| 
Results for aren they. Search took 0.10 seconds.
Downpayments still keeping homebuyers away
in The Mortgage Roadmap, on July 13, 2009
...ways been a struggle for buyers to scrape together enough money for a downpayment. After all, homes aren't cheap. Who has $10,000 or more just lying around for a downpayment?
During the housing b...
Chrome OS: The reflective phase
in The CIO Weblog, on July 10, 2009
...ompass most of the other arguments I have heard in this vein so far:
Linux is hard to love
We aren't ready to run everything on the Web
Microsoft is a formidable opponent
Google fails of...
Do you still have faith in Obama's stimulus plans?
in The Mortgage Roadmap, on July 10, 2009
...hat Obama's $787 billion stimulus plans were either too timid or too wrong-headed. Some critics aren't content with that; they say that Obama's plans are both too meek and too nonsensical.... ...alls. At the same time, housing foreclosures are still at record levels. And housing prices, though they've inched upwards during the last three months, are still far below where they stood just o...
Why it matters if your neighbor's struggling to pay the mortgage
in The Mortgage Roadmap, on July 9, 2009
...is whole thought process before. I've argued that most homeowners facing foreclosure these days aren't doing so because they were greedy. Most are suffering because they've lost their jobs... ...loans and now can't pay their monthly bills on time.
Most of them were greedy, you might say. They took out odd mortgage loans with artificially low initial interest rates all so they could move...
Instruction From A Pro Digital Photographer During A Day Long Field Trip
in Digital Shot, on July 8, 2009
... to take pictures and then receiving an on the spot critique and advice.
Well, for those of us who aren't that lucky, and that's nearly all of us, I found an excellent and highly informative ...
Good News for Liberal Arts Majors - StarCraft Classes Now Available
in The Gadgets Weblog, on July 2, 2009
... You can learn to be the best, from the best, and it will only cost you $25 - $35 per hour.
These aren't just any Starcraft lessons. No sir! These Starcraft lessons are taught by a genuine, 100%,...
Plenty of Fish Gets the MySpace Look
in The Dating Weblog, on June 28, 2009
...t generic clip art on their profiles? We'll see. It may be worthwhile to note that these really aren't themes, they're background images, and I can't even see mine unless my browser wi... ...on their profiles? We'll see. It may be worthwhile to note that these really aren't themes, they're background images, and I can't even see mine unless my browser window is full-screen...
FIA公布和解协议内容 FOTA明日宣布取消另立赛事
in Wangtam, on June 25, 2009
... Marx (!) attacks RIAA after $1.92M Thomas verdict
• Transformers：Revenge of the Fallen 剧照
• Speed Test: iPhone 3GS Even Faster than Apple Claims
• Sharp TVs, Monitors Banned From U.S. in Samsun...
Don't believe the homeownership hype
in The Mortgage Roadmap, on June 24, 2009
...'t buy a house becasue it's a good investment.
There's a simple reason for this: Homes aren't as good of an investment as real estate agents and mortgage loan officers make them out t... ... home. Now, if housing prices have risen, sellers may make more money selling their house than what they paid for it. But they'll also be buying a house whose value has risen, more than likely. So...
E-mail traffic analysis reveals disruptions
in The CIO Weblog, on June 23, 2009
...aware of or not interested in. It seems to me that the tool is a valuable one, however, even if you aren't using it to snoop; other applications may reveal insider threats or internal disruption... ...iry, the small group of people who know enough to see it coming tend to start talking about it, and they do so within their own ranks rather than with the company staff at large. As a n00b system admi...
Did Sonia Sotomayor's mortgage views help send county into recession?
in The Mortgage Roadmap, on June 23, 2009
...fact, you could argue that it's the upper-middle-class home buyers who are to blame. After all, aren't they the ones who took out adjustable-rate mortgages with artificially low initial intere... ... Mac, along with other advocacy groups, pushed to get lower-income residents mortgage loans so that they, too, could enjoy the benefits of owning a home. Of course some — but certainly not all &...
Climate change impacts
in Sox First, on June 18, 2009
...continue the briefings throughout the week ... At the same time, administration officials said they aren't using the document as a policy prescription, but more as an impetus to action in general.... ...king sure that the document gets to key members of Congress. Report authors confirmed to Grist that they began holding briefings on the assessment on Capitol Hill on Monday and will continue the brief...
