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Taking out a mortgage loan without going mad

in The Mortgage Roadmap, on July 6, 2009

There's one secret to taking out a mortgage loan without losing your mind: Don't obsess over those mortgage interest rates. Unfortunately, this is the one piece of advice very few borrowers listen to. You can't really blame homeowners for focusing so intently on what their mortgage int...

It's getting tougher to get a mortgage-broker license

in The Mortgage Roadmap, on July 2, 2009

...r below where they stood just one year ago. Getting clients today isn't nearly as easy for loan officers. During the housing boom years, they could wait for their phones to ring with new business....

Supply chain video: Preparing for the worst, managing supplier risk in the downturn (Part 1)

in Supplychainer, on June 30, 2009

...and organizations producing commodity are going down. That of course means bad news for procurement officers so they need to think about it... ...

Why CEOs don't blog or Twitter

in Sox First, on June 30, 2009

...ason too. A new survey, published here , reveals that only two out of the top 100 chief executive officers in the United States have Twitter accounts, only 13 have LinkedIn profiles, 81% don't h...

Don't believe the homeownership hype

in The Mortgage Roadmap, on June 24, 2009

... reason for this: Homes aren't as good of an investment as real estate agents and mortgage loan officers make them out to be. Yes, homes historically have risen in value. There's no denying t...

Does owning a home have to be the American Dream?

in The Mortgage Roadmap, on June 17, 2009

We like to find people to blame for our problems, don't we? And today, a lot of us are busy looking for people to blame for the mortgage meltdown the country is currently suffering through. You know all about the meltdown: Housing foreclosures are soaring. Owners are walking away from thei...

What economy? CEO private jets take off

in Sox First, on June 11, 2009

... Bloomberg , it's heartening to see some things don't change. Pay perks for chief executive officers, despite their abysmal performance, are soaring with reports that more are taking to usin...

Is it time to refinance your mortgage?

in The Mortgage Roadmap, on June 10, 2009

The economy is terrible. Yes. But there is a bright spot for certain homeowners: The weak economy has resulted in lower mortgage interest rates. That means it's a good time to refinance a mortgage loan. Of course, even with low interest rates, refinancing doesn't make sense for everyone. CN...

Are reverse mortgages the next trouble spot?

in The Mortgage Roadmap, on June 8, 2009

... more than a decade now. I can see why others, though, might listen intently to what mortgage loan officers tell them. Say you're a first-time home buyer. You're undoubtedly thrilled and exci...

Wells Fargo accused of pushing bad loans on African-Americans

in The Mortgage Roadmap, on June 8, 2009

... wouldn't be able to pay, people will say to me. What they fail to grasp is that mortgage loan officers are supposed to be looking out for the best interests of their clients at all times. They&#...

Even Hollywood hates mortgage loan officers these days

in The Mortgage Roadmap, on June 1, 2009

...ceived mixed reviews last week. But it certainly can't be the critical darling of mortgage loan officers. That's because the star of the film, the person being dragged to Hell, is a mortgage ...

Mortgage interest rates went up. Don't panic!

in The Mortgage Roadmap, on May 28, 2009

...k, or if they'll fall a bit. But waiting to find out doesn't make much sense. Mortgage loan officers are swamped these days. The weak economy and housing meltdown has chased many from the busi...

What's the next direction for CFOs?

in Sox First, on May 25, 2009

... The recession will reshape the work of chief financial officers. When the recovery comes, the world will be very different. CFOs will have to start shifting their focus to getting the most out of ...

The refi money is still flowing

in The Mortgage Roadmap, on May 21, 2009

...gage brokerage firms slashed 3,900 employees in January alone. This leaves a smaller number of loan officers to handle an ever-growing number of homeowners who want to refinance. It's a situation...

Navigating the new mortgage roadmap

in The Mortgage Roadmap, on May 12, 2009

... it. But there was one benefit of buying a home in 2006: Getting a mortgage loan was simple. Loan officers back then were still giving mortgage money to just about anyone. You could breath? You had ...

No recovery yet

in Sox First, on May 8, 2009

Is the US economy on its way to recovery or not? Some would point to the results of the bank stress tests as a green shoot with 10 of the 19 largest banks needed to boost their capital by a combined total just shy of $75 billion. Not as much as many expected, prompting officials and industry ex...

