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Results for homeowners. Search took 0.23 seconds.
Glass-Steagall and the market meltdown
in Sox First, on November 13, 2009
... And because banks were now allowed to cover both sides of the street, they could sell mortgages to homeowners, and then invent fancy investment structures which they could then sell on Wall Street. A...
Most Americans to depend on government for handouts
in Sox First, on November 10, 2009
...d that will be more important than new jobs tax credit, loans to small businesses, help to troubled homeowners and extending unemployment insurance. And yes, that will leave more Americans dependent ...
Seen that? - Wiring A Home For The 21st Century
in The Wired Home Weblog, on October 9, 2009
...e most effective electronic foundation to support high-speed voice, video and data connections. For homeowners desiring a comprehensive Home Automation system, with a single PC [...] Read More ...
No relief from foreclosure mess
in The Mortgage Roadmap, on August 24, 2009
... that mortgage loans, and the monthly payments that come with them, took up a greater percentage of homeowners' monthly income.
We are now seeing the results: When the economy is sailing along, ...
Trying to time the bottom
in The Mortgage Roadmap, on August 17, 2009
...e did this. It's not easy to sell a house, even if you are looking at big profits. And for many homeowners — those who planned on living in their homes for a long time — there was no r...
Foreclosures dogging the middle class
in The Mortgage Roadmap, on August 14, 2009
...r of housing foreclosures first started to boom? We liked to say it was because of all those greedy homeowners who took out high-risk subprime mortgages to get into homes they couldn't really affo...
Loan clinic the cure for mortgage ailments?
in The Mortgage Roadmap, on August 13, 2009
...ck Obama has put an increasing amount of pressure on mortgage companies to restructure the loans of homeowners who are struggling to make their monthly payments. Many homeowners, though, have complain...
Odds are good you'll be "underwater" by 2011
in The Mortgage Roadmap, on August 10, 2009
...our home is worth. According to a news story in the Victorville Daily Press, nearly 48 percent of homeowners will be in this situation by 2011.
You can bet that many of these homeowners will have b...
US mortgages underwater
in Sox First, on August 7, 2009
...will be in recession for some time, even if it's unofficial. Bloomberg reports that 48% of US homeowners with a mortgage are likely to owe more than their properties are worth before the housing...
What to do when those mortgage payments get hard to make
in The Mortgage Roadmap, on August 6, 2009
...can cause you to miss a mortgage payment. Or more.
You wouldn't be alone. A growing number of homeowners today are struggling to pay their monthly mortgage payments. It's hardly a surprise. ...
Loan modifications not fast enough for foreclosures
in The Mortgage Roadmap, on August 5, 2009
...gage companies have offered to modify more than 406,000 existing mortgage loans, hopefully to keep homeowners from losing their residences to foreclosure. The program seems to be on track to offer loa...
Mortgage companies falling down on loan-modification help
in The Mortgage Roadmap, on August 4, 2009
...Now mortgage companies are under new criticism that they haven't done enough to help struggling homeowners renegotiate their mortgage loans.
According to a story by the Associated Press, mortgag...
Want a good retirement? Pay off that mortgage loan first
in The Mortgage Roadmap, on August 3, 2009
...ion. According to a story by the Boston College Center for Retirement Research, a growing number of homeowners are retiring while still paying their monthly mortgage bills. Is this a bad thing? Yes, ...
Is the housing greed a thing of the past?
in The Mortgage Roadmap, on July 31, 2009
...interest rates to buy into homes that were too expensive for them. When those loans adjusted, these homeowners could no longer make their monthly payments. Record levels of foreclosure soon followed.
...
Putting the presidential squeeze on the mortgage firms
in The Mortgage Roadmap, on July 29, 2009
...health-insurance reform — is for mortgage service companies to do everything they can to keep homeowners from losing their houses to foreclosure.
That's why last night, the Obama administra...
Loan-modification program not meeting its goals
in The Mortgage Roadmap, on July 28, 2009
...story in the Wall Street Journal, the meeting will cover ways in which mortgage companies can help homeowners who are already late in their payments or at risk of becoming late.
Homeowners can cert...
Mortgage firms get to tell Obama their side of the story
in The Mortgage Roadmap, on July 27, 2009
... next month. But mortgage servicers are coming under intense criticism for not doing enough to help homeowners rework their existing mortgage loans into ones they can actually afford to pay.
Scan mos...
Some mortgage villains faring quite well
in The Mortgage Roadmap, on July 20, 2009
...em toward risky interest-only or adjustable-rate mortgages. When these mortgages adjusted, too many homeowners could not afford the new higher monthly payments. They also couldn't refinance into a...
