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„Lost & Found“ - Erste Handyversicherung mit umfassendem Diebstahlschutz
in Handyzweinull, on 03.12.09
..., Anbieter für Spezialversicherungen, will hier nun Abhilfe schaffen und bietet mit „Lost & Found“ die erste Elektronikversicherung an, mit der die Chancen nicht allzu schlecht stehen, das gestohlene ...
Post-Partum Heidi Klum at the Victoria's Secret Fall Show
in Next Nine Months, on November 30, 2009
...er, but obviously she looked gorgeous for someone who just gave birth! Reports say she has already lost 20 pounds during that time. Amazing!...
One in four American children on food stamps
in Sox First, on November 30, 2009
...ing them at counters in blighted cities and in suburbs pocked with foreclosure signs. Virtually all have incomes near or below the federal poverty line, but their eclectic ranks testify to the range o... ...include people on long term welfare any more. It's now expanded to include married couples who have lost their jobs and houses, single mothers now struggling with the recession and college graduates w...
Seen that? - I'll Pay by RFID Wand, Please
in The RFID Weblog, on November 29, 2009
...ted to see the light of the day at The RFID Weblog We have been dreaming for years as to how one day we may be able to see RFID tags being printed into th... ... any insurgency operation or wartime. As a result lot of precious time is wasted and many lives are lost in the process. Realizing this SkyTek is working in association with the military for shrinkin...
Peter Sauber to Return
in Under My Helmet, on November 27, 2009
...he fuss and broo-ha-ha between Ferrari and Eccleston was in full swing. However, now that Toyota have pulled out of next season there is a gap on the grid which Peter Sauber just might be willing to ... ...Brawn in what could easily become a one-man team (as far as the media are concerned).
BMW Sauber lost their place in next year’s competition to Lotus who return for the 2010 season, after failing t...
Andrew McAfee discusses Enterprise 2.0
in The CIO Weblog, on November 24, 2009
...es not go unnoticed, either. While nodding toward the traditional risk-management role that CIOs have been expected to play, McAfee points out that you're unlikely to continue in that role much longe... ...than large and well-funded. Web 2.0 roll-outs lend themselves to these techniques, and little is lost should they fail.
In the past, I've found McAfee a bit quick to advocate ideas based more on a...
Climategate was no conspiracy
in Sox First, on November 24, 2009
...
Scientists have always been a weird bunch but the fallout over climategate email hacking incident has been nothing short of extraordinary. Now, we have Republican senator James Inhofe callin... ..... I'd say that the charge that climate skeptics "are not published in peer reviewed journals" just lost most of its power as an argument against the skeptics. But I don't see any reason to think tha...
Bad economy, suicides and compensation
in Sox First, on November 23, 2009
...se. The unanswered question is whether employers might face compensation claims from families who have lost loved ones. If this continues, many might start asking that question. ... ... The unanswered question is whether employers might face compensation claims from families who have lost loved ones. If this continues, many might start asking that question. ...
Seen that? - Recipe: Fruit Salad
in WebKinzBlog, on November 19, 2009
... served together. My favorite salad is full of extra fibers and vitamins. I always make sure that I have flax seeds and sesame seeds at home, and preferably sunflower seeds as well. I am a tomato addi... ...for example. But there are days when I can eat fruit all day long. Not to make up for what I have lost during the week but to feel good. When you have had too much of the good stuff it can be nice to ...
Economy to get worse with debt hitting $12 trillion
in Sox First, on November 18, 2009
...ng at 11% and staying at that level for about two years. If you've lost your job, or if your hours have been cut, along with your pay, says Roubini, there's only one thing you can do. Hunker down, i... ... earliest and unemployment peaking at 11% and staying at that level for about two years. If you've lost your job, or if your hours have been cut, along with your pay, says Roubini, there's only one ...
Greenland melting fast
in Sox First, on November 15, 2009
...
In the lead up to Copenhagen, we have alarming news that Greenland's ice sheets are melting at an accelerating rate. According to the report, Greenland lost an estimated 1500 gigatons (one g... ...that Greenland's ice sheets are melting at an accelerating rate. According to the report, Greenland lost an estimated 1500 gigatons (one gigaton is equal to 1 billion tons) of ice from the year 2000 t...
