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An X-shaped recession

in Sox First, on July 14, 2009

...gain in June. Commentators say what's needed is another stimulus. But will it do any good? As Bill Clinton's secretary of Labor Robert Reich says in Salon , we should not be expecting any r...

Oxfordshire: Riesen-Kaninchen küßt Hund!

in pfotenundfell, on July 13, 2009

  © CATERS NEWS AGENCY Das ist wesentlich interessanter, wenn ein Kaninchen einen Hund küßt, als wenn ein Mensch einen Hund beißt oder wenn gar der Letzte von Hunden gebissen wird. Ob das Riesenkaninchen Benny, das vom Ehepaar Heather in Oxfordshire gehalten wird, ins Guiness-Buch der Reko...

Do you still have faith in Obama's stimulus plans?

in The Mortgage Roadmap, on July 10, 2009

...ens no longer do. According to the story, critics are lining up to point out that Obama's $787 billion stimulus plans were either too timid or too wrong-headed. Some critics aren't content wi...

LaCie’s LaCinema Rugged External HDD Is One Tough Media Server

in The Gadgets Weblog, on July 9, 2009

... elements pose a danger, or if you need a small but sturdy media server device, the Rugged fits the bill. Depending on size configuration, the drive range from $170 to $230. They are available now di...

Jackson's funeral: taxpayers foot the bill

in Sox First, on July 9, 2009

... there are claims hotels were full, it still doesn't make sense that taxpayers have to foot the bill. Even more disgusting is the City of Los Angeles setting up a link asking citizens to help d...

Los Angeles leads nation in mortgage fraud

in The Mortgage Roadmap, on July 8, 2009

...uity. Another popular scheme involves groups using straw buyers to default purposely on a mortgage loan. The group then buys the property at a deep discount from a mortgage lender through a short sal...

Beware loan-modification scams

in The Mortgage Roadmap, on July 7, 2009

...try this one published yesterday by the Los Angeles Times. It details the devastating effects that loan-modification scammers can have on their victims. The Times' story details the plight of a ...

Warren Buffett 捐赠 15 亿美元股票

in Wangtam, on July 6, 2009

...elinda Gates Foundation 捐献了 428688 股的 Berkshire Hathaway 公司的 B 类股票,并向四个家族慈善基金捐赠了 87884 股股票。 在捐出上述股票以后, Buffett 仍持有3 5 万股的 Berkshire Hathaway 公司的 A 类股票和 1501532 股的 B 类股票。按照当日的收盘价计算,这些股票的总价值约为 361 亿美元。...

Taking out a mortgage loan without going mad

in The Mortgage Roadmap, on July 6, 2009

...There's one secret to taking out a mortgage loan without losing your mind: Don't obsess over those mortgage interest rates. Unfortunately, this is the one piece of advice very few borrowers l...

The Goldman Sachs-Rolling Stone slugfest

in Sox First, on July 3, 2009

...nchos infiltrated the US Government. Names include former Bush treasury secretary Henry Paulson and Bill Clinton's former treasury secretary Robert Rubin who spent 26 years at Goldman ("Rubin...

It's getting tougher to get a mortgage-broker license

in The Mortgage Roadmap, on July 2, 2009

...ll far below where they stood just one year ago. Getting clients today isn't nearly as easy for loan officers. During the housing boom years, they could wait for their phones to ring with new busi...

The Mother of all Dashboards

in The CIO Weblog, on July 1, 2009

...hboard , which is a pretty impressive piece of work detailing spending and performance on almost 40 billion dollars worth of US government IT projects and I think "Hey, this is a really big deal....

Is plain vanilla the right goal?

in The Mortgage Roadmap, on June 30, 2009

...gage lenders would have to offer customers what Obama is calling "plain vanilla" mortgage loan products alongside more complex mortgage options. The goal here is to make sure that consumers...

Unsichtbar macht sich die Dummheit, indem sie sehr große Ausmaße annimmt.

in Bauen - aber richtig, on June 30, 2009

  © maha-online Warum entwickelt sich das Finanzsystem rund um London und New York so eigenartig, obwohl das kleine Einmaleins der Mathematik, der Betriebswirtschaft und der Volkswirtschaft seit Jahrzehnten so sträflich mißachtet wird? Warum wird vertuscht? Warum werden Fehler durch noch g...