Finanzkrise: Einfluss von CIOs schwindet

in Das CIO Weblog, on May 5, 2009

...enn infolge der Finanzkrise schwindet derzeit der Einfluss der CIOs zugunsten der Chief Financial Officers (CFO). Das berichtet CIO.de und bezieht sich dabei auf eine Umfrage unter 216 CIO. 59 Proz...

Are economists to blame for the financial crisis?

in Sox First, on April 23, 2009

...nstitutions. Although they rarely reach the top offices, they are often the top advisers to the top officers. So they seem to know what they are doing. They impart confidence in their predictions, whi...

The great economic cover up

in Sox First, on April 10, 2009

...hat's a pretty straightforward thing, as well. Why would we keep CEOs and CFOs and other senior officers, that caused the problems? That's facially nuts. That's our current system," B...

Supply chains need to be intelligent: IBM's new supply chain research finds

in Supplychainer, on March 14, 2009

...I just took a look at the webpage for the IBM's new chief supply chain management officers in 2009 and noticed that they have done a great job of capturing an structuring of the future supply chai...

Warning to CFOs: don't trust HR

in Sox First, on March 11, 2009

...epartment. That's what caught my eye when I read this CFO.com report warning chief financial officers not to trust their HR people. According to human resources professor Richard Beatty from ...

CEO pessimism

in Sox First, on January 29, 2009

... Chief executive officers are a glum lot. According to the l atest PricewaterhouseCoopers survey , most CEOs around the world are expecting a long and hard recovery. The survey found that only 15% ...

Bush Commutes Sentences Of Border Patrol Agents

in Exclusive from our news room , on January 19, 2009

...es of two Border Patrol Agents convicted of shooting an unarmed illegal immigrant in 2006. The officers, Ignacio Ramos and Jose Compean, were sentenced to terms of 10 years and despite widespread...

Recession means it's time to ramp up internal security

in The CIO Weblog, on December 24, 2008

..., desperate employees worried about layoffs are a thing to be feared by CIOs and corporate security officers. To start with, half of US respondents were afraid for their jobs at this point, a statist...

National American University

in The Online Universities Weblog, on December 19, 2008

...sity profile for more information about the school's online degree programs, tuition fees, and admissions policies....

How Long Will It Take Me to Graduate?

in The Universities Weblog, on December 4, 2008

...e answer is, it depends on where you go. And you should definitely be aware of that fact. College Admissions Counseling suggested in a post earlier this month that four year graduation rates are im...

CIOs verkaufen sich schlecht

in Das CIO Weblog, on November 21, 2008

... in einem aktuellen Beitrag mit den Ergebnissen einer Studie zur der Rolle des Chief Information Officers (CIO). Zwar gilt der CIO in vielen Unternehmen als Innovations-Antreiber. Doch was die eigen...

Evaluate Your Facebook Profile Before Applying

in The Online Universities Weblog, on November 17, 2008

...ence on sites such as Facebook and MySpace. New surveys have shown that a growing number of college admissions boards are considering these social networking pages when making their final decisions. ...

Ratings agency crackdown

in Sox First, on November 12, 2008

...kets, including the United States with Bloomberg reporting that three out of four chief executive officers want to see more regulation for credit rating agencies. And while we are on the subject of...

Overstock Settles After Gradient Apologises

in The Hedge Funds Weblog, on October 14, 2008

...tock.com Inc. announced it has settled all claims against Gradient Analytics and its principals and officers named as defendants in Overstock's defamation case filed in Marin County, California. ...

CFO turnover continues

in Sox First, on October 13, 2008

... The churn rate for chief financial officers is continuing at the same level as last year, reports CFO.com . That is somewhat surprising but it will be interesting to see how it pans out in the e...

School Review: Florida Tech Online

in The Online Universities Weblog, on September 30, 2008

...Take a look at the full article to learn more about the school's programs, tuition charges, and admissions requirements....

Missing earnings targets: career consequences

in Sox First, on September 30, 2008

...I did a blog entry looking at how firms with restatements had bigger turnovers of chief executive officers and chief financial officers. Now that's supported in a new study, CEO and CFO Career...

Online College Review: Argosy University

in The Online Universities Weblog, on September 17, 2008

...enrolls in an Argosy University online program, he is personally assigned an Assistant Director of Admissions, a Student Financial Planner, an Academic Advisor, and a Mentor Professor to help guide hi...