Taxpayers lose out on bank bailout
in Sox First, on November 13, 2009
...utomotive bailout." But while the bailout has cost American taxpayers, it did enrich the banks who have been able to provide record Wall Street bonuses. As Jerry O'Driscoll, a former vice president o... ...ealistic. It's almost certainly going to be a loss. "Tens of billions of dollars are likely to be lost on the automotive bailout." But while the bailout has cost American taxpayers, it did enrich t...
F1 2009
in Under My Helmet, on November 12, 2009
...he first time in 40 years, when Graham Hill took the trophy in ‘68 and Jackie Stewart in’69, we have a British champion for two consecutive years. Lewis Hamilton made himself the youngest Formula One... ...e went down to the wire, and F1’s most experienced and hard-done by racer, Rubens Barichello, lost out on second place to Sebastian Vettel....
Suicides: the real cost of recessions
in Sox First, on November 11, 2009
...yment and home foreclosures. According to one psychology professor quoted in this piece, people who have lost jobs kill themselves two times to four times more as those who are employed. It's likely... ... and home foreclosures. According to one psychology professor quoted in this piece, people who have lost jobs kill themselves two times to four times more as those who are employed. It's likely to b...
Seen that? - Earthship Enterprise
in Wandalust, on November 9, 2009
... at Wandalust If traveling to the USA is something that you have been considering for a long time, NOW is the time to go. With the US dollar at record low agai... ...dit cards or money stolen can tell you this. Not to mention medical emergencies, missed flights and lost cell phones. The folks at Fisher understand. As such, they've created the Fisher Travel SO...
Why Facebook is for old farts: the demographics of social networking
in Sox First, on November 7, 2009
...ossman came up with reasons why Facebook was for old farts: Facebook is for finding people you've lost track of, by the time you're in your 50s, you're no longer bitter and twisted about high school...
Sprint Reports Losses Despite Improvements
in The Mobile Technology Weblog, on November 6, 2009
...tphones from $175 to $350.
Sprint hasn’t remained idle in their efforts to battle back and have initiated a customer loyalty program, nearly doubled its portfolio of high-end smartphones (including... ...izon despite an improved selection of phones and cheaper rates.
According to the release, Sprint lost $478 million in the quarter, compared to a $326 million loss in the same period of 2008.
Th...
Seen that? - Michelle Wie Blows Another Sony Open
in Eagle Par Birdie, on November 1, 2009
...ete in men's events. Hallelujah for common sense. Wie's quixotic efforts at proving a point have resulted in several injuries, the latest being a wrist injury that has sidelined her since Janu... ...in my home town, Jersey City, New Jersey, forget what I said. Rodriguez, formerly of TV's "Lost", has screwed up again, and she earned 6 months hard time for her shenanigans. Did the aut...
Seen that? - Outsourcing to Africa
in The Outsourcing Weblog, on October 29, 2009
...utsourced functions in a business. This is also the reason why countries like India and Philippines have a growing outsourcing Industry. It also seems like that Africa also wants to be known as a favo... ...n IT jobs in Europe will move offshore within the next decade. Moreover, most of these jobs will be lost by the United Kingdom. Org Geldenhuys, CEO of Abacus, said that according to Forrester Research...
Free “Disc Digger” Program Recovers Lost Computer Files
in Digital Shot, on October 25, 2009
...
No one likes losing things, but most lost items can be replaced, and homeowner’s insurance may even pay for it.
But if you accidentally delete the only copy of a digital file, which is the sam...
Managed and unmanaged social networks in the enterprise
in The CIO Weblog, on October 23, 2009
...One of the most consistent patterns I have seen with the deployment, and subsequent failure, of social networking tools within the enterprise is that, whether of its own volition or having been hector... ...ne initiates a project with no expectation of success, and plans and budgets accordingly, little is lost if it tanks and much is gained if it does not. Some people might say that initiating a project...
Pay cuts for auto firm executives. What about banks?
in Sox First, on October 23, 2009
... services firms. The Economist reports that despite the fact that Citigroup and Bank of America lost billions of dollars in the last quarter, they still ended up paying a combined $13.7 billion in...
Seen that? - Kingston DataTraveler Reader for SD/MMC
in Tech Without Wires, on October 21, 2009
...r for SD/MMC at Tech Without Wires Since SD/MMC cards have been around since the paleolithic age, they have been considered a cheap solution for portable ... ...USB drives were a bit of a gimmick, but ComputerWorld writer Robert Mitchell seems to need one - he lost his last USB drive in the snow and ended up crushing it with his car. To replace the lost drive...