Durbin-Grassley, Indian Outsourcing, and the H-1B Visa

in Global Mobility Report, on June 29, 2009

... early this month of what may be the biggest problem faced by the H-1B visa: Indian outsourcing. A bill currently before Congress, the Durbin-Grassley visa reform bill, would probably bring an end to...

Would you walk away from your mortgage loan?

in The Mortgage Roadmap, on June 29, 2009

If your home lost half of its value — not too unbelievable of an occurrence in today's housing market — would you be willing to simply walk away from your mortgage? Would you have any qualms about not making that monthly payment and simply leaving your house behind? Surprisingly, a ...

Climate change: the lawyers' picnic

in Sox First, on June 27, 2009

... By the narrowest of margins, Congress has passed the "cap and trade" energy bill which will bring in tough new greenhouse gas emissions standards for US companies. Given that it passed...

Michael Jackson's debt legacy

in Sox First, on June 26, 2009

...Journal tells us, he left this world with $500 million in debt after defaulting on a $24.5 million loan backed by Neverland. A big chunk of this debt was a $200 million loan secured against his bigge...

Don't believe the homeownership hype

in The Mortgage Roadmap, on June 24, 2009

...imple reason for this: Homes aren't as good of an investment as real estate agents and mortgage loan officers make them out to be. Yes, homes historically have risen in value. There's no deny...

Can Wind Power Make a Profit?

in IfEnergy, on June 23, 2009

...ng that the juice would be worth $30,000 a year. It's hard to cover the interest on a $500,000 loan with a $30,000 annual payback. It's not an unusual example. One solution no one likes to t...

Beware of loan-modification scams

in The Mortgage Roadmap, on June 21, 2009

... of housing foreclosures across the nation continue to rise, something else is on the upswing, too: loan-modification scams. The scammers target homeowners who have fallen behind in their mortgage pa...

Change Your Thermostat’s Setting to Save Money on AC

in The Personal Finance Weblog, on June 19, 2009

... © bunky's pickle Another great way to save money on your air conditioning bill this summer is to change the setting on your thermostat for your central air conditioning. If you do not have ...

A new wave of mortgage foreclosures on the way?

in The Mortgage Roadmap, on June 18, 2009

...omeowners who during the housing boom took out option adjustable rate mortgages . In these type of loans, borrowers can decide to pay less than what their monthly balance is. The difference is simply...

Do you trust the government to protect you from mortgage lenders?

in The Mortgage Roadmap, on June 18, 2009

... Do you have faith that the government can protect you and other borrowers from bad mortgage loans pushed by shady mortgage lenders? If you answered "yes" to this question, you'll be...

More Tips to Save Money on Air Conditioning

in The Personal Finance Weblog, on June 17, 2009

...summer. If you have good insulation in your walls and attic then it will help reduce your electric bill and live more frugal. An attic fan may help keep the airspace cooler - especially when the outsi...

Does owning a home have to be the American Dream?

in The Mortgage Roadmap, on June 17, 2009

... and bought homes that were too expensive for them. Mortgage lenders were lazy, and passed out home loans to people who clearly couldn't pay them back. Real estate agents didn't do enough to d... ...ures are soaring. Owners are walking away from their homes, giving up hope of paying their mortgage bills. Homes are worth less than what people paid for them. You can't open the newspaper without...

The slow recovery

in Sox First, on June 16, 2009

...e, Reuters reports analysts saying that Bank of America Corp is experiencing "horrific" loan losses and may set aside $46 billion in loan loss provisions this year. There might be a recov... ...ng that Bank of America Corp is experiencing "horrific" loan losses and may set aside $46 billion in loan loss provisions this year. There might be a recovery next year. But it will so slow...

How'd the mortgage meltdown happen? NPR knows

in The Mortgage Roadmap, on June 15, 2009

...where you can learn everything you ever wanted to know — and then some — about mortgage loans, bad lending practices, subprime mortgages and the reasons why the mortgage industry went so w...

Save Money on Air Conditioning This Summer

in The Personal Finance Weblog, on June 12, 2009

... year, however, you can take some steps before it gets here to save money on your air conditioning bill. Follow these five steps to keep you're A/C bills lower this year: 1. Make sure your air ...

