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Results for housing. Search took 0.69 seconds.
One in seven US home loans at risk of foreclosures
in Sox First, on November 20, 2009
...ome on Government funding, both for the construction and for managing foreclosures. And until the housing sector is fixed - and that would require a turnaround in employment - the US economy will re...
Christianity and the crash
in Sox First, on November 16, 2009
...ket meltdown? Probably not completely but according to Hanna Rosin at The Atlantic , it fueled the housing bubble that created the crash. In her piece, Rosin talks about a different strain of Christ...
Seen that? - YOU SHOULD FOLLOW CASINO NEWS
in Play Las Vegas, on November 13, 2009
...ough when the price of gas started going up, along with all other forms of energy. But now with the housing slump, job losses and food price increases, it's understandable that the casinos aren...
不再开车的生活
in Wangtam, on 2009-11-12
我爱车，也爱开车。有人对开车上下班感到很头大。我每日驾车上班的时候却是宝贵的独处时光，我会调大音量听我最喜欢的音乐，或是整理自己的思绪。
如今，30年来第一次，我的这一圣堂消失了。我不再有自己的车子，我也不再开车上班。
我现在成了城里人，住在华盛顿特区东南的国会山附近。我坐地铁上班。
像我这样婴儿潮时期出生的职业人士注定会发现自己的人生选择简化到广告营销中的模式。我的新生活显然让我成了一种潮流中的一分子。我是一个新城市主义者，一个生于婴儿潮时期、过着第三种生活方式的婴儿潮人，或者说是绿色运动中新的可持续生活方式的典范。我们这些人少开车，多走路，放弃郊区一座房子和两部...
Sen. Dodd's New Banking Bill Would Reshape the Financial World
in Bizinformer, on November 11, 2009
... Oversight and Government Reform. Greenspan was testifying before Congress in the wake of the housing crisis, problems with the creative structuring of financial derivatives, the credit crunch, record...
Most Americans to depend on government for handouts
in Sox First, on November 10, 2009
...chers, soldiers, bureaucrats, welfare and Social Security recipients, government pensioners, public housing beneficiaries and those who work for government contractors. The problem, Shilling says, is ...
Big profits: How Goldman Sachs bet on the US housing crash
in Sox First, on November 5, 2009
...ies backed by at least 200,000 risky home mortgages while at the same time placing bets that the US housing market would crash. As Boston University economics professor Laurence Kotlikoff told Gordon,...
Schon gesehen? - Die wichtigsten Wirtschaftsdaten für heute
in Das Börsen Weblog, on 28.10.09
...tel): L +0,2%; K +0,2% Empire State Manufacturing Index (für August): L +15,64; K 15,0 NAHB Housing Market Index (für August): L [...] Lesen Sie weiter Wirtschaftsdaten für die kommende ...
US housing probe and climate change
in Sox First, on October 26, 2009
...United Nations is sending in an investigator Raquel Rolnik to investigate the state of affordable housing in New York and six other places in the United States. Rolnick is a Brazilian architect and...
How the ratings agencies sold out investors
in Sox First, on October 19, 2009
...e: as long as you’re buying AAA-rated assets, you can say you’re being responsible. After the housing crash, though, we know how illusory those AAA ratings can be. It’s time for investors to face real...
Deciding What You Can Afford in a House
in The Personal Finance Weblog, on October 13, 2009
...for figuring out how much house you can afford to buy. While the National Association of Realtors Housing Affordability Index (that we talked about last time) assumes that with 20% down, you'll need...
California - America's first failed state?
in Sox First, on October 4, 2009
...nd forcing others to take unpaid leave. In a state made up of sprawling suburbs the collapse of the housing bubble has impoverished millions and kicked tens of thousands of families out of their homes...
World Habitat Day - Oct. 5
in The Hedge Funds Weblog, on September 15, 2009
...at for Humanity is supporting this global observance, declaring that the lack of decent, affordable housing is unacceptable.
According to the United Nations, more than 100 million people in the world...
A big week for the US economy
in Sox First, on September 13, 2009
...en on Wednesday, watch out for details of how inflation is tracking followed by data on the sick US housing market on Thursday. Indeed, Thursday will be a double whammy with weekly jobless claims numb...
Facebook Lite 版正式上线
in Wangtam, on 2009-09-13
...irefox Extension | "turning PACER around"
• Oddsem - Holdem Odds Calculator
• Skype Shutters Skype Extras Developer Program ...
The new normal
in Sox First, on September 4, 2009
...ible hand of free enterprise is being replaced by the visible fist of government and the old normal housing models in the US which encouraged home ownership are no more. So what can we expect? Obviou...