Gmail drives Enterprise Apps adoption
in The CIO Weblog, on June 17, 2009
...to Google Apps, Gmail."
It's no huge surprise that the second is driving the first; they aren't moving for the "Apps," they are moving for the mail. The impetus behind that is... ...ving to Google Apps, Gmail."
It's no huge surprise that the second is driving the first; they aren't moving for the "Apps," they are moving for the mail. The impetus behind th...
IBM's confusing cloud strategy
in The CIO Weblog, on June 15, 2009
...ant to get on the cloud bandwagon but don't actually much like the idea of a cloud... and those aren't really cloud-anything coming from IBM, just consulting and hardware sales on enterprise p... ...ting... yeah, that doesn't mean anything to me, either ) it doesn't instill much faith that they actually understand the concept.
That understanding is neither here nor there for potential cu...
Unemployment: are the numbers lying?
in Sox First, on June 14, 2009
...on't take into account discouraged job seekers. Simply put, they have given up because the jobs aren't there. Frank Bass from Associated Press expands on that further here . The official rat... ...sion. The official stats, he says, don't take into account discouraged job seekers. Simply put, they have given up because the jobs aren't there. Frank Bass from Associated Press expands on t...
Will rising mortgage interest rates stop housing recovery?
in The Mortgage Roadmap, on June 11, 2009
...me sales we've seen the last two months is permanent. Let's hope that rising interest rates aren't enough to knock this beginning recovery off track.
... ...
Mortgage interest rates are still pretty low. But they are rising. That has some economists worried. They're wondering whether increasing mortgage interest rates will slow or even halt the mo...
Snow Leopard makes 7 look expensive
in The CIO Weblog, on June 9, 2009
...m, and although the price drops across the product line are welcome and possibly even overdue, they aren't the deciding factor for businesses accustomed to evaluating products in terms of TCO. The... ...g them, and although the price drops across the product line are welcome and possibly even overdue, they aren't the deciding factor for businesses accustomed to evaluating products in terms of TCO...
Recession Forces More Golf Deals
in Eagle Par Birdie, on June 8, 2009
..., Texas was the pioneer and it has been used elsewhere, including Canada.
However, the memberships aren't cheap and are often complex. Plus you still pay an annual fee and you're responsible ... ...t off, buy one, get two free - that kind of thing.
Retailers are desperate to move merchandise and they're employing inventive strategies.
But what about the recreational golf industry? Frankly,...
T-Mobile To Release Second Android Phone While Samsung Targets Photogs
in The Mobile Technology Weblog, on June 5, 2009
...h its second smartphone to run Google's Android operating system in a few weeks.
While details aren't overly specific just yet, the new smartphone is slotted to run Google's codenamed &qu...
Apps adoption not so terrible
in The CIO Weblog, on June 5, 2009
...w. Girouard, and Google as a whole, are too content with what progress they have already made. They aren't hungry. It shows; the Apps enterprise roll-out has been characterized by a typical laid-b... ... theoretical than real right now" it turns out that the people who actually have the data say they are doing just fine. Google Enterprise president David Girouard, in a talk at Bank of America a...
Be honest with your finances before taking on a mortgage
in The Mortgage Roadmap, on June 2, 2009
...t introductory interest rate adjusts, usually to a far higher one, those mortgage payments suddenly aren't so affordable.
It always make sense for borrowers to take a good, honest look at their f... ...s.
A mortgage loan is a huge responsibility. For most people, it's the biggest monthly expense they'll ever have. Because of this, borrowers must be financially prepared for this burden.
Wha...
Loan modifications not always helping homeowners
in The Mortgage Roadmap, on May 26, 2009
...hat no one is kicked out of their homes.
The Journal story, though, says that these modifications aren't quite working .
The paper cites a Fitch Ratings report that points out that subprime loa... ...p no one. The banks certainly don't want these homes back. Foreclosures devastate families. And they weaken neighborhoods.
Problem is, a key tenant of the administration's plans to keep peopl...
You can lower your mortgage interest rate -- BEFORE you take out that loan
in The Mortgage Roadmap, on May 25, 2009
...low 5 percent. Historically, that's an amazing rate.