Want a better credit score? Manage your money

in The Mortgage Roadmap, on June 12, 2009

...r most, though, the credit score is the key to determining whether they will qualify for a mortgage loan. Lenders want to see a high credit score — a numerical figure that encapsulates borrower... ...cal figure that encapsulates borrowers' past histories of managing their money and paying their bills on time — before they lend borrowers money. This is especially important now; Lenders we...

Is it time to refinance your mortgage?

in The Mortgage Roadmap, on June 10, 2009

... resulted in lower mortgage interest rates. That means it's a good time to refinance a mortgage loan. Of course, even with low interest rates, refinancing doesn't make sense for everyone. CNN...

Save Money on Groceries by Using All Your Food

in The Personal Finance Weblog, on June 9, 2009

...er. While it may be tempting to throw out these small portions, you can save money on your grocery bill if you simply throw it together into a new dish. Call it a stew, a casserole or a soup if you wa...

Are reverse mortgages the next trouble spot?

in The Mortgage Roadmap, on June 8, 2009

...s for more than a decade now. I can see why others, though, might listen intently to what mortgage loan officers tell them. Say you're a first-time home buyer. You're undoubtedly thrilled and...

Wells Fargo accused of pushing bad loans on African-Americans

in The Mortgage Roadmap, on June 8, 2009

... Whenever I tell people that borrowers shouldn't always be blamed for the bad mortgage loans that they take out, I get sneers. These borrowers should have done their homework before taking out...

Zum Tod von David Carradine

in Kinoplausch, on June 7, 2009

...en Teil denken. Fakt ist, mit Carradine geht ein Großer seiner Zunft. Nicht zuletzt durch Kill Bill konnte er in der jüngeren Vergangenheit noch einmal großen Kredit auch bei dem Publikum einspielen, ...

What next for GM?

in Sox First, on June 4, 2009

...65 billion in taxpayers' money is all part of the subterfuge. Instead of being handed over as a loan, it's money converted into an illiquid 60% stake in the car maker. And this is where the pr... ...'s biggest car manufacturer? As Dennis Berman at The Wall Street Journal points out, the $65 billion in taxpayers' money is all part of the subterfuge. Instead of being handed over as a loa...

Mortgage delinquencies not slowing

in The Mortgage Roadmap, on June 2, 2009

...ng payments or struggling to make them. Your lender is much more likely to want to restructure your loan terms than watch you slowly lose your grip on your home. Remember, losing your home doesn't...

Be honest with your finances before taking on a mortgage

in The Mortgage Roadmap, on June 2, 2009

...f the biggest factors? Borrowers weren't honest with themselves before taking on their mortgage loans. A mortgage loan is a huge responsibility. For most people, it's the biggest monthly expe...

Even Hollywood hates mortgage loan officers these days

in The Mortgage Roadmap, on June 1, 2009

...i, received mixed reviews last week. But it certainly can't be the critical darling of mortgage loan officers. That's because the star of the film, the person being dragged to Hell, is a mort...

Time to Start Your Business? Maybe...

in TJ's Weblog, on May 31, 2009

© Domain Barnyard It's easy to be a pessimist when things really are bad. But the truth is that opportunity doesn't fly as a passenger on the wings of today's economy. It charts its own course... I saw a piece recently at YoungEntrepreneur that reflected on a short list of com...

Social entrepreneurship: A three decade history

in Audeamus - How dare we..., on May 31, 2009

...er of social entrepreneurs and others in the field, including Sally Osberg of the Skoll Foundation, Bill Drayton of Ashoka, Jacqueline Novogratz of the Acumen Fund, John Elkington of Volans, and autho...

亿万富翁聚会讨论人口过剩

in Wangtam, on May 30, 2009

...万富翁参加了这次纽约聚会,其中包括盖茨(Bill Gates)、巴菲特(Warren Buffett)、洛克菲勒(David Rockefeller)、布罗德(Eli Broad)、索罗斯(George Soros)、特纳(Ted Turner)、温弗瑞(Oprah Winfrey) 以及布隆博格(Michael Bloomberg)等等。《慈善记事报》(Chronicle of Philanth...

