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Is plain vanilla the right goal?
in The Mortgage Roadmap, on June 30, 2009
...erest-only options or any of the other fancy stuff that got so many borrowers in trouble during the subprime mortgage-lending crisis — if they choose.
But the Washington Post today asks an impo...
CCTV焦点访谈曝光谷歌中国大量宣传色情信息
in Wangtam, on June 19, 2009
• CCTV焦点访谈曝光谷歌中国大量宣传色情信息
• 央视连续曝光谷歌传播色情和低俗信息
• 百联OK卡可向支付宝充值
• 《网络导报》今日创刊 国内首份纸质网络盛宴
• Another Music Start-Up Sued: EMI Takes Grooveshark to Court
• Munster: 500,000 new iPhones this weekend
• Collecta: True Real-Time Social Search
• AMobileFuture.com - A Healthy Future For All
• vRe...
CIA recruits bankers
in Sox First, on June 19, 2009
... destruction, money laundering and corruption among foreign governments and companies". "Candidates with a bachelor's or master's degree in economics, finance, business administrati...
Does owning a home have to be the American Dream?
in The Mortgage Roadmap, on June 17, 2009
We like to find people to blame for our problems, don't we? And today, a lot of us are busy looking for people to blame for the mortgage meltdown the country is currently suffering through.
You know all about the meltdown: Housing foreclosures are soaring. Owners are walking away from thei...
How'd the mortgage meltdown happen? NPR knows
in The Mortgage Roadmap, on June 15, 2009
... you ever wanted to know — and then some — about mortgage loans, bad lending practices, subprime mortgages and the reasons why the mortgage industry went so wrong: It's NPR, of course....
Are reverse mortgages the next trouble spot?
in The Mortgage Roadmap, on June 8, 2009
...ke action to prevent reverse mortgages from causing some of the same problems for homeowners that subprime loans have already caused.
Reverse mortgages are popular these days. They let homeowners 6...
Wells Fargo accused of pushing bad loans on African-Americans
in The Mortgage Roadmap, on June 8, 2009
... Bank singled out African-American borrowers in Baltimore and suburban Maryland for high-interest subprime mortgages.
Baltimore has since filed a lawsuit against Wells Fargo. The city claims that t...
Subprime and racism
in Sox First, on June 7, 2009
...
One of the things that has disturbed me the most about the subprime crisis is the impact it's had on the African American and Hispanic communities, and the way banks had targeted these people ...
Mortgage giant Mozilo charged with fraud
in The Mortgage Roadmap, on June 5, 2009
...ated $461 billion worth of mortgage loans. Too many of those loans, though, were bad ones. When the subprime lending crisis hit, Countrywide quickly fell apart.
Mozilo was once the king of the mortga...
More housing woes
in Sox First, on May 29, 2009
...rtgagees are in serious trouble. What's even more concerning is the fact that it's not the subprime loans that are the main cause of the problem. Prime fixed-rate loans now represent the larg...
Batteries Get Stimulus Grants
in IfEnergy, on May 27, 2009
... $100 million and $150 million. The deadline to apply for a grant was yesterday.
From the article: Candidates for the money are required to prove they already have the funds to cover half of their pr...
Loan modifications not always helping homeowners
in The Mortgage Roadmap, on May 26, 2009
...difications aren't quite working .
The paper cites a Fitch Ratings report that points out that subprime loans that have been modified are turning bad again at high rates, even with a change in lo...
Looking to buy? Your mortgage loan might be smaller than ever
in The Mortgage Roadmap, on May 13, 2009
...elling today.
And qualifying for a mortgage loan today is more difficult, as lenders, stung by the subprime lending crisis, are doing everything they can to avoid passing out mortgage money to borrow...
A Hippocratic oath for managers
in Sox First, on May 8, 2009
...g virtual products as they did in financial markets wasn't serving anyone. Neither was flogging subprime packages to people who couldn't repay them, securitising them in packages that nobody c...
Bankroll blues
in Sox First, on May 7, 2009
...won't crack down on them? First comes its report showing that that the top 25 originators of subprime loans, the $1 trillion worth of assets that created the meltdown were owned and financed by...
Animal Spirits by George Akerlof and Robert Shiller
in Sox First, on May 4, 2009
... loan (S&L) crisis, the 2001 recession by Enron and the latest by the totally amoral selling of subprime mortgages to people who would never be able to repay them, and their securitization in pack...
How Does Free Mobile TV Sound to You?
in The Mobile Technology Weblog, on April 20, 2009
...liates of CBS, NBC, PBS and Ion and one independent station owned by Fox.