That doesn't mean, though, that there aren't a whole lot of borrowers — or soon to be borrowers — who don't want to lo...
National Venture Capital Association: Suggestions and Blind Spots
in TJ's Weblog, on May 25, 2009
...heir investment in the new company. So the meager number of IPOs last year means that most VC funds aren't getting a return on their investment at the moment; their money is tied up in start up co... ...ut forcing some investors to hold on to IPO stocks instead of flipping them for a profit on the day they're issued - but I'm not sure, and I don't want to put words in his mouth. The NVCA&...
Times' reporter's story a reminder: It's easy to fall into foreclosure nightmare
in The Mortgage Roadmap, on May 15, 2009
...r mortgage loan after receiving a foreclosure notice from their lender. Their lender, though, is apparently too busy to deal with this. As of the time of the story, the Andrews hadn't paid their m... ...People like to tell me how upset they are at homeowners facing foreclosure. They know I'm a real estate writer, and figure that I'll be a sympathetic ear. They tell me that they're frustra...
Time to lob a Molotov cocktail
in The CIO Weblog, on May 14, 2009
...hniques and technologies into the business, but they tend to be focused on their own problems, and aren't thinking much or talking to anyone about the big picture.
So I am putting up a new site, ... ...pting a holistic approach to bringing these new techniques and technologies into the business, but they tend to be focused on their own problems, and aren't thinking much or talking to anyone abou...
D u s t y T u n e s
in Wangtam, on May 11, 2009
... They Aren't Lactating
• BoostHerbs ... ...ng As They Aren't Lactating
• BoostHerbs ...
Selling to Procurement Organizations
in The Outsourcing Weblog, on May 10, 2009
...ust and, dare I say, contempt for the very people that one must deal with. After all, sales people aren't going away anytime soon. And procurement departments will continue to reach up the value c...
Bacteria with Multiple Antibiotic Resistance in Waste Treatment Plants
in The Biotech Weblog, on May 10, 2009
...39;t that treatment plants don't do a good job of cleaning the water-it's that they simply aren't equipped to remove all antibiotics and other pharmaceuticals entering the treatment plants... ...g populations of bacteria with multiple resistance to antibiotics in waste water treatment plants. They found the so-called superbugs-bacteria resistant to multiple antibiotics-up to 100 yards downstr...
Microsoft needs LESS focus, not more
in The CIO Weblog, on May 8, 2009
...siness when necessary, or when presented with a new opportunity. Their biggest business units today aren't what they started out with. From operating systems to applications, from desktop software... ...
My apologies for two Microsoft posts in a row; yeah, they are starting to bore me too. But CIOs can't afford to ignore the prospects of the 800 pound gorilla in the industry.
There is this m...
Grocery Money and Fresh Vegetables
in The Personal Finance Weblog, on May 5, 2009
...oon to ut out tomatoes; another 10 days and the risk of frost will be relatively low...)
Maybe you aren't a fan of spinach. Personally, I love fresh spinach with onions and crumbled bacon, served...
Palm Eos Coming to AT&T Wireless
in The Wireless Weblog, on April 30, 2009
...low-up to the Centro on AT&T 's network — which, for those of us who love Palm but aren't all that excited about Sprint , is very good news indeed...
"The device is a bar-...
Webkinz Day 2009
in WebKinzBlog, on April 28, 2009
...ld be happening with the Webkinz ExtravaGanza in your local area and online. The ExtravaGanza's aren't really a big deal here in our area anymore - somehow now that you can buy webkinz everywh...
Pandemic preparation in the IT department
in The CIO Weblog, on April 28, 2009
...might prove to be a curse disguised as a blessing; many responsibilities might devolve to IT which aren't currently in its purview when the CEO realizes it is the most functional department left i... ...o pages of the article have direct bearing on IT operations, and are a brief overview at best, but they might provide a good place for you to start when you consider the impacts on your own department...
Study Finds Pirates Buy More Music
in P2P File Sharing, on April 24, 2009
...usic than the industry wants to admit, and that P2P isn't the primary reason why other people aren't buying music. 73 percent of of respondents to the CRIA's survey said that they bought ... ...er people aren't buying music. 73 percent of of respondents to the CRIA's survey said that they bought music after they downloaded it illegally, while the primary reason from the non-P2P camp ...
