| 
Results for loan debt. Search took 0.47 seconds.
Los Angeles leads nation in mortgage fraud
in The Mortgage Roadmap, on July 8, 2009
...uity.
Another popular scheme involves groups using straw buyers to default purposely on a mortgage loan. The group then buys the property at a deep discount from a mortgage lender through a short sal...
Beware loan-modification scams
in The Mortgage Roadmap, on July 7, 2009
...try this one published yesterday by the Los Angeles Times. It details the devastating effects that loan-modification scammers can have on their victims.
The Times' story details the plight of a ...
Taking out a mortgage loan without going mad
in The Mortgage Roadmap, on July 6, 2009
...There's one secret to taking out a mortgage loan without losing your mind: Don't obsess over those mortgage interest rates.
Unfortunately, this is the one piece of advice very few borrowers l...
Did Palin quit to head off an embezzlement scandal?
in Sox First, on July 4, 2009
...e complex cost the city an additional $1.3 million in legal fees and threw it into severe long-term debt. For SBS, however, the bloated and bungled project was a cash cow." This stuff is politic...
It's getting tougher to get a mortgage-broker license
in The Mortgage Roadmap, on July 2, 2009
...ll far below where they stood just one year ago. Getting clients today isn't nearly as easy for loan officers. During the housing boom years, they could wait for their phones to ring with new busi...
Are you ready for a mortgage loan?
in The Mortgage Roadmap, on July 1, 2009
...ot;yes" to any of these questions, you might not be ready to own a home. Taking out a mortgage loan is a big financial responsibility. You have to make these payments on time. At the same time, y...
Jackson downloads soar
in Sox First, on July 1, 2009
...e estate or fix the financial problems. Jackson reportedly died more than half a billion dollars in debt and Associated Press reports he only had assets of just over $230 million. Which suggests th...
Is plain vanilla the right goal?
in The Mortgage Roadmap, on June 30, 2009
...gage lenders would have to offer customers what Obama is calling "plain vanilla" mortgage loan products alongside more complex mortgage options.
The goal here is to make sure that consumers...
Would you walk away from your mortgage loan?
in The Mortgage Roadmap, on June 29, 2009
If your home lost half of its value — not too unbelievable of an occurrence in today's housing market — would you be willing to simply walk away from your mortgage? Would you have any qualms about not making that monthly payment and simply leaving your house behind?
Surprisingly, a ...
Don't believe the homeownership hype
in The Mortgage Roadmap, on June 24, 2009
...imple reason for this: Homes aren't as good of an investment as real estate agents and mortgage loan officers make them out to be.
Yes, homes historically have risen in value. There's no deny...
Can Wind Power Make a Profit?
in IfEnergy, on June 23, 2009
...ng that the juice would be worth $30,000 a year. It's hard to cover the interest on a $500,000 loan with a $30,000 annual payback. It's not an unusual example.
One solution no one likes to t...
Beware of loan-modification scams
in The Mortgage Roadmap, on June 21, 2009
... of housing foreclosures across the nation continue to rise, something else is on the upswing, too: loan-modification scams.
The scammers target homeowners who have fallen behind in their mortgage pa...
Recession drawing to an end. So what?
in Sox First, on June 20, 2009
... People will spend less for years to come, we are in for a long period of bear markets with no more debt-powered growth, there will be lots of volatility with a series of downturns (think of it as row...
A new wave of mortgage foreclosures on the way?
in The Mortgage Roadmap, on June 18, 2009
...omeowners who during the housing boom took out option adjustable rate mortgages . In these type of loans, borrowers can decide to pay less than what their monthly balance is. The difference is simply...
Do you trust the government to protect you from mortgage lenders?
in The Mortgage Roadmap, on June 18, 2009
...
Do you have faith that the government can protect you and other borrowers from bad mortgage loans pushed by shady mortgage lenders? If you answered "yes" to this question, you'll be...
Does owning a home have to be the American Dream?
in The Mortgage Roadmap, on June 17, 2009
... and bought homes that were too expensive for them. Mortgage lenders were lazy, and passed out home loans to people who clearly couldn't pay them back. Real estate agents didn't do enough to d...
The slow recovery
in Sox First, on June 16, 2009
...e, Reuters reports analysts saying that Bank of America Corp is experiencing "horrific" loan losses and may set aside $46 billion in loan loss provisions this year. There might be a recov...
How'd the mortgage meltdown happen? NPR knows
in The Mortgage Roadmap, on June 15, 2009
...where you can learn everything you ever wanted to know — and then some — about mortgage loans, bad lending practices, subprime mortgages and the reasons why the mortgage industry went so w...
Is it time to refinance your mortgage?
in The Mortgage Roadmap, on June 10, 2009
... resulted in lower mortgage interest rates. That means it's a good time to refinance a mortgage loan.