Suddenly more bullish on housing?
in The Mortgage Roadmap, on July 14, 2009
...ophic slump, U.S. residents still profess faith in the value of housing?
You'd think that most homeowners today — and potential homeowners — would have a rather dim view of housing in...
Downpayments still keeping homebuyers away
in The Mortgage Roadmap, on July 13, 2009
...ealed that coming up with a downpayment is is too much of an obstacle for 82 percent of today's homeowners.
The survey also revealed a homebuying public that is terrified by the nation's weak...
Why it matters if your neighbor's struggling to pay the mortgage
in The Mortgage Roadmap, on July 9, 2009
... a house they couldn't really afford in a neighborhood that was out of their price range. These homeowners should suffer the consequences for their bad decisions.
Now, I've debated this whole...
Beware loan-modification scams
in The Mortgage Roadmap, on July 7, 2009
...ted her. Everything was a scam.
This homeowner is far from alone. The Times' story cites other homeowners who lost their homes to foreclosure because they thought they had worked out arrangements...
Taking out a mortgage loan without going mad
in The Mortgage Roadmap, on July 6, 2009
...tunately, this is the one piece of advice very few borrowers listen to.
You can't really blame homeowners for focusing so intently on what their mortgage interest rate will be. You can track rate...
Neverland's future: up for grabs
in Sox First, on July 4, 2009
...#39;s hospital. The truth is Jackson's approach to finance was pretty similar to many American homeowners and businesses. Sucked in by cheap money, his assets including Neverland were mortgaged t...
It's getting tougher to get a mortgage-broker license
in The Mortgage Roadmap, on July 2, 2009
...#39;t have the financial means to make monthly mortgage payments. These same sleazy brokers steered homeowners into risky loans, mortgage products such as interest-only loans and adjustable-rate mortg...
Is plain vanilla the right goal?
in The Mortgage Roadmap, on June 30, 2009
... Take a closer look at interest-only mortgage loans. They've become a burden these days to many homeowners who never should have taken them out. These loans usually come with artificially low inte...
Would you walk away from your mortgage loan?
in The Mortgage Roadmap, on June 29, 2009
...s.
According to the study's authors, the moral stigma of defaulting is lessened in areas where homeowners have already seen many of their neighbors lose their homes to foreclosure. A higher numbe...
Dragging out the foreclosure mess
in The Mortgage Roadmap, on June 26, 2009
...
It's difficult to imagine the stress that homeowners feel when their home falls into foreclosure. Losing your home is a sign that you failed. You couldn't cut it. And now you and your fam...
Don't believe the homeownership hype
in The Mortgage Roadmap, on June 24, 2009
...rld of housing, you see that these price appreciations don't necessarily equal high profits for homeowners.
For instance, when you sell a home, you do have to find another place to live. Some sel...
Did Sonia Sotomayor's mortgage views help send county into recession?
in The Mortgage Roadmap, on June 23, 2009
...fits of owning a home. Of course some — but certainly not all — of these new low-income homeowners have fallen into foreclosure.
That's enough, though, for many commentators, not to ...
Beware of loan-modification scams
in The Mortgage Roadmap, on June 22, 2009
...tinue to rise, something else is on the upswing, too: loan-modification scams.
The scammers target homeowners who have fallen behind in their mortgage payments or those who are facing foreclosure. Th...
A new wave of mortgage foreclosures on the way?
in The Mortgage Roadmap, on June 19, 2009
...crisis. I'd like to think that we'll be seeing fewer homes fall into foreclosure, and fewer homeowners missing their mortgage payments.
I'd like to think all that. Unfortunately, I can...
Do you trust the government to protect you from mortgage lenders?
in The Mortgage Roadmap, on June 18, 2009
...ight also place more duties on mortgage brokers. For instance, brokers might be required to present homeowners with the best mortgage loans available to them. They might also have to make sure that th...
How'd the mortgage meltdown happen? NPR knows
in The Mortgage Roadmap, on June 15, 2009
...mortgage mess that is still slowing the nation's economic recovery is that so few of us regular homeowners understand how everything went so bad so fast. I mean, I cover this stuff for a living, a...
Is it time to refinance your mortgage?
in The Mortgage Roadmap, on June 10, 2009
...The economy is terrible. Yes. But there is a bright spot for certain homeowners: The weak economy has resulted in lower mortgage interest rates. That means it's a good time to refinance a mortgage...
Are reverse mortgages the next trouble spot?
in The Mortgage Roadmap, on June 9, 2009
...r legislators take action to prevent reverse mortgages from causing some of the same problems for homeowners that subprime loans have already caused.
