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Results for housing. Search took 0.26 seconds.
Suddenly more bullish on housing?
in The Mortgage Roadmap, on July 14, 2009
...e industry suffers through a catastrophic slump, U.S. residents still profess faith in the value of housing?
You'd think that most homeowners today — and potential homeowners — would ...
Downpayments still keeping homebuyers away
in The Mortgage Roadmap, on July 13, 2009
...l, homes aren't cheap. Who has $10,000 or more just lying around for a downpayment?
During the housing boom — which ran through a portion of 2006 — many lenders required borrowers to ...
Do you still have faith in Obama's stimulus plans?
in The Mortgage Roadmap, on July 10, 2009
...ment rate is stuck at 9.5 percent, and is likely to climb higher before it falls. At the same time, housing foreclosures are still at record levels. And housing prices, though they've inched upwar...
Why it matters if your neighbor's struggling to pay the mortgage
in The Mortgage Roadmap, on July 9, 2009
...mply put, you don't want your home surrounded by foreclosed properties.
Foreclosures drag down housing prices for everyone else. If you need to sell your house, it's awfully hard to compete w...
Housing slump boosts population in New York City, other big cities
in The Mortgage Roadmap, on July 3, 2009
...
The housing slump has certainly had some unforeseen consequences. For instance, it may have actually helped boost the number of people living in New York City, Los Angeles and Chicago.
A story b...
It's getting tougher to get a mortgage-broker license
in The Mortgage Roadmap, on July 2, 2009
... it's supposed to.
It's fairly obvious why there are fewer mortgage brokers out there: The housing industry is still a disaster area. Home sales, though they've been inching up a bit, are...
Are you ready for a mortgage loan?
in The Mortgage Roadmap, on July 1, 2009
...urs, is a strong one.
Of course, the American dream has taken a bit of a hit these days, what with housing values plummeting and a record number of homes falling into foreclosure. Still, there are a ...
Is plain vanilla the right goal?
in The Mortgage Roadmap, on June 30, 2009
...t afford. Lenders always convinced buyers, though, that they'd be able to refinance. After all, housing prices are constantly rising, right?
Unfortunately, during the housing slump, housing price...
Would you walk away from your mortgage loan?
in The Mortgage Roadmap, on June 29, 2009
...If your home lost half of its value — not too unbelievable of an occurrence in today's housing market — would you be willing to simply walk away from your mortgage? Would you have any ...
Home sales rise again. Is this a housing recovery?
in The Mortgage Roadmap, on June 25, 2009
... of whom have seen their residences languish on the market for months. But is it a sign that a true housing recovery is in progress? Unfortunately, the best answer I, or anyone else, can give is "...
Don't believe the homeownership hype
in The Mortgage Roadmap, on June 24, 2009
...omes historically have risen in value. There's no denying that. But if you look at the world of housing, you see that these price appreciations don't necessarily equal high profits for homeown...
Did Sonia Sotomayor's mortgage views help send county into recession?
in The Mortgage Roadmap, on June 23, 2009
...general public, to finger the poor and the agencies who work with them as the real culprits for the housing mess the country is now experiencing.
You can see an example of this at The Business Insid...
Beware of loan-modification scams
in The Mortgage Roadmap, on June 21, 2009
...As the number of housing foreclosures across the nation continue to rise, something else is on the upswing, too: loan-modification scams.
The scammers target homeowners who have fallen behind in thei...
A new wave of mortgage foreclosures on the way?
in The Mortgage Roadmap, on June 18, 2009
...39;d like to think all that. Unfortunately, I can't.
What I really think is that the number of housing foreclosures is only going to rise in the coming months. And, unfortunately, many economic a...
Do you trust the government to protect you from mortgage lenders?
in The Mortgage Roadmap, on June 18, 2009
...otect home buyers. (Of course, these rules haven't done much to stall the still-growing wave of housing foreclosures sweeping the nation.)
Under the administration's proposal, the new agency ...
Does owning a home have to be the American Dream?
in The Mortgage Roadmap, on June 17, 2009
...the mortgage meltdown the country is currently suffering through.
You know all about the meltdown: Housing foreclosures are soaring. Owners are walking away from their homes, giving up hope of paying...
Higher mortgage interest rates putting a scare in homebuilders
in The Mortgage Roadmap, on June 15, 2009
...
Home builders are a nervous lot these days. Who can blame them? Ever since the housing slump began, they've been going out of business or declaring bankruptcy in record numbers.
