08
... Analytics, Page Rank, SEO Optimization, Website Tools and Search Engine Marketing - Are you GoingUp?
• sumtnsumtn
• WORDOID - Creative Naming Service
• TwiHotels ...
Sperm banking boom
in Sox First, on August 7, 2009
...
With the credit crunch, it's harder now for the banks to do business and make loans. But one type of banking business is booming. Sperm banks are doing a roaring business, according to this ...
US mortgages underwater
in Sox First, on August 7, 2009
...rts that the US Government is considering plans to take hundreds of billions of dollars in troubled loans out of Fannie Mae and Freddie Mac, stick them into a so-called "bad bank" and create...
Fate stay night /命运之夜 最强的从者 SABER 制服版手办
in Wangtam, on 2009-08-07
...ows 7: The Best Features and Tips
• Windows 7 Review: You Can Quit Complaining Now
• Mashable's Twitter Guide Book Now Available for Download
• Windows Live Events shutting down soon
• 中关村...
More good news for the housing industry
in The Mortgage Roadmap, on August 7, 2009
... housing market. Simply put, if people are buying and selling homes — and taking out mortgage loans while doing it — the country's economy seems to hum along. When people are afraid to...
Loan modifications not fast enough for foreclosures
in The Mortgage Roadmap, on August 5, 2009
...seen some successes: Mortgage companies have offered to modify more than 406,000 existing mortgage loans, hopefully to keep homeowners from losing their residences to foreclosure. The program seems to...
Mortgage companies falling down on loan-modification help
in The Mortgage Roadmap, on August 4, 2009
...country's housing and financial crises. Many blame the companies for passing out risky mortgage loans to borrowers who never should have qualified for mortgage financing in the first place.
Now m...
Is the housing greed a thing of the past?
in The Mortgage Roadmap, on July 31, 2009
...yment. Real estate appraisers overvalued too many homes. The government looked the other way as bad loans were made.
Then there are the homebuyers themselves. Many of them were greedy. They sought ou...
Putting the presidential squeeze on the mortgage firms
in The Mortgage Roadmap, on July 29, 2009
... his team wanted to put some pressure on mortgage-servicing firms to do more to rework the mortgage loans that homeowners are struggling to pay. More loan modifications equals fewer foreclosures, in t...
Loan-modification program not meeting its goals
in The Mortgage Roadmap, on July 28, 2009
...program to reduce the number of home foreclosures across the country by modifying existing mortgage loans. Problem is, the program hasn't had the impact that administration officials had hoped for...
Mortgage firms get to tell Obama their side of the story
in The Mortgage Roadmap, on July 27, 2009
...ming under intense criticism for not doing enough to help homeowners rework their existing mortgage loans into ones they can actually afford to pay.
Scan most newspapers' archives, and you'll...
Making mortgages easier to understand
in The Mortgage Roadmap, on July 24, 2009
...he collapse of the housing market. They approved borrowers who couldn't pay back their mortgage loans. They pushed other homebuyers to take out risky mortgage loans that these borrowers didn't...
Buffett cleans up on Goldman Sachs
in Sox First, on July 25, 2009
...sion? As David Weidner writes in MarketWatch , the banking business stinks because of all the bad loans and investment banking isn't doing much better. Goldman's results come from bigger ris...
US banks face more losses from commercial property collapse
in Sox First, on July 23, 2009
...e of losses at US banks. The banks have already lost billions in residential mortgages and business loans but the collapse of the commercial property market would devastate them and prolong the recess...
Final Fantasy VII: Advent Children 克劳德 1:1 First tsurug
in Wangtam, on 2009-07-23
...l | Student loans for education tuition via peer to peer lending platform
• Prximity NYC - Where You Are, What To Do
• Palmood :: How Are You ?
• goBookmaker - Use goBookmaker's online sport...
Some mortgage villains faring quite well
in The Mortgage Roadmap, on July 20, 2009
...res taking place across the nation. And why are so many people unable to pay their monthly mortgage loans? It's because so many mortgage loan officers — paid, by the way, to watch out for th...
Banks misused TARP funds
in Sox First, on July 20, 2009
...he Troubled Asset Relief Program (TARP) bailout money for the banks is being used by banks to write loans, should check out this Washington Post report . Taxpayers money is being misused. The Post t...
Downpayments still keeping homebuyers away
in The Mortgage Roadmap, on July 13, 2009
.... It's a reason why so many potential homebuyers are now looking to obtain FHA financing: These loans only require a downpayment of 3-and-a-half percent.
Each year, the National Association of Re...
Why it matters if your neighbor's struggling to pay the mortgage
in The Mortgage Roadmap, on July 9, 2009
...
You might not want the federal government to bail out your neighbors who took out bad mortgage loans and now can't pay their monthly bills on time.
Most of them were greedy, you might say. ...
Neverland's future: up for grabs
in Sox First, on July 4, 2009
...towards bankruptcy. He was believed to be paying 20% debt interest on approximately $270 million in loans or roughly $54 million per year and with insufficient income, he was sinking deeper into debt....
It's getting tougher to get a mortgage-broker license
in The Mortgage Roadmap, on July 2, 2009
...al means to make monthly mortgage payments. These same sleazy brokers steered homeowners into risky loans, mortgage products such as interest-only loans and adjustable-rate mortgages with artificially...
Is plain vanilla the right goal?
in The Mortgage Roadmap, on June 30, 2009
...e options.
The goal here is to make sure that consumers know that they can take out basic mortgage loans — without adjusting interest rates, interest-only options or any of the other fancy stuf...