Reverse mortgages are popular these days. They ...
Wells Fargo accused of pushing bad loans on African-Americans
in The Mortgage Roadmap, on June 8, 2009
...led a lawsuit against Wells Fargo. The city claims that these bad mortgage loans pushed hundreds of homeowners into foreclosure and cost the city tens of millions of dollars in taxes and city services...
Mortgage giant Mozilo charged with fraud
in The Mortgage Roadmap, on June 5, 2009
...39;m always amazed that so many people pin the blame for our nation's current housing crisis on homeowners facing foreclosures. Yes, some of these homeowners — but not nearly all of them &md...
Rising healthcare costs put strain on homeowners
in The Mortgage Roadmap, on June 4, 2009
... focus on it, but the health-care problem does relate to the country's rising foreclosure rate. Homeowners are already burdened with the very real fear of losing their jobs. And those who are stil...
Mortgage delinquencies not slowing
in The Mortgage Roadmap, on June 3, 2009
...considering that foreclosures are already at record levels.
There is always some hope, though, for homeowners staring at a foreclosure. Call your mortgage lender if you're missing payments or str...
More bad news: Mortgage delinquencies on the rise
in The Mortgage Roadmap, on May 29, 2009
...ry today pointing out that the nation's rising unemployment rates helps push a record number of homeowners into either mortgage delinquency or foreclosure .
According to the Post story, about 12...
Mortgage interest rates went up. Don't panic!
in The Mortgage Roadmap, on May 28, 2009
...at. But rates are still at historic lows. A 5.45 percent interest rate is still a wonderful rate.
Homeowners looking to refinance their mortgage loans can drive themselves crazy watching rates fall ...
Loan modifications not always helping homeowners
in The Mortgage Roadmap, on May 26, 2009
...orts to halt foreclosures. Basically, they involve mortgage lenders working closely with struggling homeowners - those who are having trouble making their monthly mortgage payments or who have already...
How low will interest rates go? Who knows?
in The Mortgage Roadmap, on May 22, 2009
...;s no hint that they'll be shooting up anytime soon — it's little wonder that so many homeowners surfing the Internet on an hourly basis looking to see just how low mortgage interest rat...
The refi money is still flowing
in The Mortgage Roadmap, on May 21, 2009
...e — will make lower monthly payments.
These low interest rates have sent a horde of existing homeowners back to their mortgage lenders to refinance their mortgage loans.
According to the Mor...
Will credit card bill stall mortgage foreclosures?
in The Mortgage Roadmap, on May 20, 2009
...it card debt. One way to reduce the number of mortgage defaults and housing foreclosures, is to get homeowners in control of their other bills. I know too many people who've been living on credit ...
Will federal mortgage loan assistance hurt your credit rating?
in The Mortgage Roadmap, on May 18, 2009
...For homeowners struggling to make their mortgage payments, the federal government's new Making Home Affordable program — which lets homeowners refinance their existing mortgage loans or mo...
Times' reporter's story a reminder: It's easy to fall into foreclosure nightmare
in The Mortgage Roadmap, on May 15, 2009
...People like to tell me how upset they are at homeowners facing foreclosure. They know I'm a real estate writer, and figure that I'll be a sympathetic ear. They tell me that they're frustra...
More bad news: Housing foreclosure activity remains at record levels
in The Mortgage Roadmap, on May 14, 2009
...report in early 2005.
This is distressing news. I can't imagine how terrifying it would be for homeowners to face the prospect of losing their residences.
But if you do find yourself falling be...
Navigating the new mortgage roadmap
in The Mortgage Roadmap, on May 12, 2009
... It's not all that easy to qualify for a mortgage loan. Lenders, stung by the growing number of homeowners who are no longer able to make their monthly mortgage payments, are returning to the stri...
What's the State of Your Air?
in Straightfromthedoc, on April 30, 2009
...a survey commissioned in December 2008 by 3M Filtrete filters, revealed that:
Three out of four homeowners believe the air outside their home is more polluted than the air inside their home.
Mor...
Small Wind: GE Is Investing
in IfEnergy, on April 16, 2009
...and invest in product development. Southwest Windpower's small turbines probably can't make homeowners energy independent. But the CNET article says the turbines can supply about half a home o...
More bad news ahead, says Roubini
in Sox First, on April 8, 2009
...omberg reporting a steep decline in the the use of credit cards and Reuters reporting that 7% of homeowners with mortgages were at least 30 days late on their loans in February, up 50% from a year ...