Liverpool Implosion
in The Soccer Weblog, on October 21, 2009
...Liverpool yet again this season find themselves in a position which, this time last year, could not have even been imagined. With the loss at home to Lyon and a match coming up against Premier League... ..., but does one man matter that much? Manchester United are going from strength to strength, having lost the “best player in the world”. Surely that should be worse?
...
Did brilliant minds create the recession?
in Sox First, on October 18, 2009
...ce of evidence supporting that comes with the reports that Harvard Business School screwed up and lost $500 million when it made the stupid bet that interest rates in the US would rise. Worse still,...
Gamefly Reviews are Better than USPS Service
in The Gadgets Weblog, on October 17, 2009
... © raybdbomb
I use Gamefly, and in the past year, I have had return issues with three games. At first I was thinking that Gamefly needed to get their act together, but now I think that the...
Failed Lehman bankers pursue $100 million in deferred pay
in Sox First, on October 14, 2009
...rm deferred pay structure with reports that ex-Lehman bankers are claiming over $US100 million in lost deferred compensation from the administrators of the collapsed US bank. These are failed banke...
Wesley Snipes and the Ponzi scheme
in Sox First, on October 13, 2009
...asion . The only reason he is not yet in jail is that he is appealing against the sentence. Now we have reports that he lost millions of dollars in an alleged Ponzi scheme which is now before the c... ... he is not yet in jail is that he is appealing against the sentence. Now we have reports that he lost millions of dollars in an alleged Ponzi scheme which is now before the courts. As the CMR mo...
What can newspapers learn from the music business?
in Sox First, on October 12, 2009
...inyl, there is a real hunger for news out there. So media organizations will continue, they'll just have to reconfigure the delivery model. Secondly, the print industry brand will suffer. Just as the... ...the physical distribution of their papers. That was a mistake. Their problem was not only that they lost their ability to differentiate from content on the net, but they also lost their ability to dif...
RFID wristband makes life easier for visitors at Splash waterpark
in The RFID Weblog, on October 11, 2009
... arcade games and activating vending machines and above all helping parents to track their children lost in the park.
Certainly RFID will make life easier for people visiting this water park.
...
FTC Steps in to Regulate Bloggers
in Web 2.0, on October 12, 2009
...ht bloggers and longtime free speech champions Jeff Jarvis and Dan Gillmor — bless them — have lambasted the FTC for its move into the online arena (here are Jeff’s and Dan’s posts, and reader comment... ...elieve the FTC’s move is a healthy and welcome development for social media. I've lost track of how many reactions to the news I've read. I've linked to a half-a-dozen or so of them at the bottom of t...
Seen that? - Stingley represented NFL's good side
in End Zone Buzz, on October 11, 2009
... NFL team in need of a 35-year-old wide receiver with 800 career receptions? If any teams feel they have room for a guy who had 70 catches, 815 yards and four touchdowns last season, and many likely d... ... ap photo Fred Jewell Nearly 30 years ago, New England Patriots wide receiver Darryl Stingley lost his NFL career and all movement from his neck down, to one vicious hit from Raiders safety Jack...
Rich getting richer
in Sox First, on October 11, 2009
...% to US$29.3 trillion compared to 2007. But the picture is a lot more complicated than that. Some have lost a fortune but at the very top, there are people raking it in. How else do we explain this ... ...US$29.3 trillion compared to 2007. But the picture is a lot more complicated than that. Some have lost a fortune but at the very top, there are people raking it in. How else do we explain this repor...
Title Race Decided?
in The Soccer Weblog, on October 7, 2009
...elsea, a game which Liverpool won 1-0 last season after a deflected goal from Xabi Alonso, his team have already lost more matches in their first eight games than they did the whole of last season.
... ... which Liverpool won 1-0 last season after a deflected goal from Xabi Alonso, his team have already lost more matches in their first eight games than they did the whole of last season.
The one thing...
Four ways to create jobs in the recession
in Sox First, on October 6, 2009
...d where can people find work? The Wall Street Journal reports that while it will be years before lost jobs return, health care and education will remain the key areas for jobs growth. These areas a...