Mobile devices are main candidates for the technology since carriers have seen little enthusiasm with home TV services that ...
Seattle TechExecs CIO Panel Forum
in The CIO Weblog, on April 8, 2009
...n as a problem that will take care of itself; as fewer jobs are available, there will also be fewer candidates vying for them.
On the whole it was well worth attending, and as it was the first such f...
More bad news ahead, says Roubini
in Sox First, on April 8, 2009
...rtgage delinquencies comes when you break down the figures further. According to the data, 39.8% of subprime borrowers were at least 30 days behind on their home mortgage loans, up 23.7% from last yea...
Non-profit newspapers? No way!
in Sox First, on March 25, 2009
...ue, the life-blood of papers, would be tax exempt. The snag is they would not be allowed to endorse candidates. This is a desperate and it's not one that's in the public interest. Newspapers ...
Counterpoint: Employers snoop away!
in The CIO Weblog, on March 4, 2009
...s to exercise less control over behavior in the workplace... they want you to both not check on the candidates Facebook page, but let them access it freely at work after you hire them.
The idea that ...
Job websites receive much more SCM CVs now...
in Supplychainer, on February 22, 2009
...trations hit record numbers. Given current economic conditions it is perhaps unsurprising that many candidates are currently playing safe and remaining in their existing jobs. However, the surge in re...
Psoriasis Drug Raptiva Found Linked To Rare Brain Infection
in Straightfromthedoc, on February 21, 2009
...ch - is once-weekly injection approved for adults with moderate to severe plaque psoriasis who are candidates for systemic (whole body) therapy or phototherapy.
Now incident reports have linked Rapt...
Bad Money by Kevin Phillips
in Sox First, on February 17, 2009
...take over the US economy, a turbo-charged growth of financial debt and extending mortgage credit to subprime and other unqualified buyers, swelling the housing, mortgage and credit bubble to the point...
WOWIO: Free Ebooks, Comics and Graphic Novels
in Wangtam, on February 13, 2009
... Wikileaks
• CrunchVision
• YouSayToo.com - Revenue sharing community
• Windows Movie Maker 2.6
• Social Media Break: 5 Online Shows to Escape the Daily Grind
• A social bar for your site
...
The meltdown and fascism: minister warns
in Sox First, on February 10, 2009
...
In his book The Subprime Solution , economist Robert Shiller warns that in good times people are willing to co-operate and accommodate others but when optimism for the future turns sour, they bec...
Interesting finalists for Obama CTO
in The CIO Weblog, on January 20, 2009
...Kundra.
Apart from the obvious association made from the fact that both are natives of India, the candidates otherwise appear to be almost polar opposites. Kundra has made a name for himself recently...
Giant Online Mall in the Works for China Market
in China Venture News, on January 19, 2009
...umotokiyoshi, children's clothing retailer Narumiya and mail order company Cecile are among the candidates. Chinese shoppers will be able to pay with a China UnionPay card (there are about 1.8 bil...
Mobile Dating Takes Off
in The Dating Weblog, on January 19, 2009
... and then find yourself a date (if that's what you want) by video chatting with three or four candidates that you've got right there in the palm of your hand...
Photo courtesy of iStockp...
Subprime meltdown drives litigation
in Sox First, on January 7, 2009
...were sued in a federal securities class action in 2008, compared to only 5 percent in 2007. And the subprime/liquidity crisis was associated with 97 federal securities class actions. In 2008, 111 cla...
Bush Giveth And Bush Taketh Away
in Exclusive from our news room , on December 24, 2008
... today that Toussie's father had made recent, sizable donations to various Republican political candidates and to The R.N.C., so he revoked the pardon.
Click here to read about the Federal crime...
Self-correcting problems
in The CIO Weblog, on December 15, 2008
...ike those unfilled positions have probably either disappeared or have thousands of new potential candidates available to fill them....
Core IT skills lacking in talent pool?
in The CIO Weblog, on December 11, 2008
...n the street after layoffs. This is as much a psychological response as a technical appreciation of candidates. You always hope to be interviewing better people than you get.
CIOs are paid, in part, ...
Indian Railways looks at RFID for its recruitment process
in The RFID Weblog, on December 10, 2008
... gazetted subordinate staff.
For this type of employment it is mandatory for both male and female candidates to run 1500 and 400 metres respectively within stipulated time and in order to prevent an...