Of course, even with low interest rates, refinancing doesn't make sense for everyone. CNN...
Are reverse mortgages the next trouble spot?
in The Mortgage Roadmap, on June 8, 2009
...s for more than a decade now.
I can see why others, though, might listen intently to what mortgage loan officers tell them. Say you're a first-time home buyer. You're undoubtedly thrilled and...
Wells Fargo accused of pushing bad loans on African-Americans
in The Mortgage Roadmap, on June 8, 2009
...
Whenever I tell people that borrowers shouldn't always be blamed for the bad mortgage loans that they take out, I get sneers. These borrowers should have done their homework before taking out...
What next for GM?
in Sox First, on June 4, 2009
...65 billion in taxpayers' money is all part of the subterfuge. Instead of being handed over as a loan, it's money converted into an illiquid 60% stake in the car maker. And this is where the pr...
Mortgage delinquencies not slowing
in The Mortgage Roadmap, on June 2, 2009
...ng payments or struggling to make them. Your lender is much more likely to want to restructure your loan terms than watch you slowly lose your grip on your home. Remember, losing your home doesn't...
Be honest with your finances before taking on a mortgage
in The Mortgage Roadmap, on June 2, 2009
...f the biggest factors? Borrowers weren't honest with themselves before taking on their mortgage loans.
A mortgage loan is a huge responsibility. For most people, it's the biggest monthly expe...
Even Hollywood hates mortgage loan officers these days
in The Mortgage Roadmap, on June 1, 2009
...i, received mixed reviews last week. But it certainly can't be the critical darling of mortgage loan officers.
That's because the star of the film, the person being dragged to Hell, is a mort...
Blame the recession on Reagan: Paul Krugman
in Sox First, on June 1, 2009
...merica's economic woes on Ronald Reagan. Basically, Krugman says deregulation, the piling up of debt and the scrapping of financially prudent rules like for example limiting the ability of familie...
A Week With the 2010 Subaru Impreza 5-door Proves Hatchback Superiority
in carzz.org, on May 28, 2009
...mm" effect) which can improve both economy and performance.
Thanks to Subaru Canada for the loan of this vehicle, which included an extra-cost Sports Package. Our American friends can learn m...
Mortgage interest rates went up. Don't panic!
in The Mortgage Roadmap, on May 28, 2009
...interest rates rose this week. According to Bankrate.com , the average 30-year fixed-rate mortgage loan carried an interest rate of 5.45 percent. That's up from 5.24 percent a week ago.
Rates ro...
Is your credit score falling?
in The Mortgage Roadmap, on May 27, 2009
...
There's one number that means more than all the rest when you're applying for a mortgage loan: your credit score.
Also known as your FICO score, this number condenses your history of payin...
Loan modifications not always helping homeowners
in The Mortgage Roadmap, on May 26, 2009
...esn't appear to be working.
A recent story in the Wall Street Journal, looks at the success of loan modifications. These are an important part of the federal government's efforts to halt fore...
Krugman, Soros and Roubini: how to fix the crisis
in Sox First, on May 26, 2009
...sive deficit to save the economy. It is a finely balanced thing, he says. "We are currently in debt about 60 percent of GDP,'' Krugman says. "We have in the past been as high as 100 ...
Britain to lose AAA rating, US is next
in Sox First, on May 23, 2009
...its of 10 percent annually as far as the eye can see. At some point over the next several years the debt of each may approach 100 percent of GDP, which is a level at which country downgrades tend to o...
How low will interest rates go? Who knows?
in The Mortgage Roadmap, on May 22, 2009
...Applying for a mortgage loan — whether it's a new loan or a refinance — sometimes feels like a big gamble.
Interest rates on the 30-year fixed-rate mortgage loan may stand at 5.1 perc...
The refi money is still flowing
in The Mortgage Roadmap, on May 21, 2009
...at have resulted in lower mortgage interest rates.
This means that buyers who qualify for mortgage loans at an interest rate at or slightly below 5 percent — not unusual these days for a 30-yea...
Will credit card bill stall mortgage foreclosures?
in The Mortgage Roadmap, on May 20, 2009
...
According to a report from CBS News, the average U.S. family carried $7,300 in credit card debt in 2007. That's a big financial burden.
Is there a relation between this spiraling credit card...
US and China: the drug dealer-addict relationship
in Sox First, on May 20, 2009
...ican consumers buy Chinese-made goods, China piles up billions of dollars from US trade and buys US debt. That has flooded the market with cheap money and contributed to today's financial bloodbat...
How bad is the housing market? That depends
in The Mortgage Roadmap, on May 19, 2009
...