Clothing Optional in Bavaria
in The Flyaway Weblog, on April 23, 2009
...ntly also have to promise not to take anyone's picture without their permission (though cameras aren't completely banned) and to "assert allegiance to the nudist movement."
The l... ...oing farther than merely clothing-optional, the hotel plans to require guests to remain naked while they are in the hotel and on the grounds. You will evidently also have to promise not to take anyone...
To panic, or not to panic
in The CIO Weblog, on April 22, 2009
...ed. An unanticipated side effect was failure of software systems internal to the hospital, which apparently required outside connectivity to function.
All this causes understandable concern over the ... ...n California. A slightly less breathless account of the incident can be read in the Mercury News. They go with "phone outage" rather than "Cyber-Attack" although in this day and ...
Own One of the Greatest Racing Prototypes at Ferrari Leggenda e Passione
in Classical Drives, on April 21, 2009
...formance. As of this writing, not a single point earned. It's not that the team and its drivers aren't capable of winning but all-new technical regulations found them lagging behind the compet... ... When the Ferrari Leggenda e Passione auction in Maranello, Italy opens on May 17 you can bet they won't be celebrating the F1 car's 2009 performance. As of this writing, not a single point ...
Introducing the 3G T-Mobile Sidekick LX
in The Wireless Weblog, on April 17, 2009
...provements in hardware, the new Sidekick LX features a slew of cool social-networking features that aren't yet widely available in the U.S.," notes BusinessWeek's Olga Kharif . "The... ...ok, MySpace and Twitter status updates and notifications directly into an application a user is in. They will appear as screen overlays. You'll be able to see the full text of a tweet, for instanc...
Is all this free sustainable?
in The CIO Weblog, on April 16, 2009
...t great from the perspective of the state of the art; MLB.TV may be a sustainable business but they aren't exactly pushing the boundaries of modern technology and its uses the way that YouTube has... ...evant to the average CIO, working for businesses which are generally wiling to pay for the services they consume. But I maintain that the question of whether or not all these free-to-use, ad-revenue s...
Canadian Golf Prepares for Storm
in Eagle Par Birdie, on April 13, 2009
...So, will golfers continue to be consumers or will they batten down the hatches?
Golf course owners aren't waiting to find out. The season's too short to simply to hope things will work out.
... ...h that is very much a relative term, these days.
So, will golfers continue to be consumers or will they batten down the hatches?
Golf course owners aren't waiting to find out. The season's t...
Easter egg and flower sales boom in recession
in Sox First, on April 10, 2009
...rts that while overall flower sales are down slightly, selling tulips is a thriving business. Roses aren't doing too bad either. The Israel Flower Growers Association has reported a 5% to 10% ri...
ATM Skimmers are High Tech Robbery
in The Gadgets Weblog, on April 10, 2009
... know is that their use across the globe and throughout the US is dramatically on the rise. If you aren't familiar with ATM skimmers, they are a ATM/credit card reader that fit over the card slot ... ... © *saxon*
I know about ATM skimmers, and in general I know they are a bad thing. What I didn't know is that their use across the globe and throughout the US is dramatically on the rise. If ...
American Airlines Dropped The Ball. Repeatedly
in The Aviation Weblog, on April 8, 2009
...case it didn't cost anything more than money. It could have turned out much worse.
The pilots aren't the only one's to blame, though. There were also records from the National Transportat... ... © Job Garcia
They got lucky. 138 passengers continued on with their day even after an engine caught fire shortly after American Airlines Flight 1400 departed Lambert-St. Louis International ...
Jabra HALO is the Bluetooth Headphone Set For Me
in The Gadgets Weblog, on April 8, 2009
... hours of talk / music time, and 13 days of standby. The headphones are over the head type, so they aren't going to be the best for any athletic activities, but they are small and lightweight (onl... ... headphones. I have had nothing but great luck with the quality and construction of Jabra products, they are sleek and sexy like my iPhone, and I will finally be able to take advantage of Bluetooth A2...
Here we go again
in The CIO Weblog, on April 6, 2009
...deal showing a united front, confident in their ability to prevail alone. Squabbling and infighting aren't going to convince anyone of the long-term stability of the company.
My guess is that thi... ... and dance routine is going to improve their position right now? Or, as some reports indicate, do they really believe that Sun is really better off on its own? If so, they need a new motto... "...