建国 60 周年庆典集锦
in Wangtam, on 2009-10-03
... leading provider of virtual events, virtual trade shows and online job fairs
• Sneebly.com
• E N D O R S E M E
• Professionally manage collections and showcase them to the world on eHive
• Re...
Seen that? - Kansas City Guard Will Shields retires
in End Zone Buzz, on October 2, 2009
...06 NFL playoffs, winning a tie-break over the Denver Broncos. This run-first, run-often team would have handed the ball to the overworked Johnson every single play, if possible. Instead, when startin... ...erworked Johnson every single play, if possible. Instead, when starting quarterback Trent Green was lost for the season with a severe head injury, the Chiefs turned [...] Read More Larry...
Seen that? - Sandisk Cruzer Contour
in Tech Without Wires, on October 2, 2009
... Weblog Fed up of downloading Skype software on your PCs, then you have come to the right place. Skype and SanDisk Corporation have entered into an agreement which wou... ...terms of form factor because it does not come with a removable cap. Because these caps may just get lost anyway, sandisk has provided an alternative way of securing your USB connector by having a slid...
Seen that? - Amazon Offers Motorola Q for $99.99
in The Smart PDA, on October 2, 2009
...lan from exclusive distributor Verizon Wireless). But despite heavy subsidies, Motorola and Verizon haven't lost their minds. The cheapest data plan available with the phone, aimed at corporate cu... ...lusive distributor Verizon Wireless). But despite heavy subsidies, Motorola and Verizon haven't lost their minds. The cheapest data plan available with the phone, aimed at corporate customers, is ...
Seen that? - Do erectile dysfunction drugs cause blindness?
in Straightfromthedoc, on October 2, 2009
...DA recently asked for a label change in the erectile dysfunction medications: A small number of men have lost eyesight in one eye some time after taking Viagra, Cialis, or Levitra. This type of vision... ...cently asked for a label change in the erectile dysfunction medications: A small number of men have lost eyesight in one eye some time after taking Viagra, Cialis, or Levitra. This type of vision loss...
The Rich Not Quite So Rich At the Moment
in Bizinformer, on October 1, 2009
... © Domain Barnyard
A recent Forbes article points out that America's richest people have become a little less rich as a result of the recession. VentureBeat took a look at the numbers... Wa... ...#39;s not alone. More than three-quarters of Forbes's annual list of the 400 richest Americans lost wealth in the past year. Included in those who lost money: Bill Gates and members of Wal-Mart...
PlayStation Store 更新
in Wangtam, on 2009-09-27
...$9.99)
Game Demos
Ninja Gaiden Sigma 2 Demo
Zombie Apocalypse Demo
Lost Planet 2 Co-Op Campaign Demo
Wolfenstein Demo
Punisher: No Mercy Demo
Add-on Game Content
Batman: Arkham Asylum Prey In Th...
Addressing Management Challenges of Converged Mobile Devices
in The Wireless Weblog, on September 25, 2009
...ce failures. When mobile computers connect to ERP and other enterprise applications, users may not have the ability to troubleshoot their own devices, or while accessing applications they could potent... ...ly to support wireless communication, organizations are at risk for unnecessary wireless expenses, lost productivity and reduced customer service.
The convergence of computing and communications te...
How to Make Your Computer Live Longer
in Business Computer Blog (UK), on September 25, 2009
... follows you around.
Okay, so I might be pushing the analogy, but the truth is, most of us don't have the money to get a new laptop every 6 months. We'd like to keep the one we have alive and runni... ...pose them to weird temperatures and be sure not to eat or drink near them if possible. Also pets. I lost a laptop a few years ago to a cat pouncing on and then hairballing all over my keys, it broke m...
网易网盘单文件容量限制扩大到 50MB
in Wangtam, on 2009-09-25
...Have Jerry Back?
• USB-IF Sides With Apple, Spanks Palm in iTunes Sync Spat
• NetFlix Everywhere: Sorry Cable, You're History
• Amazon.com to Sell Groceries to All of Seattle While Heeding W... ...dia Meets Online Dating
• Zorap: An Advanced Video Chatroom
• iStockphoto Will Soon Start Selling Stock Logos, Too
• Google Earth 增加海洋探险图层
• 涉嫌广告欺诈!电视购物里的手机神话破灭
• 微软Xbox优惠50美元应对Wii降价
• Goo...