It's no ...
How'd the mortgage meltdown happen? NPR knows
in The Mortgage Roadmap, on June 15, 2009
...own, it does it in a way that resonates: It focuses on real people, and the impact the mortgage and housing crashes have had on them.
It is compelling radio. You'll learn about people like Claren...
Want a better credit score? Manage your money
in The Mortgage Roadmap, on June 12, 2009
...important now; Lenders were heavily criticized for passing out mortgage money too freely during the housing boom, something that led to the record number of foreclosures we're seeing today.
But h...
Will rising mortgage interest rates stop housing recovery?
in The Mortgage Roadmap, on June 11, 2009
...ring whether increasing mortgage interest rates will slow or even halt the modest recovery that the housing market is now experiencing.
Of course, anything that slows down housing's recovery will...
Wells Fargo accused of pushing bad loans on African-Americans
in The Mortgage Roadmap, on June 8, 2009
...aid to know everything there is to know about mortgage loans.
Problem is, during the height of the housing boom, many mortgage loan officers — not all of them, certainly, but many of them &mdas...
Subprime and racism
in Sox First, on June 7, 2009
...e white net worth and predatory loans were targeted at black and minority groups. Despite the Fair Housing Act of 1968 , housing in the US still comes down to class and race. Real estate agents have ...
Mortgage giant Mozilo charged with fraud
in The Mortgage Roadmap, on June 5, 2009
...I'm always amazed that so many people pin the blame for our nation's current housing crisis on homeowners facing foreclosures. Yes, some of these homeowners — but not nearly all of them ...
Rising healthcare costs put strain on homeowners
in The Mortgage Roadmap, on June 4, 2009
... are related.
But unemployment isn't the only factor in the rise of mortgage delinquencies and housing foreclosures we're now seeing. Credit card debts are high, too, making it harder for fam...
Mortgage delinquencies not slowing
in The Mortgage Roadmap, on June 2, 2009
...
I'm waiting for some good news out of the housing-finance industry. Really. I'd like to wake up one morning, open the paper and read this headline: "Foreclosures fall to record lows!...
Be honest with your finances before taking on a mortgage
in The Mortgage Roadmap, on June 2, 2009
...Many things have caused the housing slump the country is still working through.
But one of the biggest factors? Borrowers weren't honest with themselves before taking on their mortgage loans.
A...
More bad news: Mortgage delinquencies on the rise
in The Mortgage Roadmap, on May 29, 2009
...
It only seems as if the housing slump, and the national recession that followed it, have been going on forever. The housing slowdown, though, didn't start until the middle of 2006 or so.
The...
More housing woes
in Sox First, on May 29, 2009
...
There's been plenty of talk lately about the US housing market bottoming out and that it can only go up from there. But people are clutching at straws. A good example is the paltry 0.3% increa...
Mortgage interest rates went up. Don't panic!
in The Mortgage Roadmap, on May 28, 2009
...ut doesn't make much sense. Mortgage loan officers are swamped these days. The weak economy and housing meltdown has chased many from the business. Those that remain are handling more work than ev...
Is your credit score falling?
in The Mortgage Roadmap, on May 27, 2009
...it score dropped six points to 651. Credit scores fell even more in those states hit hardest by the housing slump. TransUnion credit scores in California fell 10 points, while they dipped by 11 points...
Powerbrella from Sky Shades Blocks and Channels the Sun
in The Gadgets Weblog, on May 27, 2009
...pplications of PowerPlastic. Tents for camping, car canopy's, or even passive awnings and other housing structures could be turned into energy collecting devices. All in all, this is a pretty swee...
Economists predict recession ends this year. As if!
in Sox First, on May 27, 2009
...
So economists are predicting the recession will end this year. They reckon the housing market will bottom out and they don't see the recession lasting longer than the first quarter of 2010. ...
Loan modifications not always helping homeowners
in The Mortgage Roadmap, on May 26, 2009
...It's clear that the Obama administration wants to see fewer housing foreclosures. That makes sense: Housing foreclosures help no one. The banks certainly don't want these homes back. Foreclosu...
You can lower your mortgage interest rate -- BEFORE you take out that loan
in The Mortgage Roadmap, on May 25, 2009
...payment. The standard down payment used to be 20 percent of a home's purchase price. During the housing boom of 2001 through 2006, lenders offered a host of low-down-payment and no-down-payment lo...