No relief from foreclosure mess
in The Mortgage Roadmap, on August 24, 2009
...The news on housing foreclosures isn't getting any better. In fact, it's getting worse.
According to a story in the Wall Street Journal, one in every eight U.S. households with mortgages wa...
Trying to time the bottom
in The Mortgage Roadmap, on August 17, 2009
...Did you see the housing crash coming? There were certainly enough warning signs. Maybe the better question is this: Did you see the housing crash coming and did you do something about it?
In other wo...
Is renting the new American Dream?
in The Mortgage Roadmap, on August 15, 2009
... dream.
I've long argued that renting actually makes better sense for many people. During the housing boom, though, everyone wanted to own a house. People viewed homes as quick money-makers. Of c...
Foreclosures dogging the middle class
in The Mortgage Roadmap, on August 14, 2009
...Remember when the number of housing foreclosures first started to boom? We liked to say it was because of all those greedy homeowners who took out high-risk subprime mortgages to get into homes they c...
Mortgage rates on the rise, again
in The Mortgage Roadmap, on August 12, 2009
...There was one positive of the housing slump: Mortgage interest rates kept going down.
Now that the housing market is in the early stages of a fragile recovery, mortgage interest rates are no longer f...
Family to lose home because of seven cents
in The Mortgage Roadmap, on August 11, 2009
...helped give a boost to the mortgage crisis with all the bad loans the company passed out during the housing boom.
The story gets even more interesting when you consider that the family's home lo...
Odds are good you'll be "underwater" by 2011
in The Mortgage Roadmap, on August 10, 2009
...can bet that many of these homeowners will have bought their residences sometime during the recent housing boom. That's when housing prices across the United States rose significantly. Once the ho...
US mortgages underwater
in Sox First, on August 7, 2009
...ie Mae and Freddie Mac. So who is going to put money into them, even after the restructure? The US housing market is the canary in the coal mine. The parlous state of the market tells us that the US ...
More good news for the housing industry
in The Mortgage Roadmap, on August 7, 2009
...dents in June signed contracts to buy homes. It's just one more piece of evidence that the U.S. housing market is finally recovering from its long slump.
And that's good news for the rest of ...
What to do when those mortgage payments get hard to make
in The Mortgage Roadmap, on August 6, 2009
...ke when your monthly income is slashed. It's why the United States is seeing a record number of housing foreclosures today.
But what should you do if you fear you might soon fall behind on your m...
Loan modifications not fast enough for foreclosures
in The Mortgage Roadmap, on August 5, 2009
...million homeowners in the next few years.
But there's one problem with all this: The rate of housing foreclosures is far surpassing the number of loan modifications , according to a story in Bus...
Mortgage companies falling down on loan-modification help
in The Mortgage Roadmap, on August 4, 2009
...Mortgage lenders have received their share of grief for the country's housing and financial crises. Many blame the companies for passing out risky mortgage loans to borrowers who never should have...
Is the housing greed a thing of the past?
in The Mortgage Roadmap, on July 31, 2009
...There are a lot of reasons for the big housing crash that the country is still fighting through. Mortgage lenders loaned out money to customers who weren't financially able to handle a large month...
Is the housing bust over?
in The Mortgage Roadmap, on July 30, 2009
...
A growing number of economists are joining the chorus: A housing recovery has begun.
To that, we can all add a hearty "Hallelujah!"
The latest economic type to opine that the housing ...
Putting the presidential squeeze on the mortgage firms
in The Mortgage Roadmap, on July 29, 2009
...parently more than 200,000 loan modifications taking place now. But at the same time, the number of housing foreclosures across the country remains at record levels.
The Obama administration says tha...
Loan-modification program not meeting its goals
in The Mortgage Roadmap, on July 28, 2009
..., the program hasn't had the impact that administration officials had hoped for. That's why housing foreclosures continue to soar to record levels.
That's why administration officials hav...
Making mortgages easier to understand
in The Mortgage Roadmap, on July 24, 2009
...Mortgage lenders have taken a lot of the blame for the collapse of the housing market. They approved borrowers who couldn't pay back their mortgage loans. They pushed other homebuyers to take out ...
More data that show an upswing in housing market
in The Mortgage Roadmap, on July 23, 2009
...cally hear the real estate agents screaming for joy. Yes, there is yet more evidence today that the housing market is in the midst of a recovery. Yes, it's early in the process. And, yes, again, i...
Is buying nearly as affordable as renting? Don't believe the hype
in The Mortgage Roadmap, on July 22, 2009
...