Gran Turismo 5 将于明年 3 月份在日本首发
in Wangtam, on 2009-09-25
...lker: 50%
God of War III: 60%
Heavy Rain: 50%...
Liverpool - We Are the New Leeds
in The Soccer Weblog, on September 24, 2009
...nsors left in the Premier League. With the need to look elsewhere, though, the club got lucky, and have found a deal which increases sponsorship revenue for the next four seasons by £80 million.
Beni... ... any momentum that was picked up by the club in last season's title race looks certain to be lost. If the team are to sign another Fernando Torres (pictured), the manager would need financial stab...
FBI probes BoFA-Merrill deal
in Sox First, on September 21, 2009
...with that information, hiding behind the claims that it's commercial in confidence. And now we have reports that the FBI is now investigating the deal. This means we not only have civil proceed... ... of dollars of bonuses paid to executives at the failed financial services firm Merrill Lynch which lost almost $16 billion in the fourth quarter. But that was just skating on the surface. New York A...
Pay cuts or jobs losses for half of America's workforce
in Sox First, on September 19, 2009
...evidence, check out this alarming ABC News-Washington Post poll showing that 41% of US households have had their pay or work hours cut, and that nearly half, 47%, have suffered either a pay cut or a... ...rly half, 47%, have suffered either a pay cut or a lay off. More to the point, one in four who have lost their job don't have health insurance cover, Read this survey carefully and it's easy ...
钢之炼金术师 9 款 Q 版玩偶 / 钢炼手办
in Wangtam, on 2009-09-18
...e journey
• Kindle edition of The Lost Symbol outselling Amazon hardcovers!
• iTwinge is the World's First iPhone Keyboard
• Google To Buy Brightcove For $500-$700 Million: Report
• HOW TO...
Starting a Business in a Recession
in Business Computer Blog (UK), on September 14, 2009
... © angusf
If you're one of the many people who lost their job during the recession, you may be at your wits-end hunting for a new one. Everyone needs help, but no one is hiring and you're ...
Banker lived it up on foreclosure
in Sox First, on September 12, 2009
... house that had belonged to a Lawrence and Linda Elins whose mortgage was through Wells Fargo. They lost most their fortune, including their 3800-square-foot, two-level Malibu property, because they h...
How to Back-Up Microsoft Outlook
in Business Computer Blog (UK), on September 11, 2009
... be sure to select how you want your files saved, with duplicates or not. Click "Next"
8. You then have an opportunity to add a password to your files. If you do not want a password just click "Finis... ...; trmarch
If you are like me, a lot of important communication happens via your email. If you lost this information it could set you back months in certain projects, or at least make your life v...
Open Letter Questions UK P2P Plan
in P2P File Sharing, on September 7, 2009
...ed at about $328 million per year, was based upon the premise that a P2P-downloaded track equals a lost sale," writes BLORGE's Michael W. Jones . "Therefore, the dissenters say that the...
Can the SEC be sued for Madoff?
in Sox First, on September 7, 2009
...question of whether the report will open the way for lawsuits against the regulator. Legal experts have told Time that anyone wanting to launch a lawsuit against the SEC would face an uphill because ... ...k woman Phyllis Molchatsky sued the Securities and Exchange Commission for negligence after she lost $2 million investing with Bernard Madoff. Now in the wake of the an SEC internal investigation ...
火星表面的高清相片
in Wangtam, on 2009-09-07
...velopers [Seed Notes]
• Amazon Offers Redelivery or $30 to People Who Lost '1984′
• An update on Google Books and privacy
• Former MySpace Exec Allen Hurff to Launch SoCal-based Incubator
•...
微软 Windows Phone 将于 10 月上市
in Wangtam, on 2009-09-02
官方 Blog 消息 ,使用最新版本 Windows Mobile 操作系统的手机将于下个月上市。
一段时间以来,微软一直都在大张旗鼓地宣传其 Windows Mobile 6.5 操作系统,而今天终于宣布支持该系统的第一批手机将于 10 月 6 日开始在零售商店发售。虽然微软坚持将使用 Windows Mobile 6.5 系统的手机称为"Windows Phone",但实际上该公司一直无视许多人的要求,到目前为止还没有自产任何手机。
微软表示,在美国本土市场上,Windows Mobile 6.5 将在 10 月 6 日正式登陆 HP、HTC、LG、三星和东...