How low will interest rates go? Who knows?
in The Mortgage Roadmap, on May 22, 2009
...ect time to refinance or lock in a mortgage interest rate is a loser's game, unfortunately. The housing market has always been a tricky one to figure. It's downright confounding these days.
T...
The refi money is still flowing
in The Mortgage Roadmap, on May 21, 2009
...
There's one benefit to the still slumping housing market: The government has consistently made moves that have resulted in lower mortgage interest rates.
This means that buyers who qualify f...
Will credit card bill stall mortgage foreclosures?
in The Mortgage Roadmap, on May 20, 2009
...That's a big financial burden.
Is there a relation between this spiraling credit card debt and housing foreclosures? Probably. It's hard to make your mortgage payments when you're already...
How bad is the housing market? That depends
in The Mortgage Roadmap, on May 19, 2009
...ortgage loan. But you're wondering: You've heard some good news recently regarding the U.S. housing market. Has a recovery begun? And will this mean you'll pay higher prices for a home?
I...
More bad news: Housing foreclosure activity remains at record levels
in The Mortgage Roadmap, on May 14, 2009
...39;t disappoint this month, when it released its April foreclosure report . The report showed that housing foreclosure activity remained at record levels during the month.
According to the report, 3...
Bad retail figures expose recovery myth
in Sox First, on May 14, 2009
...other necessary condition for a global recovery is a bottoming in not only the U.S. but also global housing markets. So far, in most markets, housing prices seem far from their bottom and the outstand...
Looking to buy? Your mortgage loan might be smaller than ever
in The Mortgage Roadmap, on May 13, 2009
...
If you've been on the fence about purchasing your first home, the news that U.S. housing prices fell by the largest margin ever during the first quarter of this year might make your decision...
Navigating the new mortgage roadmap
in The Mortgage Roadmap, on May 12, 2009
...ed for my most recent mortgage loan back in 2006. You might remember that this was right before the housing boom ended and the housing crash began. Bad timing on my part. Today, my home is worth far l...
Ratings agency crackdowns
in Sox First, on May 1, 2009
...ission is cracking down on conflicts of interest at the rating agencies but the head of the Federal Housing Finance Agency James Lockhart has told Reuters more needs to be done. All these changes w...
No recovery in sight
in Sox First, on April 30, 2009
...eak for a time". With the Fed printing money to buy Treasurys, mortgage-backed securities and housing agency debt , some economists are predicting the US economy will return to growth with a bi...
Nouriel Roubini: we're not even at the bottom yet
in Sox First, on April 27, 2009
...next wealth creating growth cycle will come from. "We had the real-estate bubble, tech bubble, housing bubble, hedge-fund bubble, private-equity bubble, commodities bubble, even the art bubble-an...
我怎么用 Twitter
in Wangtam, on April 21, 2009
... 中关村遭遇集体追债：失去鹏泰投资经营贫血
• Washington, D.C. will be 1st to get free mobile TV
• Microsoft asks just $15 for each XP netbook
• Flash Charges into the Living Room
• New 'Get a Mac' ads don&...
Economic recovery a long "slog" - Volcker
in Sox First, on April 19, 2009
... way off and that it's going to be one long hard slog. The reality is that the fundamentals of housing, consumer demand and corporate investment need to show signs of improvement before we know t...
Model-Making Klutz Admires 1-6th Scale Corvette Engine That Runs
in Classical Drives, on April 17, 2009
...es were developed for stamping out the front cover, oil pan and rockers. The pistons and water pump housing are cast aluminum and the valve covers are going to be investment-cast. Since this engine is...
Hope, greed, fear and the financial crisis
in Sox First, on April 16, 2009
...out mortgages that automatically adjust the terms of the loan to the borrower's ability to pay, housing futures markets, comprehensive financial advice for the poor and a massive education campaig...
Transforming social housing in Africa
in Audeamus - How dare we..., on April 10, 2009
...ransforming factor in social enterprises is Taffy Adler.
Taffy become the CEO of the Johannesburg Housing Company (JHC) in 1996. According to INSEAD, the company is an urban regeneration agency that...
Advertising market crash
in Sox First, on April 2, 2009
... It won't result in increased consumer spending at a time when unemployment is climbing and the housing sector is in strife. Why is this important? Because advertising is a lead indicator of econ...
Westwood Memories Celebrate With Historic Racing
in Classical Drives, on March 27, 2009
...sit there in the late 50s very well and loved the track and its surroundings." Sadly, suburban housing crept closer until, in 1991, the track was sold to developers. Even as I write, some family ...