I first started covering residential real estate during the housing boom years. At that time, every real estate agent I interviewed would always run down a list of reasons why owning a house made...
More real estate culprits still making money off industry
in The Mortgage Roadmap, on July 21, 2009
...d most real estate appraisers, by the way, are honest, hard-working folks — cause much of the housing industry's problems by overinflating the values of homes to make loan officers happy. Wh...
Some mortgage villains faring quite well
in The Mortgage Roadmap, on July 20, 2009
...business.
It's clear that a big reason for the country's current economic mess are all the housing foreclosures taking place across the nation. And why are so many people unable to pay their ...
Why a carbon tax is better than cap and trade
in Sox First, on July 18, 2009
...he price of permits, a carbon market bubble would have the potential to make the meltdown in the US housing market look like a picnic. We have no idea how to regulate the market, cap and trade is so c...
Home construction starts rise. Another sign of a recovery?
in The Mortgage Roadmap, on July 17, 2009
...
Is the long housing slump nearing an end? I suppose that depends on whom you ask. But there are a growing number of signs that, while things definitely still are not rosy in the housing industry,...
Act now for first-time homebuyer tax credit
in The Mortgage Roadmap, on July 16, 2009
...uyer tax credit of $8,000 isn't permanent. It was designed to provide a short-term boost to the housing market. Did it do this? There's some debate on that point, but spring housing sales were...
Is the arrow still pointing down for the housing industry?
in The Mortgage Roadmap, on July 15, 2009
...
It seems as if we've all been waiting since 2007 for the housing market to hit its bottom. I know I'm tired of watching my home's value continually go down. I'm also tired of all ...
Suddenly more bullish on housing?
in The Mortgage Roadmap, on July 14, 2009
...e industry suffers through a catastrophic slump, U.S. residents still profess faith in the value of housing?
You'd think that most homeowners today — and potential homeowners — would ...
Downpayments still keeping homebuyers away
in The Mortgage Roadmap, on July 13, 2009
...l, homes aren't cheap. Who has $10,000 or more just lying around for a downpayment?
During the housing boom — which ran through a portion of 2006 — many lenders required borrowers to ...
Do you still have faith in Obama's stimulus plans?
in The Mortgage Roadmap, on July 10, 2009
...ment rate is stuck at 9.5 percent, and is likely to climb higher before it falls. At the same time, housing foreclosures are still at record levels. And housing prices, though they've inched upwar...
Why it matters if your neighbor's struggling to pay the mortgage
in The Mortgage Roadmap, on July 9, 2009
...mply put, you don't want your home surrounded by foreclosed properties.
Foreclosures drag down housing prices for everyone else. If you need to sell your house, it's awfully hard to compete w...
Housing slump boosts population in New York City, other big cities
in The Mortgage Roadmap, on July 3, 2009
...
The housing slump has certainly had some unforeseen consequences. For instance, it may have actually helped boost the number of people living in New York City, Los Angeles and Chicago.
A story b...
It's getting tougher to get a mortgage-broker license
in The Mortgage Roadmap, on July 2, 2009
... it's supposed to.
It's fairly obvious why there are fewer mortgage brokers out there: The housing industry is still a disaster area. Home sales, though they've been inching up a bit,...
Are you ready for a mortgage loan?
in The Mortgage Roadmap, on July 1, 2009
...urs, is a strong one.
Of course, the American dream has taken a bit of a hit these days, what with housing values plummeting and a record number of homes falling into foreclosure. Still, there are a ...
Is plain vanilla the right goal?
in The Mortgage Roadmap, on June 30, 2009
...t afford. Lenders always convinced buyers, though, that they'd be able to refinance. After all, housing prices are constantly rising, right?
Unfortunately, during the housing slump, housing price...
Would you walk away from your mortgage loan?
in The Mortgage Roadmap, on June 29, 2009
...If your home lost half of its value — not too unbelievable of an occurrence in today's housing market — would you be willing to simply walk away from your mortgage? Would you have any ...
Home sales rise again. Is this a housing recovery?
in The Mortgage Roadmap, on June 25, 2009
... of whom have seen their residences languish on the market for months. But is it a sign that a true housing recovery is in progress? Unfortunately, the best answer I, or anyone else, can give is "...
Don't believe the homeownership hype
in The Mortgage Roadmap, on June 24, 2009
...omes historically have risen in value. There's no denying that. But if you look at the world of housing, you see that these price appreciations don't necessarily equal high profits for homeown...