Credit Scores and Car Insurance
in The Personal Finance Weblog, on June 29, 2009
... you get a better credit score. It will enable you to get lower interest rates on credit cards and loans, too.
...
Would you walk away from your mortgage loan?
in The Mortgage Roadmap, on June 29, 2009
If your home lost half of its value — not too unbelievable of an occurrence in today's housing market — would you be willing to simply walk away from your mortgage? Would you have any qualms about not making that monthly payment and simply leaving your house behind?
Surprisingly, a ...
Did Sonia Sotomayor's mortgage views help send county into recession?
in The Mortgage Roadmap, on June 23, 2009
...ae and Freddie Mac, along with other advocacy groups, pushed to get lower-income residents mortgage loans so that they, too, could enjoy the benefits of owning a home. Of course some — but certa...
Beware of loan-modification scams
in The Mortgage Roadmap, on June 22, 2009
...payments or those who are facing foreclosure. They promise to modify these homeowners' mortgage loans. But they end up doing nothing, or next to nothing, for the money they're paid.
The East ...
A new wave of mortgage foreclosures on the way?
in The Mortgage Roadmap, on June 19, 2009
...omeowners who during the housing boom took out option adjustable rate mortgages . In these type of loans, borrowers can decide to pay less than what their monthly balance is. The difference is simply...
Do you trust the government to protect you from mortgage lenders?
in The Mortgage Roadmap, on June 18, 2009
...
Do you have faith that the government can protect you and other borrowers from bad mortgage loans pushed by shady mortgage lenders? If you answered "yes" to this question, you'll be...
Does Obama's patchwork overhaul go far enough?
in Sox First, on June 18, 2009
...firms to carry more capital to guard against losses. They will also have to retain a portion of the loans they package and sell. Another move will impose stricter rules on all those once-lucrative, an...
Does owning a home have to be the American Dream?
in The Mortgage Roadmap, on June 17, 2009
... and bought homes that were too expensive for them. Mortgage lenders were lazy, and passed out home loans to people who clearly couldn't pay them back. Real estate agents didn't do enough to d...
How'd the mortgage meltdown happen? NPR knows
in The Mortgage Roadmap, on June 15, 2009
...where you can learn everything you ever wanted to know — and then some — about mortgage loans, bad lending practices, subprime mortgages and the reasons why the mortgage industry went so w...
Want a better credit score? Manage your money
in The Mortgage Roadmap, on June 12, 2009
...y change your spending habits.
Home buyers with the highest credit scores qualify for the mortgage loans with the lowest interest rates. Buyers whose credit scores - also known as their FICO scores -...
Is it time to refinance your mortgage?
in The Mortgage Roadmap, on June 10, 2009
...lano, Texas, that the story quotes, it generally makes sense for homeowners to refinance their home loans if their savings will in two years cover their closing costs, which can run at $2,000 or more ...
Are reverse mortgages the next trouble spot?
in The Mortgage Roadmap, on June 9, 2009
...ly, it doesn't always work that way. Loan officers are not above pushing inappropriate mortgage loans on borrowers.
A top U.S. banking official agrees. John Dugan, the U.S. comptroller of the cur...
Wells Fargo accused of pushing bad loans on African-Americans
in The Mortgage Roadmap, on June 8, 2009
...
Whenever I tell people that borrowers shouldn't always be blamed for the bad mortgage loans that they take out, I get sneers. These borrowers should have done their homework before taking out...
Subprime and racism
in Sox First, on June 8, 2009
...rican and Hispanic communities, and the way banks had targeted these people for predatory and toxic loans. As Melvin Oliver and Thomas Shapiro wrote in The American Prospect toward the end of last y...
Banks fight to keep accounting tricks
in Sox First, on June 6, 2009
...he US economy in smoking ruins. They inflated the credit bubble by letting banks originate and sell loans without having to put aside much capital for them. As a result, the banks were making a whole ...
Mortgage giant Mozilo charged with fraud
in The Mortgage Roadmap, on June 5, 2009
...39;ll find people like Angelo Mozilo, former head of Countrywide Financial and Countrywide Home Loans. You might remember that Countrywide, which was once the nation's top mortgage lender, col...
Be honest with your finances before taking on a mortgage
in The Mortgage Roadmap, on June 2, 2009
...f the biggest factors? Borrowers weren't honest with themselves before taking on their mortgage loans.
A mortgage loan is a huge responsibility. For most people, it's the biggest monthly expe...
More bad news: Mortgage delinquencies on the rise
in The Mortgage Roadmap, on May 29, 2009
...ncy or foreclosure .
According to the Post story, about 12.07 percent of the nation's mortgage loans were either delinquent or in foreclosure in the first quarter of this year. This marks the hig...
More housing woes
in Sox First, on May 30, 2009
...are in serious trouble. What's even more concerning is the fact that it's not the subprime loans that are the main cause of the problem. Prime fixed-rate loans now represent the largest share...
Mortgage interest rates went up. Don't panic!
in The Mortgage Roadmap, on May 28, 2009
...y: Don't panic.
Yes, we all want the lowest mortgage interest rate when we are refinancing our loans. I understand that. But rates are still at historic lows. A 5.45 percent interest rate is stil...
Is your credit score falling?
in The Mortgage Roadmap, on May 27, 2009
...us. Credit scores have become the key indicator that determines whether people qualify for mortgage loans. When credit scores dip, it certainly is not a good omen for the future recovery of the housin...
Loan modifications not always helping homeowners
in The Mortgage Roadmap, on May 26, 2009
...ns aren't quite working .
The paper cites a Fitch Ratings report that points out that subprime loans that have been modified are turning bad again at high rates, even with a change in loan terms....
