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Nokia N97 Review
in The Smart PDA, on July 10, 2009
There was a time when Nokia devices such as the N95 ruled the Smartphone market. However with the arrival of smart touchscreen devices like the iPhone, HTC Diamond, HTC Magic, HTC Dream & Palm Pre, Nokia failed to cope up with the competition. Therefore it decided to launch its new touchscre...
Carbon market bonanza for accountants
in Sox First, on July 10, 2009
...s. Potentially, that could create entirely new revenue streams. Consider for example a company that close older plants, switch to low-carbon electric generation, or ramp up efficiency efforts. They...
Los Angeles leads nation in mortgage fraud
in The Mortgage Roadmap, on July 8, 2009
...uity.
Another popular scheme involves groups using straw buyers to default purposely on a mortgage loan. The group then buys the property at a deep discount from a mortgage lender through a short sal...
Beware loan-modification scams
in The Mortgage Roadmap, on July 7, 2009
...try this one published yesterday by the Los Angeles Times. It details the devastating effects that loan-modification scammers can have on their victims.
The Times' story details the plight of a ...
Taking out a mortgage loan without going mad
in The Mortgage Roadmap, on July 6, 2009
...There's one secret to taking out a mortgage loan without losing your mind: Don't obsess over those mortgage interest rates.
Unfortunately, this is the one piece of advice very few borrowers l...
Did Palin quit to head off an embezzlement scandal?
in Sox First, on July 4, 2009
... buzzing: an alleged scandal centered around a building contractor, Spenard Building Supplies, with close ties to Palin and her husband, Todd. "Many political observers in Alaska are fixated on ...
Neverland's future: up for grabs
in Sox First, on July 4, 2009
...towards bankruptcy. He was believed to be paying 20% debt interest on approximately $270 million in loans or roughly $54 million per year and with insufficient income, he was sinking deeper into debt....
It's getting tougher to get a mortgage-broker license
in The Mortgage Roadmap, on July 2, 2009
...ll far below where they stood just one year ago. Getting clients today isn't nearly as easy for loan officers. During the housing boom years, they could wait for their phones to ring with new busi...
Are you ready for a mortgage loan?
in The Mortgage Roadmap, on July 1, 2009
...ot;yes" to any of these questions, you might not be ready to own a home. Taking out a mortgage loan is a big financial responsibility. You have to make these payments on time. At the same time, y...
The Mother of all Dashboards
in The CIO Weblog, on July 1, 2009
...s on them, generally; I think it's valuable and important to have relevant metrics available as close to real-time as possible, available as broadly as possible, and in as plain and understandable...
Is plain vanilla the right goal?
in The Mortgage Roadmap, on June 30, 2009
...ing innovative new lending products, so long as they are sound.
I agree with this argument. Take a closer look at interest-only mortgage loans. They've become a burden these days to many homeowne... ...gage lenders would have to offer customers what Obama is calling "plain vanilla" mortgage loan products alongside more complex mortgage options.
The goal here is to make sure that consumers...
Credit Scores and Car Insurance
in The Personal Finance Weblog, on June 29, 2009
...etermine rates, according to an article by KOMOTV .
This means that if you have not been paying close attention to making sure your bills are paid on time that you are probably paying your insurer ... ... you get a better credit score. It will enable you to get lower interest rates on credit cards and loans, too.
...
Would you walk away from your mortgage loan?
in The Mortgage Roadmap, on June 29, 2009
...espondents said that they were willing to default if they happened to live in an area with many foreclosed homes.
This is one depressing study. It's a shame to know that so many homeowners are si...
Selective Focus Lens Now Available For Digital SLR Cameras
in Digital Shot, on June 29, 2009
... particular types of cameras are currently available and now the same is true for digital cameras.
Close up lenses, auxiliary wide-angle and telephoto lenses, add on fisheye lenses and untold numbers...
Adobe 将于十月推出手机版 Flash player 10 beta
in Wangtam, on June 26, 2009
Adobe 的 CEO Shantanu Naraye 最近在一次会议上宣布将于今年 10 月早期推出Flash player 10 beta 版，该版本将支持大多数智能手机系统，包括 Android、webOS、Windows Mobile 和 Symbian。
这则消息对使用 Google Android 或 webOS 操作系统的手机来说可谓意义重大，目前为止，在这两款操作系统中一直没有好用的 Flash 视频播放器。基于 Symbian 和 Windows mobile 的系统中则已经实现了对Flash视频的支持。而 Adobe 的 iPhone 系列手机普遍缺乏对 Adobe...
Michael Jackson's debt legacy
in Sox First, on June 26, 2009
...Journal tells us, he left this world with $500 million in debt after defaulting on a $24.5 million loan backed by Neverland. A big chunk of this debt was a $200 million loan secured against his bigge...