Can You Hear Me Know and Can You Spare a Dime
in The Gadgets Weblog, on March 24, 2009
...t now.
"A cellphone is the only way you can call to keep up with your food stamps , your housing application, your job," says Rommel McBride, who spent six years on the streets.
Grant...
Market soars as trade collapses
in Sox First, on March 24, 2009
... banking system and deprived firms and individuals of much-needed credit. Falling stock markets and housing prices have also administered negative shocks to wealth in the United States and elsewhere, ...
Global recession: no co-ordination, no end.
in Sox First, on March 20, 2009
... basis that there will be lots of fiscal support, that credit conditions will improve, that the US housing market will bottom out and that there will be sharply lower oil and other major commodity pri...
Detroit and the rest: how the crash will reshape America
in Sox First, on March 3, 2009
...not change that. Neither auto-company rescue packages nor policies designed to artificially prop up housing prices will position the country for renewed growth, at least not of the sustainable variety...
The Bernanke-Obama dance
in Sox First, on February 25, 2009
...rhetoric is brilliant, but does it stack up? Consider some of his claims: "We have launched a housing plan that will help responsible families facing the threat of foreclosure lower their monthl...
Dumb money and the meltdown
in Sox First, on February 24, 2009
...ed on four pillars: perpetually low interest rates, perpetually rising asset prices (especially for housing), borrowers of all types remaining perpetually current, and perpetually strong markets for d...
Greenspan wants to nationalize banks
in Sox First, on February 19, 2009
...nts on investors. As a result, you got a stock market bubble that was followed up by an even bigger housing and mortgage credit bubble. And now, he talks about nationalizing the banks, to clean up th...
Bad Money by Kevin Phillips
in Sox First, on February 17, 2009
...financial debt and extending mortgage credit to subprime and other unqualified buyers, swelling the housing, mortgage and credit bubble to the point where it started to explode in 2007. The hugeness o...
Stimulus Hype: Will the Stimulus Work? (Part I)
in Bizinformer, on February 7, 2009
.... They did it for performance bonuses at the time. And the result was a credit crunch and a stalled housing market that's dragged the rest of the economy down with it. If Schram whats to talk abou...
US unemployment gets worse
in Sox First, on February 6, 2009
...ly widespread across the country, with a few exceptions. The plight of the US auto industry and US housing mess is highlighted in Michigan which has the highest unemployment rate of 10.6% (and up fro...
Mayor Of Gulfport Mississippi Charged With Committing "Katrina" Fraud
in Exclusive from our news room , on January 28, 2009
...onnection with a liability insurance claim they filed.
The couple also defrauded FEMA, and federal housing officials, by falsely claiming that their residence had been damaged by Hurricane Katrina.
...
The meltdown's rogue gallery
in Sox First, on January 26, 2009
...art of the meltdown . The list is headed by former Fed chairman Alan Greenspan who allowed the housing bubble to develop as a result of his low interest rates, who failed to regulate mortgage len...
American Building Industry Seeking Federal Bail Out Funds
in Exclusive from our news room , on January 22, 2009
...;s worth of inventory.
Check out the "L.A. Times" report on the status of America's housing market and where it's headed .
...
Maths and the meltdown
in Sox First, on January 14, 2009
...'s model of speculative bubbles, such as the dot-com bubble of the late '90s and the recent housing bubble, does not match real-life observations. Classical finance contends that rational inve...
Diagnosing the liquidity and credit crunch
in Sox First, on January 6, 2009
...sed on historically low mortgage default and delinquency rates. More importantly, past downturns in housing prices were primarily regional phenomena...In addition, structured products may have receive...
More handouts: who's next?
in Sox First, on January 2, 2009
... Reuters reports that newspapers are looking for government handouts. And let's not forget the housing market. There are two ways of looking at this. One view is that the bailout props up indust...
Automaker bailout: at what cost?
in Sox First, on December 19, 2008
...combined with the $700 billion bank bailout, might send out to other dysfunctional industries. Like housing? Do they get bailouts too? As the 3BlueDudes site points out, the US Government seems to ...
Bernanke the banker
in Sox First, on December 17, 2008
...rge quantities of agency debt and mortgage-backed securities to provide support to the mortgage and housing markets, and it stands ready to expand its purchases of agency debt and mortgage-backed secu...