Did Sonia Sotomayor's mortgage views help send county into recession?
in The Mortgage Roadmap, on June 23, 2009
...general public, to finger the poor and the agencies who work with them as the real culprits for the housing mess the country is now experiencing.
You can see an example of this at The Business Insid...
Beware of loan-modification scams
in The Mortgage Roadmap, on June 22, 2009
...As the number of housing foreclosures across the nation continue to rise, something else is on the upswing, too: loan-modification scams.
The scammers target homeowners who have fallen behind in thei...
A new wave of mortgage foreclosures on the way?
in The Mortgage Roadmap, on June 19, 2009
...39;d like to think all that. Unfortunately, I can't.
What I really think is that the number of housing foreclosures is only going to rise in the coming months. And, unfortunately, many economic a...
Do you trust the government to protect you from mortgage lenders?
in The Mortgage Roadmap, on June 18, 2009
...otect home buyers. (Of course, these rules haven't done much to stall the still-growing wave of housing foreclosures sweeping the nation.)
Under the administration's proposal, the new agency ...
Does owning a home have to be the American Dream?
in The Mortgage Roadmap, on June 17, 2009
...the mortgage meltdown the country is currently suffering through.
You know all about the meltdown: Housing foreclosures are soaring. Owners are walking away from their homes, giving up hope of paying...
Higher mortgage interest rates putting a scare in homebuilders
in The Mortgage Roadmap, on June 16, 2009
...
Home builders are a nervous lot these days. Who can blame them? Ever since the housing slump began, they've been going out of business or declaring bankruptcy in record numbers.
It's no ...
How'd the mortgage meltdown happen? NPR knows
in The Mortgage Roadmap, on June 15, 2009
...own, it does it in a way that resonates: It focuses on real people, and the impact the mortgage and housing crashes have had on them.
It is compelling radio. You'll learn about people like Clar...
Want a better credit score? Manage your money
in The Mortgage Roadmap, on June 12, 2009
...important now; Lenders were heavily criticized for passing out mortgage money too freely during the housing boom, something that led to the record number of foreclosures we're seeing today.
But h...
Will rising mortgage interest rates stop housing recovery?
in The Mortgage Roadmap, on June 11, 2009
...ring whether increasing mortgage interest rates will slow or even halt the modest recovery that the housing market is now experiencing.
Of course, anything that slows down housing's recovery will...
Wells Fargo accused of pushing bad loans on African-Americans
in The Mortgage Roadmap, on June 8, 2009
...aid to know everything there is to know about mortgage loans.
Problem is, during the height of the housing boom, many mortgage loan officers — not all of them, certainly, but many of them &mdas...
Subprime and racism
in Sox First, on June 8, 2009
...e white net worth and predatory loans were targeted at black and minority groups. Despite the Fair Housing Act of 1968 , housing in the US still comes down to class and race. Real estate agents have ...
Mortgage giant Mozilo charged with fraud
in The Mortgage Roadmap, on June 5, 2009
...I'm always amazed that so many people pin the blame for our nation's current housing crisis on homeowners facing foreclosures. Yes, some of these homeowners — but not nearly all of them ...
Rising healthcare costs put strain on homeowners
in The Mortgage Roadmap, on June 4, 2009
... are related.
But unemployment isn't the only factor in the rise of mortgage delinquencies and housing foreclosures we're now seeing. Credit card debts are high, too, making it harder for fam...
Mortgage delinquencies not slowing
in The Mortgage Roadmap, on June 3, 2009
...
I'm waiting for some good news out of the housing-finance industry. Really. I'd like to wake up one morning, open the paper and read this headline: "Foreclosures fall to record lows!...
Be honest with your finances before taking on a mortgage
in The Mortgage Roadmap, on June 2, 2009
...Many things have caused the housing slump the country is still working through.
But one of the biggest factors? Borrowers weren't honest with themselves before taking on their mortgage loans.
A...
More bad news: Mortgage delinquencies on the rise
in The Mortgage Roadmap, on May 29, 2009
...
It only seems as if the housing slump, and the national recession that followed it, have been going on forever. The housing slowdown, though, didn't start until the middle of 2006 or so.
The...
More housing woes
in Sox First, on May 30, 2009
...
There's been plenty of talk lately about the US housing market bottoming out and that it can only go up from there. But people are clutching at straws. A good example is the paltry 0.3% increa...
Mortgage interest rates went up. Don't panic!
in The Mortgage Roadmap, on May 28, 2009
...ut doesn't make much sense. Mortgage loan officers are swamped these days. The weak economy and housing meltdown has chased many from the business. Those that remain are handling more work than ev...