Compatible Partners: eHarmony Goes Gay
in The Dating Weblog, on March 30, 2009
...e new site earlier this month. She found problems. A quick review of the site shows that they still aren't ready to open up shop, but interested users can easily sign up to get an email reminder w... ...to-be-active new site earlier this month. She found problems. A quick review of the site shows that they still aren't ready to open up shop, but interested users can easily sign up to get an email...
Live Jazz in Los Angeles
in Hidden Travel Gems, on March 29, 2009
...I love live jazz. And there aren't many places with a more vibrant jazz scene than L.A.
Gridskipper ran a piece on the Los Angeles jazz scene last month that's worth looking back at. A lo...
G20 protest meltdown
in Sox First, on March 28, 2009
... to use Twitter and text message alerts to stay one step ahead of the cops. Police, for their part, aren't giving much away apart from letting the world know they'll be out in force and they&#... ... of the cops. Police, for their part, aren't giving much away apart from letting the world know they'll be out in force and they'll also be employing technology. The G20 countries are Arg...
Verizon Confirms Netbook Rumors
in The Mobile Technology Weblog, on March 27, 2009
...#39;s stores, and retail partners will likely stock them shortly thereafter. Price and plan details aren't complete.
... ... building smartphones and now the nation's leading wireless carrier, Verizon has confirmed that they are moving closer to notebook production.
As early as next quarter Verizon says its netbook li...
A service pack milestone
in The CIO Weblog, on March 27, 2009
...or almost every operating system released since 2000. But Silver is correct that most organizations aren't particularly well set up to implement a new base OS release as soon as it comes out anywa... ...iting for Service Pack 3 before adopting any new Microsoft operating system. In the last few years, they've managed to knock that back to SP1 and still satisfy most corporate IT buyers' comfor...
Google is Getting Serious With GMail Labs
in The Gadgets Weblog, on March 23, 2009
...
I use GMail for my personal email needs; in fact, my whole family does. If you aren't a GMail user, it is time to get with it. If you are a GMail user, then I hope you have checked out the ma...
Why Geithner's plan won't work
in Sox First, on March 23, 2009
...arket prices for currently illiquid assets." The problem with this approach is that investors aren't really taking that big a risk, it's underwritten by the US Government. It's a poi... ...s out, private investors are being asked to put up a small amount of their own money, and in return they get large, non-recourse loans from the taxpayer to buy bad assets. "For the private inves...
AIG witch hunts: the new McCarthyism
in Sox First, on March 21, 2009
...s turning into a witch hunt. As lisa Solod Warren writes in the Huffington Post , these people aren't criminals and to attack them at a time when the US is pouring billions into zombie banks ...
Systems and the AIG catastrophe
in The CIO Weblog, on March 18, 2009
...em off. Forget being worried about their departure: arrange it for them! Jobs in financial services aren't exactly abundant these days. Can 'em all and offer to hire them back, at much reduced... ...ssary to the company in order to close out their books of business and get AIG out of the pit which they may have put it in.
I'm all for forcing people to correct their own mistakes, but I, like ...
The bear is bouncing
in Sox First, on March 14, 2009
...(domestic) cork and tip the band to strike up 'Happy Days Are Here Again!' Except that they aren't. The Dow is down from its all-time high, its 2007 close, its 2008 close and any point aft... ...ine in Forbes, Tide Turns For Wall Street following this week's solid trading figures. Maybe they should have a cold shower, or at least check the fundamentals. This is a bounce, not a rally. W...
My Buddies are Matt & Nat
in Pretty Things, on March 13, 2009
...ummer, this is perfect to wear on rooftop decks, going out at night and so much more. If large bags aren't your thing, then you will also find clutches as well. There is no time like the present t...
Madoff to jail, SEC in the dog house
in Sox First, on March 13, 2009
... of white collar inmates. The first are the 'Masters of Universe' type. These are folks who aren't used to taking orders and go into prison with an attitude and an arrogance that not only ... ...with bad things, but as a practical matter, high-profile inmates typically don't get assaulted. They're generally treated pretty well. In my experience, you generally have two types of white c...