Classic Car Auctions Going Cyberspace
in Classical Drives, on June 26, 2009
...uot;
Is this cyberspace auction the way of the future? I doubt it. Most collectors like to get up close to the metal before making a decision. But it could lead to fewer live auctions; after all, if...
HTC Hero Android Smartphone Officially Launched
in The Smart PDA, on June 25, 2009
...nse. According to HTC, the HTC Sense UI will be based on three basic principles: Make it Mine, Stay Close and Discover the Unexpected. The HTC Hero will be available in the European region in July and...
Don't believe the homeownership hype
in The Mortgage Roadmap, on June 24, 2009
...imple reason for this: Homes aren't as good of an investment as real estate agents and mortgage loan officers make them out to be.
Yes, homes historically have risen in value. There's no deny...
3rd Party Blog
in Wangtam, on June 23, 2009
... Said to Win Nokia as Customer for Processors Used in Mobile Devices
• Alice.com Is Your Housekeeper And Personal Shopper Rolled Into One
• Adobe Flash Player 10 For Android Due In October
• A M...
Can Wind Power Make a Profit?
in IfEnergy, on June 23, 2009
...ng that the juice would be worth $30,000 a year. It's hard to cover the interest on a $500,000 loan with a $30,000 annual payback. It's not an unusual example.
One solution no one likes to t...
Crown Fine Jewelry
in The Jewelry Weblog, on June 22, 2009
...in the jewelry industry was in 1984, when he began repairing jewelry, and learning the trade from a close friend. His manager discovered that Christopher had a natural talent for designing and handcr...
My Favorite Buick, a Roadmaster at RM's Meadowbrook Auction
in Classical Drives, on June 22, 2009
...
Of all the vintage Buicks that I admire, perhaps none are as close to my heart as the immediate pre-war Roadmasters. The long hood, sweeping fenders and chrome-bedecked grilles do it for me, espec...
Bankers' pay soars despite crisis
in Sox First, on June 22, 2009
...king up pay for investment bankers to stop them leaving. Market rates for bankers have been running close to the boom-time highs of two years ago and banks are also offering guaranteed bonuses. For o...
Beware of loan-modification scams
in The Mortgage Roadmap, on June 21, 2009
... of housing foreclosures across the nation continue to rise, something else is on the upswing, too: loan-modification scams.
The scammers target homeowners who have fallen behind in their mortgage pa...
Google Voice Prepares for Launch
in The VoIP Weblog, on June 20, 2009
...mbers since the introduction of Google Voice, so the 1 million numbers are an indication Google is close to adding a significant amount of users... Google Voice has a number of unique features includi...
Zirconite Jewelry
in The Jewelry Weblog, on June 19, 2009
...as in solid 14K gold. Zirconite is a diamond simulate having optical characteristics that are very close to natural diamonds . It is crystal grown under tremendous heat of 5000'F (the hardest ste...
A new wave of mortgage foreclosures on the way?
in The Mortgage Roadmap, on June 18, 2009
...omeowners who during the housing boom took out option adjustable rate mortgages . In these type of loans, borrowers can decide to pay less than what their monthly balance is. The difference is simply...
Do you trust the government to protect you from mortgage lenders?
in The Mortgage Roadmap, on June 18, 2009
...
Do you have faith that the government can protect you and other borrowers from bad mortgage loans pushed by shady mortgage lenders? If you answered "yes" to this question, you'll be...
Climate change impacts
in Sox First, on June 18, 2009
...Sheppard writes in Grist , it's designed to rally support behind the legislation. "Sources close to the process affirmed that Tuesday's release is part of a coordinated effort to rally su...
Does owning a home have to be the American Dream?
in The Mortgage Roadmap, on June 17, 2009
... and bought homes that were too expensive for them. Mortgage lenders were lazy, and passed out home loans to people who clearly couldn't pay them back. Real estate agents didn't do enough to d...
The slow recovery
in Sox First, on June 16, 2009
...e, Reuters reports analysts saying that Bank of America Corp is experiencing "horrific" loan losses and may set aside $46 billion in loan loss provisions this year. There might be a recov...
How'd the mortgage meltdown happen? NPR knows
in The Mortgage Roadmap, on June 15, 2009
...where you can learn everything you ever wanted to know — and then some — about mortgage loans, bad lending practices, subprime mortgages and the reasons why the mortgage industry went so w...
Unemployment: are the numbers lying?
in Sox First, on June 14, 2009
...iams says the number of unemployed in the US is actually more like 20%, which takes it up to levels close to those seen in the Great Depression. The official stats, he says, don't take into accoun...
Want a better credit score? Manage your money
in The Mortgage Roadmap, on June 12, 2009
...r most, though, the credit score is the key to determining whether they will qualify for a mortgage loan.
Lenders want to see a high credit score — a numerical figure that encapsulates borrower...