A Week With the 2010 Subaru Impreza 5-door Proves Hatchback Superiority

in carzz.org, on May 28, 2009

...mm" effect) which can improve both economy and performance. Thanks to Subaru Canada for the loan of this vehicle, which included an extra-cost Sports Package. Our American friends can learn m...

Mortgage interest rates went up. Don't panic!

in The Mortgage Roadmap, on May 28, 2009

...interest rates rose this week. According to Bankrate.com , the average 30-year fixed-rate mortgage loan carried an interest rate of 5.45 percent. That's up from 5.24 percent a week ago. Rates ro...

Is your credit score falling?

in The Mortgage Roadmap, on May 27, 2009

... There's one number that means more than all the rest when you're applying for a mortgage loan: your credit score. Also known as your FICO score, this number condenses your history of payin... ...an: your credit score. Also known as your FICO score, this number condenses your history of paying bills and handling credit into a single figure. Mortgage lenders look at the score to determine if y...

Vancouver All British Show Highlight No. 5: 1934 Aston Martin Mk II

in Classical Drives, on May 27, 2009

...on Martin Mk II at the 2009 Vancouver All British show. Originally designed by the team of engineer Bill Renwick and technical director Bert Bertelli, and fitted with a 1.5 liter overhead-cam engine, ...

Loan modifications not always helping homeowners

in The Mortgage Roadmap, on May 26, 2009

...esn't appear to be working. A recent story in the Wall Street Journal, looks at the success of loan modifications. These are an important part of the federal government's efforts to halt fore...

You can lower your mortgage interest rate -- BEFORE you take out that loan

in The Mortgage Roadmap, on May 25, 2009

... The average mortgage interest rate on a 30-year fixed-rate mortgage loan last week was still below 5 percent. Historically, that's an amazing rate. That doesn't mean, though, that there... ...loan. Your own financial habits play a significant role, too. If you have a history of paying your bills on time - and the good credit report to prove it - and a high income and low amount of debt, y...

National Venture Capital Association: Suggestions and Blind Spots

in TJ's Weblog, on May 25, 2009

...ket has to start with recognition of the need for liquidity providers and a willingness to foot the bill. My impression is that Bulger is criticizing the NVCA's suggestion about forcing some inves...

巴菲特之子的慈善攻略

in Wangtam, on May 24, 2009

...hn Hunting 从出售 Steelcase Inc. 股票的收入中拿出 1 亿美元捐给了该基金会,并决定在 10 年内拨付完所有资金,在全国建立实现和维持美好星球的共识。 该基金的网站目前已成为其它慈善家仿效的榜样,引来了大量的案例研究、分析结果和独立策略评估。 Hunting 说,鉴于环境状况和全球变暖的紧迫性,在谁也不知道未来会怎样的时候,把钱留给未来是不道德的做法。 Beldon...

Die beiden gegenläufigen Trends auf dem Immobilienmarkt

in Bauen - aber richtig, on May 24, 2009

... ob eine absichtlich herbeigeührte Inflation die Renditeerwartungen von Investoren verändert. Bill Bonner : " 'Es ist eine seltsame und schwierige Situation', sagte ein Fondsmanager ver...

Britain to lose AAA rating, US is next

in Sox First, on May 23, 2009

...et to lose its AAA credit rating , there are fears that the United States could go the same way. Bill Gross, the co-chief investment officer of Pacific Investment Management Co. has told Bloomberg...

Study Finds P2P Makes Popular Music More Popular

in P2P File Sharing, on May 22, 2009

...ot;The study shows that the most pirated songs are almost always at the top of music charts such as Billboard at the same time," writes AfterDawn's Andre Yoskowitz . "The data notes tha...

How low will interest rates go? Who knows?

in The Mortgage Roadmap, on May 22, 2009

...Applying for a mortgage loan — whether it's a new loan or a refinance — sometimes feels like a big gamble. Interest rates on the 30-year fixed-rate mortgage loan may stand at 5.1 perc...

Save Money on Groceries with Store Brands

in The Personal Finance Weblog, on May 22, 2009

... © Number Six (bill lapp) It is normal for people to want to buy the major brands - just because they see those brand names the most on TV. Truthfully, though, brand names are often the most wel...

The refi money is still flowing

in The Mortgage Roadmap, on May 21, 2009

...at have resulted in lower mortgage interest rates. This means that buyers who qualify for mortgage loans at an interest rate at or slightly below 5 percent — not unusual these days for a 30-yea...