So you're looking to buy a home. You're interested in a mortgage loan. But you're wondering: You've heard some good news recently regarding the U.S. housing market. Has a recovery...
Will federal mortgage loan assistance hurt your credit rating?
in The Mortgage Roadmap, on May 18, 2009
...ew Making Home Affordable program — which lets homeowners refinance their existing mortgage loans or modify them to make their payments more affordable — might be a blessing.
The feder...
More bad news: Housing foreclosure activity remains at record levels
in The Mortgage Roadmap, on May 14, 2009
...'t happen.
Often, lenders will work with homeowners to renegotiate the terms of their mortgage loans to make sure that these owners can keep their homes.
I know it's embarrassing, and fright...
Looking to buy? Your mortgage loan might be smaller than ever
in The Mortgage Roadmap, on May 13, 2009
...h; than it's been in years. And this means that many buyers will be taking out smaller mortgage loans in order to purchase these homes.
Bloomberg reported that the nation's median housing pr...
Downturn easing without recovery
in Sox First, on May 12, 2009
...ng rates are high. If nothing nasty happens - losses on mortgages, commercial real estate, business loans, and credit cards - the banks might just be able to make it through without another crisis. In... ...means, more likely than not, more bank losses." Stiglitz says harsh medicine in the form of a debt for equity swap, where bond holders basically cancel their debt in exchange for equity in the b...
Credit card losses to hit banks
in Sox First, on May 11, 2009
... sheets are likely to get worse because of their exposure to commercial real estate and credit card loans. If these reports are right, the economic contagion could get a lot worse. Those green shoots... ...a look at the impact that credit card losses will have on the US economy and US banks. Credit card debt is the ticking time bomb for banks, says the New York Times . According to the bank stress tes...
No recovery yet
in Sox First, on May 8, 2009
...off. Add to that the reports that US consumer credit fell by a record $11.1 billion in March and loan delinquencies continue to rise , although they're starting to level off. As a result, bank...
Animal Spirits by George Akerlof and Robert Shiller
in Sox First, on May 4, 2009
... a growing disrespect for law and civil society. The 1991 recession was preceded by the savings and loan (S&L) crisis, the 2001 recession by Enron and the latest by the totally amoral selling of s...
Google Likes To Steal Other's Thunder
in Wangtam, on May 3, 2009
...y Loan | Fastest and Easiest Online Cash Advance in Phoenix, Az. Phoenix-Cash-Advance.Com
• Gaming Laptops, Gaming Notebooks, Custom Gaming Laptops | Factor Gaming
• Massage By Becky: The Best Mas...
Lost American Marques: Hupmobile
in Classical Drives, on May 1, 2009
... ousted by other board members but in late 1935 production was suspended and with a Federal Reserve Loan denied, some of the plants were sold to raise money. Once again back in business, Hupmobile int...
No recovery in sight
in Sox First, on April 30, 2009
...quot;. With the Fed printing money to buy Treasurys, mortgage-backed securities and housing agency debt , some economists are predicting the US economy will return to growth with a big decline in in...
Save Money on Your Car Costs
in The Personal Finance Weblog, on April 24, 2009
...our area - or for another car within your price range. In addition, being pre-approved for you car loan will enable you to have more bargaining power with a car dealer. It also will enable you to save...
Oracle 出价 74 亿美元收购 Sun
in Wangtam, on April 20, 2009
Oracle 同意以 74 亿美元或每股 9.50 美元的价格收购 Sun ，预计该次并购于今年夏季完成。
Oracle 公司总裁 Safra Catz 称，预计该并购交易完成的第一财年，将促使 Oracle 公司依非国际公认会计原则（Non-GAAP）计算的每股盈利至少增加 15 美分。
Catz 指出，预计其收购 Sun 电子计算机公司的业务在并购第一财年将为 Oracle Non-GAAP 运营利润贡献 15 亿美元 ，第二财年贡献逾 20 亿美元。而并购 Sun 电子计算机公司第一财年将实现的每股收益要高于 Oracle 并购服务器软件供应商 BEA 系统公司的计划每股收益...
12 brands that will die
in Sox First, on April 18, 2009
... list compiled by by 24/7 Wall St . The analysis is pretty thorough. It looks at sales performance, debt levels and competition. It's hard to fault and makes fascinating reading, in a gruesome sor...
Hope, greed, fear and the financial crisis
in Sox First, on April 16, 2009
...y, we need initiatives like continuous workout mortgages that automatically adjust the terms of the loan to the borrower's ability to pay, housing futures markets, comprehensive financial advice f...
Save More Money in 2009
in The Personal Finance Weblog, on April 16, 2009
...Here are some simple tips about how to save money more than you have in the past.