Best Buy 出价 1.21 亿美元收购 Napster

in Wangtam, on September 15, 2008

Best Buy 刚才宣布 ,将以每股 2.65 美元现金的价格收购数字音乐服务供应商 Napster Inc.。该收购价格包括 6700 万美元现金,以及 Best Buy 截至 6 月 30 日对 Napster 总计 1.21 亿美元的投资。 如果该项收购顺利完成,将使 Best Buy 拥有来自 Napster 的 70 万个在线音乐用户,并使其获得新的客户。Best Buy 连接数字解决方案部门执行副总裁 Dave Morrish 在一份声明中表示:"我们能够预见到,Napster 作为一个平台将加快我们在数字娱乐这一新兴行业的成长。" 以下是官方新闻...

Making It In College With A Learning Disability

in The Universities Weblog, on September 15, 2008

...ate. Know your strengths and weaknesses and feel comfortable self-disclosing this information to an Admissions Counselor during a college interview." You can read the whole blog post here . ...

School Review: Grand Canyon University Online

in The Online Universities Weblog, on September 10, 2008

...l profile to learn more about Grand Canyon University Online degree programs, tuition charges, and admissions requirements....

College Survival Guide

in The Universities Weblog, on September 8, 2008

... out to me. The guide, published by PsychCentral, deals with issues that have to do with both the admissions process and college life after admission. There are a couple of dozen mental health scree...

CFO churn

in Sox First, on September 6, 2008

... Life for chief financial officers is getting tougher with a new study, to be released next month, showing that roughly half of the CFOs at Fortune 500 and S&P 500 companies stay in their posts...

Ethics code copies

in Sox First, on September 4, 2008

...close whether they have adopted a code of ethics for principal executive, financial, and accounting officers. If they don't have an ethics code, they have to explain why they don't. What then...

Online College Review: Strayer University

in The Online Universities Weblog, on September 3, 2008

...e a look at the review for more information about Strayer University programs, tuition charges, and admissions requirements....

Online College Review: Jones International University

in The Online Universities Weblog, on September 2, 2008

...business." Take a look at the full profile to learn more about degrees, tuition charges, and admissions policies at Jones International University....

Internal security is the most important security

in The CIO Weblog, on August 30, 2008

...onsiderable disruption. Because it's hard, and because it's off the radar of many corporate officers, little is done to address it. On some occasions I've heard concerns over the matter di...

CIOs marginally worse off under CFO

in The CIO Weblog, on August 25, 2008

...nagement, and relationship management" than their counterparts who reported to other corporate officers. The report takes great pains to emphasize that the overall differences are relatively sma...

Comparing Online Colleges

in The Online Universities Weblog, on August 18, 2008

...rations including accreditation, residency requirements, course scheduling, testing procedures, and admissions. Here's a blurb: "Comparing online colleges can be a challenge. You may know t...

Automakers are reducing the number of suppliers as a result of declining sales

in Supplychainer, on August 18, 2008

... big three in the U.S. are not an exception. That's why a while ago all of the chief purchasing officers in big three giants announced that they are considering the option of reducing the number o...

Mrs Fields goes bust - another sign of recession

in Sox First, on August 18, 2008

...e company on a road to nowhere. All this is in keeping with the latest survey of chief financial officers and senior-level executive CPAs saying that the US is in recession and the outlook remains ...

Forbes: College Rankings for Idiots?

in The Universities Weblog, on August 14, 2008

... College Admissions Counseling has an astute review of the new Forbes ranking of America's Best Colleges 2008 and, quite frankly, you'd expect better from a company like Forbes... The writ...

Watch for the CFO non-verbal cues

in Sox First, on August 12, 2008

... Investors need to pay careful attention to the non-verbal vocal cues of chief financial officers - stuff like voice pitch, tone, intensity, speed, volume, inflection, and the amount of time they t...

Princeton Review College Rankings Out For 2009

in The Universities Weblog, on August 1, 2008

...Hats off to Todd Johnson over at College Admissions Partners for pointing out that the 2009 Edition of the Princeton Review College Rankings is out. The rankings tell you everything . Want to k...

More waste and fraud in Iraq

in Sox First, on August 1, 2008

... with all this. According to the report, these sorts of contracts usually require 50 to 60 contract officers to make sure everything is working. In this case, there were only 10 to 12. And the US Gove...

Bootstrapping big deals

in BootStrapMe, on July 31, 2008

...low for expansion. • Make your own choices. No board of directors, no bank presidents or loan officers. Only the bootstrapper decides on the direction of his or her business venture. That decision m...