Managing IT costs
in The CIO Weblog, on March 11, 2009
...lusion these events draw me to is that CEOs blithely wander along assuming that their organizations aren't operating at peak efficiency, and don't bother to do anything about it until they are... ...post yet, go over and give it a read. No, I'll wait.
Okay. Well, what did you think? Although they didn't put his name on the article (perhaps you're supposed to recognize him by the pic...
Warning to CFOs: don't trust HR
in Sox First, on March 11, 2009
...er pressure and morale is low. Beatty has a point. Part of the problem is that most HR people just aren't strategic. They're not that smart. Think of the best and brightest at university. How... ... is low. Beatty has a point. Part of the problem is that most HR people just aren't strategic. They're not that smart. Think of the best and brightest at university. How many of them went int...
Depression
in WebKinzBlog, on March 10, 2009
...ood folks at WI have had better luck and Webkinz gave them an update. The idea was that even if you aren't playing with a pet, they are still 'alive' and get hungry and bored. I'm sorr... ... luck and Webkinz gave them an update. The idea was that even if you aren't playing with a pet, they are still 'alive' and get hungry and bored. I'm sorry, that sort of irks me since t...
GM - too big to fail?
in Sox First, on March 7, 2009
... in this truly difficult economy. But we're not giving up, we're not giving in, and we sure aren't planning on going away. The White House, which is still considering a request for billio... ...s like corporate-speak. But what does anyone expect - that we'll pick up our marbles, say "They're right," and go home? Sorry... we're planning on being around. We understand all...
Preview of Sony Stylish CMT-Z100iR iPod Component System Looks Hot
in The Gadgets Weblog, on March 6, 2009
...s and some serious surround and bass emulation.
At this point, this is a leaked product, so there aren't many details as far as dates and price, but Sony Insider is guessing that the CMT-Z100i...
Rare GTA: Chinatown Wars trailer hardly shows any gameplay
in House of Nintendo, on March 6, 2009
...reenshots ) is this video:
And when I say substantial, I mean that in a relative sense. There aren't many gameplay videos of GTA: Chinatown Wars circulated over the interwebs today and so fa...
Counterpoint: Employers snoop away!
in The CIO Weblog, on March 4, 2009
...rs prepping them to ace interviews, a process which consists largely of appearing to be someone you aren't, ie "the ideal candidate." The hiring process is a game, but it is one that is ... ...ng! You go out and try that in this job market!" But your second thought might be "But if they put it up on the Internet, how exactly is it private?" In response to this, Levinson says:...
Thanks to Google Android Store, Apple App Store Doesn't Seem So Bad
in The Gadgets Weblog, on February 27, 2009
...tes soar, this battle will become huge. I would like to think that the user will win, but the users aren't the ones with deep pockets and an army of lawyers.
via CrunchGear ... ... in some cases, a jail broken Android Phone, then the Android Marketplace is off limits to you. They are trying to keep people from downloading an app, returning it, unlocking their phone, and the...
Further failures cast cloud into question
in The CIO Weblog, on February 24, 2009
...e and performance for your money. If you are paying any money in the first place. Which most of you aren't.
So of greater concern to me this morning is the demise of PaaS provider Coghead , whic... ...cal it is. There is a lot of innovation happening in this field and a lot of businesses which think they have a competitive advantage based on their own approach, and it's difficult to imagine the...
Cuba Launches Nova Linux
in HackITLinux, on February 16, 2009
...ome increasingly popular in South America, Africa and Eastern Europe, where companies and citizens aren't able to afford all of the latest Microsoft software," writes DailyTech's Michael... ...;
"The Cuban government feels that Windows is not only a symbol of U.S. hegemonic rule, but they think the U.S. government has access to Windows' source code, and could use it against the C...
What's In Your Orbit?
in Cool Picking, on February 13, 2009
...djust the volume through your player. Now everyone can hear or when you're in an area where you aren't disturbing anyone, you can enjoy your music without having headphones on. I have taken th...
Dashboard Madness
in The CIO Weblog, on February 11, 2009
...on.
This theme ties in somewhat with my recent yammerings on the dangers of complexity. Dashboards aren't naturally complex, and the idea behind them is sound and worth pursuing. Krigsman's c... ...l to identify this information properly themselves, or become too distracted to look for it in what they are presented.
One of the posts cited by Krigsman (JP Seabury's Great Dashboard Clean-up ...