Will credit card bill stall mortgage foreclosures?

in The Mortgage Roadmap, on May 20, 2009

...bama, are now getting in on the act. Earlier this week, the U.S. Senate passed a credit card reform bill. You know it's an important bill because the media were tossing around the word "major...

How bad is the housing market? That depends

in The Mortgage Roadmap, on May 19, 2009

... So you're looking to buy a home. You're interested in a mortgage loan. But you're wondering: You've heard some good news recently regarding the U.S. housing market. Has a recovery...

Finally

in The CIO Weblog, on May 19, 2009

...u know, welcome. More surprising is the quote later in the same article from Senior VP for Windows Bill Veghte: If you're just starting your testing of Vista, with the [Windows 7] release candi...

Will federal mortgage loan assistance hurt your credit rating?

in The Mortgage Roadmap, on May 18, 2009

...ew Making Home Affordable program — which lets homeowners refinance their existing mortgage loans or modify them to make their payments more affordable — might be a blessing. The feder...

Der Schwanengesang der USA

in Bauen - aber richtig, on May 18, 2009

...emessenes Verhalten? Nicht wirklich! Lassen Sie einfach mal folgenden Kommentar von Bill Bonner auf sich wirken und entscheiden Sie dann selbst! Macht es einen Unterschied, ob Ihr Nachbar, Bruder ...

Transformers 2 剧情细节

in Wangtam, on May 16, 2009

...mark policy • Twitter Culture Wars at The Times: 'We Need a Zone of Trust,' Bill Keller Tells Staff • Congratulations, Google staff: $210k in profit per head in 2008 • Trouble Ahead For ...

Times' reporter's story a reminder: It's easy to fall into foreclosure nightmare

in The Mortgage Roadmap, on May 15, 2009

...y tell me that they're frustrated that homeowners who were simply greedy, and took out mortgage loans with artificially low initial interest rates, are now placing a burden on the rest of us taxpa...

More bad news: Housing foreclosure activity remains at record levels

in The Mortgage Roadmap, on May 14, 2009

...'t happen. Often, lenders will work with homeowners to renegotiate the terms of their mortgage loans to make sure that these owners can keep their homes. I know it's embarrassing, and fright...

Looking to buy? Your mortgage loan might be smaller than ever

in The Mortgage Roadmap, on May 13, 2009

...h; than it's been in years. And this means that many buyers will be taking out smaller mortgage loans in order to purchase these homes. Bloomberg reported that the nation's median housing pr...

微软确认将于 12 月正式发售 Windows 7

in Wangtam, on May 12, 2009

... 刚才在洛杉矶的 TechEd 2009 会议上,微软 Windows 业务高级副总裁 Bill Veghte 确认,微软确认将于 12 月正式发售 Windows 7。公司旗下的另一款产品,适用于客户端及服务器版本的 Windows Server 2008 R2 也将于同期上市。 微软同时表示,将在今年 7 月向此次年会的参加者放出 Office 2010 的技术预览版。微软的一位产品经理...

H1B: Frying pan to fire

in The CIO Weblog, on May 11, 2009

... foreign workers to fill domestic jobs helps ease the pay scale. Industry leaders as illustrious as Bill Gates have gone before Congress to testify in support of the program, which many consider as vi...

No recovery yet

in Sox First, on May 8, 2009

...off. Add to that the reports that US consumer credit fell by a record $11.1 billion in March and loan delinquencies continue to rise , although they're starting to level off. As a result, bank... ...t with 10 of the 19 largest banks needed to boost their capital by a combined total just shy of $75 billion. Not as much as many expected, prompting officials and industry experts to say it's a si...

Save Money on Your Grocery Shopping

in The Personal Finance Weblog, on May 7, 2009

...ny. Finding ways to save money on groceries would probably free up some cash to help pay down some bills. Here are some places to look to save money on your monthly food bill. 1. Reduce your grocer...

Peace and Love Jewelry

in The Jewelry Weblog, on May 4, 2009

...cufflinks are worn by such entertainers as Tony Danza , Tom Arnold, Elton John , Bill Maher , Tommy Hilfiger , and Don Henley. Peace/Love Ring • 0.63 ct pavé diamonds. • 1/3" band...