All About Indiana University High School

in The Online Universities Weblog, on July 25, 2008

...ut the full article for more details on Indiana University High School's curriculum, costs, and admissions policies....

U Cal System Looks at Changes to Admissions Policy

in The Universities Weblog, on July 17, 2008

For decades it's been this way in California. You take the right classes, you keep up a minimum GPA, you make at least a certain score on the ACT or SAT - and you're in, promised a spot on one of the ten campuses of the University of California. Otherwise, too bad. Go some place else. Now ...

Corrupt raiders

in Sox First, on July 17, 2008

... with the semi-official approval. "The raiders often include former intelligence and Police Officers , lawyers and people with ties to well-placed state officials. On their payrolls are ju...

Audit liabilty - the PwC case

in Sox First, on July 12, 2008

...e bankrupt Allegheny Health, Education and Research Foundation . What we have here is a a group of officers, including the former CFO, who admitted to knowingly misstating AHERF's finances in the...

TEACH: The Grant That Isn't

in The Universities Weblog, on July 10, 2008

...An interesting piece at the College Admissions Counseling blog: the new TEACH grant for aspiring teachers probably won't be a grant most of the time. The grant provides $4,000 a year for studen...

The real downside of integration

in The CIO Weblog, on July 7, 2008

...expect that corporate executives may be better equipped to handle this temptation than the military officers Boudreau describes; after all, it has taken considerably longer for the battlefield to rece...

Yale Ups Undergrad Enrollment by 15%

in The Universities Weblog, on July 6, 2008

Yale President Richard C. Levin announced last month that the university will expand undergraduate enrollment by about 15%. The enrollment increase is part of a plan to built two new residential colleges on the Yale campus. In a letter to Yale alumni, faculty, students and staff, Levin said h...

Communication Skills

in Biz Plan Hacks, on June 24, 2008

...and we are constantly using them. However, how well do we communicate? On Saturday I attended an officers training for my Toastmaster's club. One of the speakers is a mechanical engineer ...

Dumb CEOs and email

in Sox First, on June 12, 2008

...ice. So there is a reason. It's called paranoia. Harder to explain why fat cat chief executive officers, like Countrywide's Angelo Mozilo, can't tell the difference between a forward ...

College, Plan B

in The Parenting Weblog, on June 2, 2008

...ce to be recruited by colleges they may not have considered; it allows NC colleges seeking to fill admissions openings to prospect from a pool of interested, qualified candidates." That's an...

CFOs' road to the top

in Sox First, on June 2, 2008

...or accountants. Now we have new evidence that it's also done a lot of good for chief financial officers. According to a study, finance chiefs are the ones most likely to get the top jobs in compa...

Tomorrow's hot job: compliance officers

in Sox First, on May 28, 2008

... Compliance officers are cashing in on the ever-growing pile of laws and regulations confronting companies around the world. Some are now earning well into the seven figures, reports Michael Grebb...

Blog Review: A Guide to College Life

in The Universities Weblog, on May 27, 2008

... want to be on the wait list. Then follow the phone call up with a note or letter thanking the admissions office for putting you on the wait list. © [nati] ...

Rejection! University of Washington Says "No" to Record Numbers

in The Universities Weblog, on May 23, 2008

...e news sources reporting on the tidal wave of applications and rejections coming through the Huskie admissions office. The college admissions community is calling it "the baby boom echo.&q...

The World's Cheapest Destinations

in The Flyaway Weblog, on May 12, 2008

...ons , lets you in on secrets about where to find beach bungalows for as low as $5 a night, museum admissions at 25 cents, and more exciting bargains. You can purchase the book in print for $13.95, o...

All About Private Online High Schools

in The Online Universities Weblog, on May 6, 2008

..., they may offer services not always available from no-cost schools. Some programs provide college admissions counseling, accelerated schedules, or summer travel experiences. There are private online ...

Tree-Lined Streets, Reduced Rates Of Childhood Asthma

in Allergies, on May 3, 2008

...id finding was based on rates of asthma rates for the disease among 4 to 5 year olds, and hospital admissions for the disease among children up to 15, from 42 health service districts of New York Cit...

Why Go to College?

in The Universities Weblog, on April 22, 2008

I stumbled across a piece at Campus Grotto recently that asked the question: Why Go to college ? They generally have some good material on their site, but their answer left a taste in my mouth. Their answer wasn't bad , but they placed a lot more emphasis on the social experience than on l...