1. Reduce your debt
If you have credit card debt, it is very important that you reduce this as much as possible - ...
IPOs: don't blame Sarbox
in Sox First, on April 15, 2009
...ut, it's the market's architecture where you have many more alternative sources of finance. Debt can be sold in the private market, there's private equity and retail investors hold less th...
Recession: neither the beginning of the end or end of the beginning
in Sox First, on April 13, 2009
...ra money they extract from their homes to spend again. But most will use the extra money to pay off debt and start saving again, as they did years ago. Most consumers continue to worry about their job...
Qtrax Announces Official Relaunch
in P2P File Sharing, on April 10, 2009
...pported music download service — SpiralFrog — closed down after it could not meet its debt obligations," notes Billboard's Antony Bruno . "The SpiralFrog situation has cas...
Giving banks permission to lie
in Sox First, on April 4, 2009
...;Japan was allowing the banks to continue to pretend that they were healthy-by not writing down bad loans and by making new loans so companies could pay interest on bad loans and the bankers could say...
Collecting Bad Debts Through MySpace? Not...
in The Social Networking Weblog, on April 2, 2009
... an interesting piece earlier this week on a woman in Michigan whose MySpace page got targeted by a debt collector. She's now suing the collection agency.
Paula Newland fell behind on her car pay...
The Economist to Launch London Theme Park
in The Hedge Funds Weblog, on April 1, 2009
...ro and drop like a stone with the pound!
Chamber of horrors : Tremble at the wailing of distressed debt!
Fiscal fantasyland : Watch the economy shrivel before your very eyes as you struggle to stop ...
A good crisis for George Soros
in Sox First, on March 26, 2009
...is robust growth in the US. And he warns that the US needs to stop relying on the Chinese buying US debt. It's not going to last forever, he says, and the Chinese are becoming wary of the US econo...
Market soars as trade collapses
in Sox First, on March 24, 2009
...planet. Yesterday, the Dow soared 7% as investors embraced Geithern's plan to buy toxic bank debt. Global markets have followed . While markets roared, the World Trade Organization has w...
US dollar under fire
in Sox First, on March 24, 2009
... China's problem is that it's now backing what's left of the US economy by buying up US debt. As the economy sinks, it will weaken the dollar which would erode the value of its assets. St...
Should Businesses Take on Debt Now?
in Biz Plan Hacks, on March 21, 2009
... BusinessWeek took a close look Friday at the pros and cons of taking on debt during a recession. The piece in timely because the Obama Administration recently unveiled plans to spur lending to small...
Obama Set to Help Small Business
in Biz Plan Hacks, on March 16, 2009
...ll business owners to borrow money, using $730 million in stimulus funds to cut lending fees, boost loan guarantees and expand other programs, officials said.
"We know that small businesses are ...
Saving Money By Using Free Stuff
in The Personal Finance Weblog, on March 16, 2009
... more - allowing you to put more money away.
Here are some things you can get for free:
1. Free Loans - If you have credit card debt, get a new balance transfer credit card with 0% APR interest a... ...money away.
Here are some things you can get for free:
1. Free Loans - If you have credit card debt, get a new balance transfer credit card with 0% APR interest and put all existing balances on i...
More Ways To Get Money to Reduce Debt and Save Money
in The Personal Finance Weblog, on March 13, 2009
...g more money to make ends meet, there are a number of other ways you you can do this. Reducing your debt to zero and saving money can be accomplished. It may take some hard work, but it is possible. H...
Do You Have An Action Plan for Getting Out of Debt Yet?
in The Personal Finance Weblog, on March 12, 2009
...rtesy of iStockphoto , Image# 7532592
In my last post I mentioned 5 reasons you should get out of debt as quickly as you can. A lot of people want to be out of debt, but many still do not have a pla...
Bankruptcy: What You Should Know
in Biz Plan Hacks, on March 11, 2009
...ay let you reorganize your company while shielding you from creditors and discharging unsustainable debt. The piece provides a few points of contrast between Chapter 11 and chapter 7. It looks at the ...
5 Reasons to Get Out of Debt Quickly
in The Personal Finance Weblog, on March 6, 2009
... Photo courtesy of iStockphoto , Image# 5421919
Besides not being able to save money, being in debt is a terrible place to be - not counting a mortgage or car payment. It is not a desirable place...
What to Do When You Need Some Emergency Cash
in The Personal Finance Weblog, on March 4, 2009
...things that you can do to make money. While the more common places to get money - such as getting a loan - may be a little more convenient, they usually are not the best.
You may want to consider so...
Dead reckoning
in Sox First, on March 4, 2009
...
Another sign that the US economy is headed down the tube with the New York Times reporting that debt collectors are now targeting the next of kin of the dead to collect debts. It's a new marke...