Is it time to refinance your mortgage?
in The Mortgage Roadmap, on June 10, 2009
... resulted in lower mortgage interest rates. That means it's a good time to refinance a mortgage loan.
Of course, even with low interest rates, refinancing doesn't make sense for everyone. CNN...
Apple 公布 iPhone 3G S 和 iPhone OS 3.0
in Wangtam, on June 9, 2009
在刚刚结束的 WWDC 2009 开幕演讲上，Apple 全球营销高级副总裁 Phil Schiller 发布了第三代 iPhone 手机，名字就叫做iPhone 3G S。其中，字母"S"代表了 Speed 速度。顾名思义，Apple 这一次将注意力放在了提升系统性能方面。
iPhone 3G S的外观设计和上一代产品iPhone 3G完全相同，整机、屏幕尺寸没有进行任何修改，重量从133g略微增加到135g。而在内部，iPhone 3G S对硬件配置进行了全面升级。根据苹果在发布会上的说法，iPhone 3G S启动短信应用程序的速度是iPhone 3G的2.1...
RFID to save dwindling tiger population
in The RFID Weblog, on June 8, 2009
...ender, name, species, blood type, birth place and DNA. All this information can be read by scanner close to the animal.
This will make it easier to track tigers so that we can save them from being i...
Are reverse mortgages the next trouble spot?
in The Mortgage Roadmap, on June 8, 2009
...s for more than a decade now.
I can see why others, though, might listen intently to what mortgage loan officers tell them. Say you're a first-time home buyer. You're undoubtedly thrilled and...
Wells Fargo accused of pushing bad loans on African-Americans
in The Mortgage Roadmap, on June 8, 2009
...
Whenever I tell people that borrowers shouldn't always be blamed for the bad mortgage loans that they take out, I get sneers. These borrowers should have done their homework before taking out...
Get to know the artistic robot
in The RFID Weblog, on June 8, 2009
...g rubber cast robots which have been programmed to react to the surroundings. So in case you go too close to them the robot may get self conscious or run away or may even stop working.
Freedland has...
Save Money by Avoiding Shopping at the Local Convenience Stores
in The Personal Finance Weblog, on June 7, 2009
... © wilhelmja
Most of us in this country are spoiled by convenience. Stores that are close by can be real time savers and they often carry items that are needed when we are in a hurry. Unfortunat...
A Cybersecurity Czar
in Bizinformer, on June 6, 2009
...so the possibility that I'll get mugged online. I've had my eBay account highjacked, had to close a checking account over phishing schemes I fell for, and seen viruses shut me down for a few d...
What next for GM?
in Sox First, on June 4, 2009
...65 billion in taxpayers' money is all part of the subterfuge. Instead of being handed over as a loan, it's money converted into an illiquid 60% stake in the car maker. And this is where the pr...
Mortgage delinquencies not slowing
in The Mortgage Roadmap, on June 2, 2009
...ng payments or struggling to make them. Your lender is much more likely to want to restructure your loan terms than watch you slowly lose your grip on your home. Remember, losing your home doesn't...
Be honest with your finances before taking on a mortgage
in The Mortgage Roadmap, on June 2, 2009
...f the biggest factors? Borrowers weren't honest with themselves before taking on their mortgage loans.
A mortgage loan is a huge responsibility. For most people, it's the biggest monthly expe...
Prepare Your Kids Against Head Lice This Summer
in Straightfromthedoc, on June 1, 2009
...s conditions among children, only second to the common cold. As the weather gets warmer, schools close for the summer and kids venture off to camp, they are once again faced with the risk of catching ...
Even Hollywood hates mortgage loan officers these days
in The Mortgage Roadmap, on June 1, 2009
...;re fair game for Hollywood.
In the film, star Alison Lohman plays a mortgage loan officer who forecloses on a loan held by an old gypsy woman. This turns out not be a good move, for either the old l... ...i, received mixed reviews last week. But it certainly can't be the critical darling of mortgage loan officers.
That's because the star of the film, the person being dragged to Hell, is a mort...
Summer Golf Deals
in Eagle Par Birdie, on May 31, 2009
...oliday - you know, take a break from the stress and worry of the Great Recession, etc.
If you live close to the greatest undefended border in the world - the Canada/U.S. border - there might be somet...
Barbados Without Too Much Pain
in The Flyaway Weblog, on May 29, 2009
...dly meals to be found-and, best of all, some of the island's most memorable spots are free, or close to it. The piece looks at the island, section by section, and points out some great things to d...
Antalya: Turkey's Mediterranean Playground
in Wandalust, on May 29, 2009
...ghtlife is varied and moderately sophisticated. There are added attractions. The site is extremely close to some of the most beautiful mountains in the Mediterranean basin. History has left layers of ...
A Week With the 2010 Subaru Impreza 5-door Proves Hatchback Superiority
in carzz.org, on May 28, 2009
...mm" effect) which can improve both economy and performance.