From finance failures to the FBI
in The CIO Weblog, on December 9, 2008
...really sexy (well, maybe compared to the rest of IT) but in the wake of news that both presidential candidates' campaigns were penetrated by hackers apparently working for or sponsored by foreign ...
Why did the housing meltdown happen in the US?
in Sox First, on December 8, 2008
...preventing riskier loans. And finally, there was the unique role of securitisation which encouraged subprime lending. The big question for the US now is whether the egg can be unscrambled. Given that...
Notifixious
in Wangtam, on December 5, 2008
• Notifixious
• Auction Mapper for eBay | Fast Flash Search Results on a Map
• Craft Juice
• RadioBeta - Your tune to the world
• Free International calls - IMVOCAL
• Search Engine Optimized Shopping Cart. ASP.net Shopping Cart.
• GroupALoop.com: group email lists that will change your ...
The Subprime Solution - Robert Shiller
in Sox First, on December 1, 2008
...
Have just finished reading Robert Shiller's The Subprime Solution which offers plenty of food for thought. Provocative and unsettling stuff. Shiller argues that the the impact of the US hou...
Speed Dating Is For the Pretty
in The Dating Weblog, on November 21, 2008
...e of the group grew, a small number of attractive individuals received all the offers. Less popular candidates ended up with few invitations or none at all."
The study went on to say that in sm...
US market: it's back to 1997
in Sox First, on November 21, 2008
...loomberg says the collapse comes as writedowns and credit losses stemming from the collapse of the subprime mortgage market reaches $965 billion. And it's growing. The market is responding to da...
Esophageal Cancer Awareness
in Straightfromthedoc, on November 11, 2008
Photo courtesy of iStockphoto , Mark Strozier
According to the American Cancer Institute, more than 16,000 esophageal cancer cases are presented every year in the US. It is crucial that the causes and symptoms of this under diagnosed, fatal cancer are brought to patients' attention.
Below ...
How the predication models failed
in Sox First, on November 11, 2008
...rectly predicted that a drop in real estate prices of 10 or 20 percent would imperil the market for subprime mortgage-backed securities but the analysts assigned a very low probability to that happeni...
Deutsche Bank's accounting shell games
in Sox First, on November 5, 2008
...o be strongly capitalized. The message: the banks are capable of lending even more. But when the US subprime loan market collapsed, resulting in the credit crunch, those same assets have been marked d...
How Web 2.0 impacts supply chin management?
in Supplychainer, on November 4, 2008
...twork, forums, collaboration platforms, blogs, etc. would be for SCM?
I can see some areas as good candidates: One of them is CPFR; the collaborative nature of Web 2.0 technologies allow companies to...
Novel Antibiotic Candidates from Myxobacteria
in The Biotech Weblog, on October 26, 2008
Photo courtesy of iStockphoto , Image# 320605 German researchers have identified a group of new natural antibiotics against tuberculosis. The compounds have been isolated from Myxobacteria , and works by inhibiting the pathogen's RNA polymerase, thus preventing the translation of the bacter...
Greenspan's legacy
in Sox First, on October 25, 2008
...
In his book The Age of Turbulence , former Fed chief Alan Greenspan proclaimed that subprime was a good thing for America. "The gains were especially dramatic among Hispanics and blacks, as ...
One Version of How the Meltdown Happened
in The Personal Finance Weblog, on October 20, 2008
...ill happen in the future.
Ben Stein goes on to give a generally understandable explanation of the subprimes mess and credit swaps and other financial instruments you and I will never grasp completely...
Financial meltdown and climate change
in Sox First, on October 17, 2008
...
Why does the subprime meltdown remind me of our inability to deal with climate change? Both are the result of market failure, both are symptoms of the inability of government and markets to plan f...
Love Bags Will Travel
in Pretty Things, on October 11, 2008
...
I'm looking high and low for the perfect bag and although there are quite a few candidates, I have have yet to choose the ultimate winner! At each search, I believe I have found the one and t...
Heisman Trophy Candidates
in End Zone Buzz, on October 7, 2008
...ege football season has now progressed to the point where conference play has started, and Heisman Candidates are breaking through. Let's handicap the field through six weeks of action.
1. Chase ...
Poker Pro Doyle Brunson Endorses Barrack Obama
in The Gambling Weblog, on October 3, 2008
...lifelong Republican, Doyle Brunson, has expressed his opinions about the United States Presidential candidates, Barrack Obama and John McCain.
Admittedly Brunson isn't too crazy about any politic...
How the Credit Crisis is (Sort Of) Like 9/11
in The Personal Finance Weblog, on October 1, 2008
... as us shaking our heads from afar at the greed of Wall Street and the stupidity of Willy -nilly subprime mortgages could now morph into a financial crisis that will personally touch us, that reall...