Introducing Nimbuzz for Android
in The VoIP Weblog, on September 1, 2009
... instant messaging window. Auto-reconnect guarantees seamless connectivity whenever a connection is lost, while clickable URLs make for a fully multi-media chat experience."
More here from Lit...
Dark side of trust
in Sox First, on August 26, 2009
.... In other words, people are prepared to invest more with the trusted person. And finally, when you have trust, there is more exchange between the parties. The tragic stories of the people who lost a... ...n you have trust, there is more exchange between the parties. The tragic stories of the people who lost a fortune with Bernard Madoff tells us what happens when that runs awry. It's an interesti...
EM Market Moves
in The Hedge Funds Weblog, on August 25, 2009
...e of volatility is expected in the emerging markets universe, fund managers and investors don't have to withstand these massive losses to access the spectacular gains of better years.
Neutralizi... ...er, managing partner of HedgeCo Networks. "Take the Tarpon All Equities Fund for example. They lost 43 percent in 2008." While this type of volatility is expected in the emerging markets uni...
No relief from foreclosure mess
in The Mortgage Roadmap, on August 24, 2009
...conservative mortgage loans.
The national economy, of course, is the culprit here. Too many people have lost their jobs during this economic slump. And they're not able to find new ones. Suddenly... ...rvative mortgage loans.
The national economy, of course, is the culprit here. Too many people have lost their jobs during this economic slump. And they're not able to find new ones. Suddenly, a m...
Redbox Delivers Games and Goodness
in The Gadgets Weblog, on August 18, 2009
...ut imagine if you could rent the game for one night, test it, and then go buy it if you like it. I have, more than once, bought a PS3 game only to decide I hate it. My only recourse is to trade it in ... ... the selection is slim. I am sure they are testing how many games are rented, stolen, damaged, and lost. If the test goes well, I am assuming we could see a coast-to-coast roll out by the end of the y...
A World Without Wires
in Business Computer Blog (UK), on August 14, 2009
...quot;. But at the end of the day we still need to plug-in our technology and recharge it. We still have that bending wire chaining us to the closest plug. And without it, we are lost.
Two or three ye... ...charge it. We still have that bending wire chaining us to the closest plug. And without it, we are lost.
Two or three years ago, we guessed at the technology of today. A blog from 2008 discussed wh...
A W-shaped recovery
in Sox First, on August 12, 2009
... is a concern about what will happen after October when the stimulus starts to wear off. You would have to agree with MarketWatch chief economist Irwin Kellner who says it will probably be a W-shap... ...o says it will probably be a W-shaped recession. Kellner says: "Lack of jobs will combine with lost wealth, high debts and low savings, less lending, excess capacity in real estate and production...
Unemployment figures: don't celebrate yet
in Sox First, on August 9, 2009
...cipation rate slipped 0.2%. Translated into plain English, that means there are many out there who have given up looking for work and they're not counted. Under this system, the Labor Department ... ...nd you can see the problem. Non-farm payroll employment fell 247,000. So how is that jobs are being lost and unemployment is going down? The answer is simple. The participation rate slipped 0.2%. Tr...
What to do when those mortgage payments get hard to make
in The Mortgage Roadmap, on August 6, 2009
...er will work with you to find a solution. This might mean a grace period during which you won't have to pay your mortgage bill. Or it might mean a complete reworking of your mortgage loan.
Mortga... ...It can happen for a host of reasons. Maybe you've lost your job. Maybe your employer has cut back your hours. Maybe you're going through a serious injury. You might even be struggling through ...
Twenty years to recover from layoffs
in Sox First, on August 5, 2009
... to 15-20 years after a displacement." In other words, many of the retrenched employees might have found work but they were earning nowhere near what they once pulled in. Or perhaps they were sa... ...t would have enormous implications for long term welfare and unemployment insurance, not to mention lost productivity. The study's findings suggest it's unsustainable....
Mortgage companies falling down on loan-modification help
in The Mortgage Roadmap, on August 4, 2009
...Mortgage lenders have received their share of grief for the country's housing and financial crises. Many blame the companies for passing out risky mortgage loans to borrowers who never should have... ...an modifications are struggling to pay their mortgages through no fault of their own. They may have lost their jobs. They may have suffered medical emergencies. They may be going through a painful div...