5 Ways to Save Money This Year - A Lot of It
in The Personal Finance Weblog, on March 5, 2009
...n situation.
5. Raise Your Deductibles
If you have insurance - whether it is health, auto, homeowners, or anything else, you can save money by raising the deductible on each of them. Remember...
Great Time To Learn Golf. Not.
in Eagle Par Birdie, on November 22, 2008
...39;s adults.
But pitching to adult consumers in the U.S. is a nightmare right now. 1 in 6 American homeowners is in a negative equity situation where the size of the mortgage exceeds the value of t...
VolumeTouch: Controls Volume with Your Mouse, Keyboard
in Wangtam, on 2008-06-09
... More Moscone spy shots
TenantWIZ
TenantWIZ enables vacation homeowners to streamline the management of their property online using TenantWIZ Vacation Rental Software.
Zembly: Web App And Widget E...
Homeowner's Insurance and Your Home Business
in Home Based Business, on May 2, 2008
© Laineys Repertoire
Think your homeowner's insurance is all you need to cover your home business? Think again! Homeowner's insurance won't cover any damage or loss to your home office, inventory, or equipment. For that coverage you may need several types of insurance, depending on...
Book Review: Home Rich by Gerri Willis
in The Personal Finance Weblog, on April 2, 2008
...d. (Sometimes the lack of detail is what kills a book like this.)
Willis uses a lot of examples of homeowners who've done well or made mistakes to illustrate various points. This makes the book m...
Presidential candidates' subprime solutions
in Sox First, on January 29, 2008
... any case, it doesn't address the big issue of falling house prices. Barack Obama wants to give homeowners on less than $50,000 a year a 10 per cent tax credit and he wants to set up a government ...
President Bush' Economic Stimulus Package
in The Hedge Funds Weblog, on January 28, 2008
...the jumbo mortgage limits is significant because it might provide some refinancing opportunities to homeowners who are finding it difficult to pay their existing mortgage. Banks, knowing that they can...
Fed's rescue plan: too little, too late
in Sox First, on December 19, 2007
...and it has also put the onus on consumers to prove that the lender made loans without regard to the homeowners' income and repayment ability. "An unregulated market has led to irresponsible l...
Should You Buy Travel Insurance?
in Hidden Travel Gems, on October 29, 2007
...u get in a coconut shell at the beach. If you are traveling domestically, your regular health and homeowners insurance should cover hospital visits and lost or stolen belongings.
Traveling abo...
Life on the Vineyard
in Celebrate Wine, on September 24, 2007
...he price of the land," said Lloyd Mahaffey, a developer and vintner in Eagle, Idaho. But most homeowners who grow their own grapes manage to eke some small income out of their acreage, and even f...
Bailout warnings
in Sox First, on September 4, 2007
...s Alan Abelson at Barron's . "Softening the tax bite on mortgage writedowns and allowing homeowners who are delinquent by more than three months and who have a decent credit history to swit...
Home Surveillance Live from Your Mobile Phone
in The Mobile Technology Weblog, on August 30, 2007
...rrorism and local crime rates in many areas around the globe further heightened the need for homeowners to buy home security devices.
Now there is a way to monitor your home via mobile phones...
Subprime woes continue
in Sox First, on July 19, 2007
... warning the subprime mortgage sector had "deteriorated significantly" and that for many homeowners and communities, there could be problems "that likely will get worse before they get...
St. Louis Park, Minnesota Gets Solar Powered Wi-Fi
in The Wireless Weblog, on June 15, 2007
...sing solar power instead of electric utility connections," says city CIO Clint Pires.
" Homeowners and businesses will be able to buy wireless broadband service over the network, priced...
The Ideal City
in Philoneist, on May 30, 2007
...
The complex will be completely high-tech taking advantage of the wireless world we are becoming. homeowners can check the cameras near their house form the office and get their home ready for the...
LawnBot: For Lazy Homeowners Like Me
in The Wired Home Weblog, on May 23, 2007
If you're like me, you know that summertime means time to hire the neighborhood boy for 15 bucks every few weeks to cut your grass, because you don't have the time or the energy to do it yourself. But hey, I found the COOLEST way to do it yourself: It's the LawnBott .
From the webs...
Problogger.net Top 5 Group Writing Project - The Rest of List
in Latina Viva, on May 16, 2007
Ooops! It seems The MT has eaten a big chunk of my Problogger.net Top 5 Group Writing Project list of participants! I apologize to those who ended up being left out; it wasn't intentional. But don't worry; here's the rest of the list. If it gets eaten again, I'll republish it...