Thanks to Subaru Canada for the loan of this vehicle, which included an extra-cost Sports Package. Our American friends can learn m...
Mortgage interest rates went up. Don't panic!
in The Mortgage Roadmap, on May 28, 2009
...interest rates rose this week. According to Bankrate.com , the average 30-year fixed-rate mortgage loan carried an interest rate of 5.45 percent. That's up from 5.24 percent a week ago.
Rates ro...
Vote for America’s Best Loved Recipe
in Do you like to cook?, on May 27, 2009
... Taste of Home's America's Best Loved Recipe Contest is coming to a close with four selected finalist who are competing for the grand prize of $25,000 and a feature on Good Morning Americ...
Is your credit score falling?
in The Mortgage Roadmap, on May 27, 2009
...
There's one number that means more than all the rest when you're applying for a mortgage loan: your credit score.
Also known as your FICO score, this number condenses your history of payin...
Loan modifications not always helping homeowners
in The Mortgage Roadmap, on May 26, 2009
...ral government's efforts to halt foreclosures. Basically, they involve mortgage lenders working closely with struggling homeowners - those who are having trouble making their monthly mortgage paym... ...esn't appear to be working.
A recent story in the Wall Street Journal, looks at the success of loan modifications. These are an important part of the federal government's efforts to halt fore...
You can lower your mortgage interest rate -- BEFORE you take out that loan
in The Mortgage Roadmap, on May 25, 2009
...
The average mortgage interest rate on a 30-year fixed-rate mortgage loan last week was still below 5 percent. Historically, that's an amazing rate.
That doesn't mean, though, that there...
Entering an Era of Virtual Currencies?
in Bizinformer, on May 23, 2009
... credit cards. We pretend they're money and much of the time that works for us. They're closely related to money.
Then there's RockYou Pets from Hi5, Linden Dollars frm Second Li...
Apple Fails to Patch Key Java Vulnerability
in Java Entrepreneur, on May 22, 2009
...f its reputation for security," writes Macworld's Dan Moren . "The company is often close-mouthed about its process for dealing with security fixes, and though it does issue updates thr...
How low will interest rates go? Who knows?
in The Mortgage Roadmap, on May 22, 2009
...Applying for a mortgage loan — whether it's a new loan or a refinance — sometimes feels like a big gamble.
Interest rates on the 30-year fixed-rate mortgage loan may stand at 5.1 perc...
The refi money is still flowing
in The Mortgage Roadmap, on May 21, 2009
...at have resulted in lower mortgage interest rates.
This means that buyers who qualify for mortgage loans at an interest rate at or slightly below 5 percent — not unusual these days for a 30-yea...
Speed Sourcing - An Over-Reaction to Long Procurement Cycles?
in The Outsourcing Weblog, on May 19, 2009
...h relative certainty, that the deal will be done and it will get the business, and that failing to close will create more "face loosing" on the customer side. Keeping multiple suppliers in t...
Pentax K-7 gets leaked
in Digital Shot, on May 19, 2009
...
A certain foreign website (thanks google translate) has got itself all up close and personal with the new Pentax K-7. It's certainly a fine looking piece of kit which may well come to be a ...
How bad is the housing market? That depends
in The Mortgage Roadmap, on May 19, 2009
...
So you're looking to buy a home. You're interested in a mortgage loan. But you're wondering: You've heard some good news recently regarding the U.S. housing market. Has a recovery...
Take Better Wedding Photographs
in Digital Shot, on May 19, 2009
... of the most fulfilling photo experiences I ever had took place years ago when I took pictures at a close friend's wedding.
The couple had a professional photographer, so I wasn't under any p...
Will federal mortgage loan assistance hurt your credit rating?
in The Mortgage Roadmap, on May 18, 2009
...ew Making Home Affordable program — which lets homeowners refinance their existing mortgage loans or modify them to make their payments more affordable — might be a blessing.
The feder...
Times' reporter's story a reminder: It's easy to fall into foreclosure nightmare
in The Mortgage Roadmap, on May 15, 2009
...y tell me that they're frustrated that homeowners who were simply greedy, and took out mortgage loans with artificially low initial interest rates, are now placing a burden on the rest of us taxpa...
More bad news: Housing foreclosure activity remains at record levels
in The Mortgage Roadmap, on May 14, 2009
...'t happen.
Often, lenders will work with homeowners to renegotiate the terms of their mortgage loans to make sure that these owners can keep their homes.
I know it's embarrassing, and fright...
Looking to buy? Your mortgage loan might be smaller than ever
in The Mortgage Roadmap, on May 13, 2009
...h; than it's been in years. And this means that many buyers will be taking out smaller mortgage loans in order to purchase these homes.
Bloomberg reported that the nation's median housing pr...