Washington Mutual - another one bites the dust
in Sox First, on September 26, 2008
...ating had been cut to junk status by Standard&Poor's. It has already lost $6.3 billion on subprime mortgages and was facing $19 billiion in losses over the next two and a half years. An e...
Barney Frank Presses Government On Internet Gaming
in The Gambling Weblog, on September 25, 2008
... Americans .
Be sure to keep this situation in mind when you vote this November; and vote for the candidates that want to restore your Internet gambling rights .
Source:www.gambling911.com
...
Boxing Cox
in Sox First, on September 23, 2008
...buddies in corporate America and on Wall Street." One thing for sure. When the history of the subprime and debt mess is written, Cox will not be spared.
...
Is AIG next?
in Sox First, on September 16, 2008
... used by many companies world-wide to manage a range of risks, including exposure to investments in subprime mortgages. Its demise would potentially make it harder or more expensive for businesses to ...
Canadian Election Focuses on Self Employed
in Home Based Business, on September 15, 2008
...months to make a claim.
I think the Tories may be on to something. Wouldn't it be nice if the candidates in our current Presidential election would reach out to us in the same way?
...
Do you test IT job applicants?
in The CIO Weblog, on September 15, 2008
... typically contentious article up on Slashdot this morning discussing the subject of testing IT job candidates, which is worth a read for the CIO responsible for hiring and firing such staff.
My ta...
Pegasus Sees 36th Month Of Positive Returns
in The Hedge Funds Weblog, on September 12, 2008
...g the 36th subsequent month of positive returns for the Pegasus Auto Loan Fund, which invests in US subprime auto loans.
In the $200 billion auto industry there is high demand for auto loan originati...
Why the markets imploded
in Sox First, on September 12, 2008
...ent when you read this IMMF working paper Transmission of Liquidity Shocks: Evidence from the 2007 Subprime Crisis . The blame is sheeted home to the unprecedented complexity and integration. "...
Is "dual supplier" a good strategy?
in Supplychainer, on September 9, 2008
...service.
So for such components, I propose single-sourcing from an available base of 2-5 supplier candidates through competitive bidding. For the product components with dual suppliers, I also propo...
Bootstrapping and presidential politics
in BootStrapMe, on September 9, 2008
...logger Jeff Cornwall over at The Entrepreneurial Mind , I've got no desire to start endorsing candidates here.
Just check out Jeff's analysis once again and remember alternative choices li...
McCain, Obama, and Home Businesses
in Home Based Business, on September 9, 2008
... post I want to talk about the upcoming presidential election and ask you what you think about the candidates . Which one do you think will do the most for those of us who own home based businesses, ...
Americans: Cast Your Vote For Internet Gambling
in The Gambling Weblog, on September 9, 2008
...eir rights.
The foes and proponents of Internet gambling are besieging the Presidential, and other candidates, to either continue, or end this ban if elected.
If you're an Internet gambler, or w...
Offshoring decisions as a function of supply chain fuel cost
in Supplychainer, on August 30, 2008
... a percent of total costs and with low costs or barriers to moving the infrastructure are the prime candidates for moving sourcing back from Asia. Conversely, products with low logistics costs and hig...
Presidential Debates to Be Held on University Campuses
in The Universities Weblog, on August 26, 2008
...pstead, NY on October 15, 2008 - a debate on foreign policy.
There will also be a debate by the candidates for vice president on October 2, 2008- at Washington University in St. Louis , MO.
...
Celebrities At The Democratic National Convention
in The Celebrities Weblog, on August 26, 2008
...
Say what you will, but the celebrity A List doesn't get any more impressive than the candidates for the two top political offices in The United States, the President and Vice President.
It go...
Support requirements driving application selection
in The CIO Weblog, on August 16, 2008
...e efficient than having IT develop the expertise for a relatively limited pool of potential support candidates. The real challenge from the IT perspective, I think, is in letting go of the need to hav...
Wal-Mart CEO says US contagion spreading
in Sox First, on August 15, 2008
...
Is this the canary in the coal mine? In another sign that the effects of the US subprime crisis have spread globally, Bloomberg reports that global business air traffic fell 0.4 percent in June...
Risk managers come clean
in Sox First, on August 11, 2008
... bundles of risky debt, including mortgages, bonds backed by some of the riskiest home loans in the subprime market, credit card debt, loans to private equity, all parcelled up into neat little sectio...




